InsiderClue
Stocks · Financials · Savings Institution, Federally Chartered

BCB BANCORP INC

BCBP Clue Score45
United States Fiscal year ends December CIK 0001228454
$8.23 -0.96% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $8.23 −45.32% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income8.0EPS, diluted0.63Fiscal year 2017Net income10.0 +24.7%EPS, diluted0.75 +19.0%Fiscal year 2018Net income16.8 +67.9%EPS, diluted1.01 +34.7%Fiscal year 2019Net income21.0 +25.5%EPS, diluted1.20 +18.8%Fiscal year 2020Net income20.9 −0.8%EPS, diluted1.14 −5.0%Fiscal year 2021Net income34.2 +64.2%EPS, diluted1.92 +68.4%Fiscal year 2022Net income45.6 +33.1%EPS, diluted2.58 +34.4%Fiscal year 2023Net income29.5 −35.3%EPS, diluted1.70 −34.1%Fiscal year 2024Net income18.6 −36.8%EPS, diluted0.99 −41.8%Fiscal year 2025Net income−12.5 −167.3%EPS, diluted−0.84 −184.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 8.0 10.0 16.8 21.0 20.9 34.2 45.6 29.5 18.6 −12.5
Growth +24.7% +67.9% +25.5% −0.8% +64.2% +33.1% −35.3% −36.8% −167.3%
EPS, diluted 0.63 0.75 1.01 1.20 1.14 1.92 2.58 1.70 0.99 −0.84
Growth +19.0% +34.7% +18.8% −5.0% +68.4% +34.4% −34.1% −41.8% −184.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow7.2Capital expenditure−6.1Free cash flow1.2Dividends paid−6.0Fiscal year 2017Operating cash flow21.0Capital expenditure−1.9Free cash flow19.1 +1,543.1%Dividends paid−6.5Fiscal year 2018Operating cash flow40.0Capital expenditure−1.6Free cash flow38.5 +101.1%Dividends paid−8.4Fiscal year 2019Operating cash flow24.3Capital expenditure−2.5Free cash flow21.8 −43.4%Dividends paid−8.7Fiscal year 2020Operating cash flow139.3Capital expenditure−1.4Free cash flow138.0 +534.2%Buybacks−4.9Dividends paid−9.2Fiscal year 2021Operating cash flow45.9Capital expenditure−0.3Free cash flow45.6 −67.0%Buybacks−4.2Dividends paid−9.8Fiscal year 2022Operating cash flow40.9Capital expenditure−0.5Free cash flow40.4 −11.4%Buybacks−3.4Dividends paid−10.4Fiscal year 2023Operating cash flow35.2Capital expenditure−4.5Free cash flow30.6 −24.1%Buybacks−3.8Dividends paid−10.4Fiscal year 2024Operating cash flow67.7Capital expenditure−1.2Free cash flow66.5 +117.1%Dividends paid−10.4Fiscal year 2025Operating cash flow35.9Capital expenditure−1.0Free cash flow34.9 −47.6%Dividends paid−10.6
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 7.2 21.0 40.0 24.3 139.3 45.9 40.9 35.2 67.7 35.9
Capital expenditure −6.1 −1.9 −1.6 −2.5 −1.4 −0.3 −0.5 −4.5 −1.2 −1.0
Free cash flow 1.2 19.1 38.5 21.8 138.0 45.6 40.4 30.6 66.5 34.9
Growth +1,543.1% +101.1% −43.4% +534.2% −67.0% −11.4% −24.1% +117.1% −47.6%
Buybacks n/a n/a n/a n/a −4.9 −4.2 −3.4 −3.8 n/a n/a
Dividends paid −6.0 −6.5 −8.4 −8.7 −9.2 −9.8 −10.4 −10.4 −10.4 −10.6

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash65.0Total debt155.0Net cash (debt)−90.0Shareholders’ equity131.1Debt to equity1.18Fiscal year 2017Cash124.2Total debt185.0Net cash (debt)−60.8Shareholders’ equity176.5Debt to equity1.05Fiscal year 2018Cash195.3Shareholders’ equity200.2Fiscal year 2019Cash550.4Shareholders’ equity239.5Fiscal year 2020Cash261.2Shareholders’ equity249.2Fiscal year 2021Cash411.6Shareholders’ equity274.0Fiscal year 2022Cash229.4Shareholders’ equity291.3Fiscal year 2023Cash279.5Shareholders’ equity314.1Fiscal year 2024Cash317.3Shareholders’ equity323.9Fiscal year 2025Cash276.6Shareholders’ equity304.3
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 65.0 124.2 195.3 550.4 261.2 411.6 229.4 279.5 317.3 276.6
Total debt 155.0 185.0 n/a n/a n/a n/a n/a n/a n/a n/a
Net cash (debt) −90.0 −60.8 n/a n/a n/a n/a n/a n/a n/a n/a
Shareholders’ equity 131.1 176.5 200.2 239.5 249.2 274.0 291.3 314.1 323.9 304.3
Debt to equity 1.18 1.05 n/a n/a n/a n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
13.3 20.2 24.2 30.3 29.4 48.3 63.1 41.5 26.3 −18.3
5.3 10.2 7.5 9.3 8.6 14.0 17.5 12.0 7.6 −5.8
8.0 10.0 16.8 21.0 20.9 34.2 45.6 29.5 18.6 −12.5
Growth +24.7% +67.9% +25.5% −0.8% +64.2% +33.1% −35.3% −36.8% −167.3%
Per share
0.63 0.76 1.02 1.20 1.14 1.94 2.64 1.71 0.99 −0.84
0.63 0.75 1.01 1.20 1.14 1.92 2.58 1.70 0.99 −0.84
Growth +19.0% +34.7% +18.8% −5.0% +68.4% +34.4% −34.1% −41.8% −184.8%
11.2 12.4 15.6 16.4 17.2 17.1 17.0 16.9 17.0 17.2
11.3 12.5 15.7 16.4 17.2 17.2 17.3 16.9 17.0 17.2
Growth +11.2% +25.2% +4.9% +4.9% +0.1% +0.6% −2.4% +0.5% +1.0%

Five years in brief

Worked out from the figures above, not from a press release
  • The share count barely moved in five years.
  • A net loss in 1 of 10 years on file.