BREAD FINANCIAL HOLDINGS, INC.

By person

34 insiders · 316 transactions

52.6×

Ralph J. Andretta holds 52.6 times base salary in stock. $62.96M of shares against $1.20M in salary for 2025.

Salary from the company's own proxy. The shares are what Ralph J. Andretta last reported holding, valued at $108.14, the price Common Stock was last bought or sold at on the open market here, on 14 Sep 2026.

Insider

Role

Bought

Sold

Net

Holding

Of company

Worth

Change

ValueAct Holdings, L.P. entity

10% owner

$101.95M (11)

$564.38M (5)

−$462.43M

1,377,646

3.59%

$148.98M

−75.4%

HEFFERNAN EDWARD J

President and CEO

—

$8.45M (6)

−$8.45M

251,893

0.6556%

$27.24M

+36.7%

Turtle Creek Asset Management Inc. entity

10% owner

$20.94M (77)

$27.92M (162)

−$6.99M

293,092

0.7629%

$31.69M

−22.3%

HORN CHARLES L

EVP & Senior Advisor

—

$4.53M (7)

−$4.53M

6,300

0.0164%

$681.28K

−55.9%

Miller Melisa A

EVP & Pres, Card Services

—

$3.00M (2)

−$3.00M

42,453

0.1105%

$4.59M

+60.8%

Pearson Bryan A

EVP & President, LoyaltyOne

—

$2.72M (4)

−$2.72M

25,282

0.0658%

$2.73M

+248.7%

Kennedy Bryan J

EVP & President, Epsilon

$55.04K (1)

$2.46M (2) scheduled

−$2.40M

130,693

0.3402%

$14.13M

+20.6%

Andretta Ralph J

President and CEO

$149.80K (1)

$1.34M (3) scheduled

−$1.19M

582,241

1.52%

$62.96M

+1,459%

Santillan Laura

SVP, Chief Acctg. Officer

$67.80K (2)

$1.00M (3)

−$933.82K

38,249

0.0996%

$4.14M

+215.4%

Gerspach John C

Director

$860.99K (3)

—

+$860.99K

55,574

0.1447%

$6.01M

+4,531%

BALLOU ROGER H

Director

$302.01K (4)

$1.02M (2)

−$719.18K

30,079

0.0783%

$3.25M

+202.8%

King Timothy P

EVP & Chief Financial Officer

—

$684.33K (3)

−$684.33K

35,889

0.0934%

$3.88M

+625.6%

Lakhwara Praniti

Director

—

$297.35K (1)

−$297.35K

4,458

0.0116%

$482.09K

—

ANDERSON BRUCE K

Director

$290.60K (1)

—

+$290.60K

748,554

1.95%

$80.95M

+1.8%

MINICUCCI ROBERT A

Director

$289.85K (1)

—

+$289.85K

135,190

0.3519%

$14.62M

+8.8%

Fawcett John J.

Director

$274.45K (5)

—

+$274.45K

12,638

0.0329%

$1.37M

—

JENSEN KENNETH R

Director

$191.82K (1)

—

+$191.82K

78,260

0.2037%

$8.46M

+12.7%

Chesnut John Jeffrey

SVP and Treasurer

—

$175.00K (2)

−$175.00K

19,141

0.0498%

$2.07M

+1,165%

THERIAULT TIMOTHY J

Director

$162.19K (2)

—

+$162.19K

27,384

0.0713%

$2.96M

+2,401%

Beberman Perry S

EVP, Chief Financial Officer

$119.52K (1)

—

+$119.52K

121,570

0.3164%

$13.15M

+5,748%

Tucker Laurie Anne

Director

$115.22K (1)

—

+$115.22K

35,459

0.0923%

$3.83M

+1,011%

Greer Valerie E

EVP, Chief Commercial Officer

$113.25K (1)

—

+$113.25K

155,352

0.4044%

$16.80M

+490.7%

TURNEY SHAREN J

Director

$52.03K (1)

—

+$52.03K

23,174

0.0603%

$2.51M

+2,706%

McCarthy Dennis James

EVP, Chief Revenue Officer

$1.72K (1)

—

+$1.72K

29,546

0.0769%

$3.20M

+0.1%

Motes Joseph L III

EVP, CAO, Gen Counsel & Secy

—

129,617

0.3374%

$14.02M

—

McConnaughey Tammy M

EVP, Operations & Credit Risk

—

123,320

0.3210%

$13.34M

+489.8%

Driscoll Allegra S

EVP, Chief Technology Officer

—

59,968

0.1561%

$6.48M

—

Campbell Jonathan Bryan

SVP, Chief Accounting Officer

—

37,149

0.0967%

$4.02M

+209.8%

DRAPER E LINN JR

Director

—

26,990

0.0703%

$2.92M

+9.0%

Natarajan Rajesh

Director

—

21,442

0.0558%

$2.32M

+2,674%

St Clair Joyce

Director

—

11,307

0.0294%

$1.22M

—

COBB D KEITH

Director

—

9,237

0.0240%

$998.89K

+6.5%

Kimbrough Karin

Director

—

4,889

0.0127%

$528.70K

+2,407%

Barlow Kelly J

Director

—

0.0000%

$0.00

—

BREAD FINANCIAL HOLDINGS, INC.

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Individual transactions

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