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Stocks · Financials · Fire, Marine & Casualty Insurance

American International Group

AIG Clue Score49
United States Fiscal year ends December CIK 0000005272
$77.04 -0.01% Close, 9 Oct 2026
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Price $77.04 +33.08% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue52.37Net income−0.85EPS, diluted−0.78Fiscal year 2017Revenue49.52 −5.4%Net income−6.08EPS, diluted−6.54Fiscal year 2018Revenue47.39 −4.3%Net income−0.01EPS, diluted−0.01Fiscal year 2019Revenue49.75 +5.0%Net income3.35EPS, diluted3.74Fiscal year 2020Revenue43.74 −12.1%Net income−5.94 −277.5%EPS, diluted−6.88 −284.0%Fiscal year 2021Revenue52.16 +19.3%Net income10.37EPS, diluted11.95Fiscal year 2022Revenue30.00 −42.5%Net income10.23 −1.4%EPS, diluted12.94 +8.3%Fiscal year 2023Revenue27.94 −6.9%Net income3.64 −64.4%EPS, diluted4.98 −61.5%Fiscal year 2024Revenue27.25 −2.5%Net income−1.40 −138.5%EPS, diluted−2.17 −143.6%Fiscal year 2025Revenue26.78 −1.7%Net income3.10EPS, diluted5.43
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 52.37 49.52 47.39 49.75 43.74 52.16 30.00 27.94 27.25 26.78
Growth −5.4% −4.3% +5.0% −12.1% +19.3% −42.5% −6.9% −2.5% −1.7%
Net income −0.85 −6.08 −0.01 3.35 −5.94 10.37 10.23 3.64 −1.40 3.10
Growth −277.5% −1.4% −64.4% −138.5%
EPS, diluted −0.78 −6.54 −0.01 3.74 −6.88 11.95 12.94 4.98 −2.17 5.43
Growth −284.0% +8.3% −61.5% −143.6%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin−1.6%Free cash flow margin4.6%Fiscal year 2017Net margin−12.3%Free cash flow margin−16.8%Fiscal year 2018Net margin−0.0%Free cash flow margin−1.6%Fiscal year 2019Net margin6.7%Free cash flow margin−4.2%Fiscal year 2020Net margin−13.6%Free cash flow margin1.6%Fiscal year 2021Net margin19.9%Free cash flow margin11.3%Fiscal year 2022Net margin34.1%Free cash flow margin13.1%Fiscal year 2023Net margin13.0%Free cash flow margin21.5%Fiscal year 2024Net margin−5.2%Fiscal year 2025Net margin11.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin −1.6% −12.3% −0.0% 6.7% −13.6% 19.9% 34.1% 13.0% −5.2% 11.6%
Free cash flow margin 4.6% −16.8% −1.6% −4.2% 1.6% 11.3% 13.1% 21.5% n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow3.50Capital expenditure−1.12Free cash flow2.38Buybacks−11.46Dividends paid−1.37Fiscal year 2017Operating cash flow−7.82Capital expenditure−0.48Free cash flow−8.30 −448.3%Buybacks−6.28Dividends paid−1.17Fiscal year 2018Operating cash flow−0.39Capital expenditure−0.37Free cash flow−0.76Buybacks−1.74Dividends paid−1.14Fiscal year 2019Operating cash flow−1.81Capital expenditure−0.30Free cash flow−2.11Buybacks0.00Dividends paid−1.11Fiscal year 2020Operating cash flow1.04Capital expenditure−0.35Free cash flow0.69Buybacks−0.50Dividends paid−1.10Fiscal year 2021Operating cash flow6.22Capital expenditure−0.34Free cash flow5.88 +758.4%Buybacks−2.59Dividends paid−1.08Fiscal year 2022Operating cash flow4.13Capital expenditure−0.21Free cash flow3.92 −33.3%Buybacks−5.20Dividends paid−0.98Fiscal year 2023Operating cash flow6.24Capital expenditure−0.24Free cash flow6.00 +53.0%Buybacks−2.96Dividends paid−1.00Fiscal year 2024Operating cash flow3.27Buybacks−6.65Dividends paid−1.00Fiscal year 2025Operating cash flow3.31Buybacks−5.84Dividends paid−0.98
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 3.50 −7.82 −0.39 −1.81 1.04 6.22 4.13 6.24 3.27 3.31
Capital expenditure −1.12 −0.48 −0.37 −0.30 −0.35 −0.34 −0.21 −0.24 n/a n/a
Free cash flow 2.38 −8.30 −0.76 −2.11 0.69 5.88 3.92 6.00 n/a n/a
Growth −448.3% +758.4% −33.3% +53.0%
Buybacks −11.46 −6.28 −1.74 0.00 −0.50 −2.59 −5.20 −2.96 −6.65 −5.84
Dividends paid −1.37 −1.17 −1.14 −1.11 −1.10 −1.08 −0.98 −1.00 −1.00 −0.98

