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Stocks · Financials · Life Insurance

Brighthouse Financial, Inc.

BHF Clue Score47
United States Fiscal year ends December CIK 0001685040
$48.53 -0.94% Close, 9 Oct 2026
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Price $48.53 −3.11% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 17 Jul 2017. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue3.02Net income−2.94EPS, diluted−24.54Fiscal year 2017Revenue6.84 +126.7%Net income−0.38EPS, diluted−3.16Fiscal year 2018Revenue8.97 +31.0%Net income0.87EPS, diluted7.21Fiscal year 2019Revenue6.55 −26.9%Net income−0.74 −185.5%EPS, diluted−6.76 −193.8%Fiscal year 2020Revenue8.50 +29.7%Net income−1.06EPS, diluted−11.58Fiscal year 2021Revenue4.98 −41.5%Net income1.64EPS, diluted18.39Fiscal year 2022Revenue6.87 +38.1%Net income3.88 +136.1%EPS, diluted51.30 +179.0%Fiscal year 2023Revenue4.12 −40.1%Net income−1.11 −128.7%EPS, diluted−18.39 −135.8%Fiscal year 2024Revenue4.72 +14.7%Net income0.39EPS, diluted4.64Fiscal year 2025Revenue6.77 +43.2%Net income0.43 +11.6%EPS, diluted5.71 +23.1%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 3.02 6.84 8.97 6.55 8.50 4.98 6.87 4.12 4.72 6.77
Growth +126.7% +31.0% −26.9% +29.7% −41.5% +38.1% −40.1% +14.7% +43.2%
Net income −2.94 −0.38 0.87 −0.74 −1.06 1.64 3.88 −1.11 0.39 0.43
Growth −185.5% +136.1% −128.7% +11.6%
EPS, diluted −24.54 −3.16 7.21 −6.76 −11.58 18.39 51.30 −18.39 4.64 5.71
Growth −193.8% +179.0% −135.8% +23.1%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin−97.4%Fiscal year 2017Net margin−5.5%Fiscal year 2018Net margin9.6%Fiscal year 2019Net margin−11.3%Fiscal year 2020Net margin−12.5%Fiscal year 2021Net margin33.0%Fiscal year 2022Net margin56.4%Fiscal year 2023Net margin−27.0%Fiscal year 2024Net margin8.2%Fiscal year 2025Net margin6.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin −97.4% −5.5% 9.6% −11.3% −12.5% 33.0% 56.4% −27.0% 8.2% 6.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow3.74Buybacks0.00Dividends paid−0.56Fiscal year 2017Operating cash flow3.40Buybacks0.00Dividends paid0.00Fiscal year 2018Operating cash flow3.06Buybacks−0.11Fiscal year 2019Operating cash flow1.83Buybacks−0.44Fiscal year 2020Operating cash flow0.89Buybacks−0.47Fiscal year 2021Operating cash flow0.64Buybacks−0.50Fiscal year 2022Operating cash flow−1.23Buybacks−0.49Fiscal year 2023Operating cash flow−0.14Buybacks−0.25Fiscal year 2024Operating cash flow−0.29Buybacks−0.25Fiscal year 2025Operating cash flow0.26Buybacks−0.10
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 3.74 3.40 3.06 1.83 0.89 0.64 −1.23 −0.14 −0.29 0.26
Buybacks 0.00 0.00 −0.11 −0.44 −0.47 −0.50 −0.49 −0.25 −0.25 −0.10
Dividends paid −0.56 0.00 n/a n/a n/a n/a n/a n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash5.23Total debt1.91Net cash (debt)3.32Shareholders’ equity14.86Debt to equity0.13Fiscal year 2017Cash1.86Total debt3.61Net cash (debt)−1.76Shareholders’ equity14.52Debt to equity0.25Fiscal year 2018Cash4.15Total debt3.96Net cash (debt)0.18Shareholders’ equity14.42Debt to equity0.27Fiscal year 2019Cash2.88Total debt4.37Net cash (debt)−1.49Shareholders’ equity16.17Debt to equity0.27Fiscal year 2020Cash4.11Total debt3.44Net cash (debt)0.67Shareholders’ equity18.02Debt to equity0.19Fiscal year 2021Cash4.47Total debt3.16Net cash (debt)1.32Shareholders’ equity16.14Debt to equity0.20Fiscal year 2022Cash4.12Total debt3.16Net cash (debt)0.96Shareholders’ equity5.53Debt to equity0.57Fiscal year 2023Cash3.85Total debt3.16Net cash (debt)0.70Shareholders’ equity4.94Debt to equity0.64Fiscal year 2024Cash5.05Total debt3.16Net cash (debt)1.89Shareholders’ equity4.96Debt to equity0.64Fiscal year 2025Cash5.39Total debt3.16Net cash (debt)2.23Shareholders’ equity6.77Debt to equity0.47
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 5.23 1.86 4.15 2.88 4.11 4.47 4.12 3.85 5.05 5.39
Total debt 1.91 3.61 3.96 4.37 3.44 3.16 3.16 3.16 3.16 3.16
Net cash (debt) 3.32 −1.76 0.18 −1.49 0.67 1.32 0.96 0.70 1.89 2.23
Shareholders’ equity 14.86 14.52 14.42 16.17 18.02 16.14 5.53 4.94 4.96 6.77
Debt to equity 0.13 0.25 0.27 0.27 0.19 0.20 0.57 0.64 0.64 0.47

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
3.02 6.84 8.97 6.55 8.50 4.98 6.87 4.12 4.72 6.77
Growth +126.7% +31.0% −26.9% +29.7% −41.5% +38.1% −40.1% +14.7% +43.2%
−4.71 −0.62 0.99 −1.05 −1.42 2.01 4.73 −1.47 0.42 0.47
−1.77 −0.24 0.12 −0.32 −0.36 0.36 0.85 −0.37 0.03 0.04
−2.94 −0.38 0.87 −0.74 −1.06 1.64 3.88 −1.11 0.39 0.43
Growth −185.5% +136.1% −128.7% +11.6%
Per share
−24.54 −3.16 7.24 −6.76 −11.58 18.54 51.73 −18.39 4.67 5.75
−24.54 −3.16 7.21 −6.76 −11.58 18.39 51.30 −18.39 4.64 5.71
Growth −193.8% +179.0% −135.8% +23.1%
119.8 119.8 119.4 112.5 95.4 83.8 73.0 66.0 61.2 57.5
119.8 119.8 119.8 112.5 95.4 84.5 73.6 66.0 61.6 57.9
Growth +0.0% +0.0% −6.1% −15.3% −11.4% −12.9% −10.3% −6.7% −5.9%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue shrank 4.5% a year over five years.
  • The diluted share count fell 39.2% in five years, so buybacks did some of the work per share.
  • A net loss in 5 of 10 years on file.