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash2.11Total debt30.91Net cash (debt)−28.81Shareholders’ equity76.30Debt to equity0.41Fiscal year 2017Cash2.74Total debt31.64Net cash (debt)−28.90Shareholders’ equity65.17Debt to equity0.49Fiscal year 2018Cash3.36Total debt34.54Net cash (debt)−31.18Shareholders’ equity56.36Debt to equity0.61Fiscal year 2019Cash3.29Total debt35.35Net cash (debt)−32.06Shareholders’ equity65.68Debt to equity0.54Fiscal year 2020Cash3.23Total debt37.53Net cash (debt)−34.30Shareholders’ equity66.36Debt to equity0.57Fiscal year 2021Cash2.43Total debt30.16Net cash (debt)−27.74Shareholders’ equity65.96Debt to equity0.46Fiscal year 2022Cash1.57Total debt27.18Net cash (debt)−25.61Shareholders’ equity40.97Debt to equity0.66Fiscal year 2023Cash1.57Total debt10.61Net cash (debt)−9.03Shareholders’ equity45.35Debt to equity0.23Fiscal year 2024Cash1.37Total debt8.92Net cash (debt)−7.55Shareholders’ equity42.52Debt to equity0.21Fiscal year 2025Cash1.35Total debt9.19Net cash (debt)−7.85Shareholders’ equity41.14Debt to equity0.22
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 2.11 2.74 3.36 3.29 3.23 2.43 1.57 1.57 1.37 1.35
Total debt 30.91 31.64 34.54 35.35 37.53 30.16 27.18 10.61 8.92 9.19
Net cash (debt) −28.81 −28.90 −31.18 −32.06 −34.30 −27.74 −25.61 −9.03 −7.55 −7.85
Shareholders’ equity 76.30 65.17 56.36 65.68 66.36 65.96 40.97 45.35 42.52 41.14
Debt to equity 0.41 0.49 0.61 0.54 0.57 0.46 0.66 0.23 0.21 0.22

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
52.37 49.52 47.39 49.75 43.74 52.16 30.00 27.94 27.25 26.78
Growth −5.4% −4.3% +5.0% −12.1% +19.3% −42.5% −6.9% −2.5% −1.7%
10.99 9.11 9.30 8.54 8.40 8.73 6.16 5.40 5.53 5.05
−0.07 1.47 0.26 5.29 −7.29 13.35 3.77 2.87 3.87 3.88
0.19 7.53 0.15 1.17 −1.46 2.44 0.88 0.13 1.17 0.78
−0.85 −6.08 −0.01 3.35 −5.94 10.37 10.23 3.64 −1.40 3.10
Growth −277.5% −1.4% −64.4% −138.5%
Per share
−0.78 −6.54 −0.01 3.79 −6.88 12.10 13.10 5.02 −2.19 5.48
−0.78 −6.54 −0.01 3.74 −6.88 11.95 12.94 4.98 −2.17 5.43
Growth −284.0% +8.3% −61.5% −143.6%
1,091 930.6 898.4 876.8 869.3 854.3 778.6 719.5 651.4 565.1
1,091 930.6 910.1 889.5 869.3 864.9 787.9 725.2 657.3 570.3
Growth −14.7% −2.2% −2.3% −2.3% −0.5% −8.9% −8.0% −9.4% −13.2%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue shrank 9.3% a year over five years.
  • The diluted share count fell 34.4% in five years, so buybacks did some of the work per share.
  • A net loss in 5 of 10 years on file.