InsiderClue
Stocks · Financials · State Commercial Banks

Bank of Marin Bancorp

BMRC Clue Score32
United States Fiscal year ends December CIK 0001403475
$26.67 -1.73% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $26.67 −29.76% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income23.1EPS, diluted3.78Fiscal year 2017Net income16.0 −30.9%EPS, diluted1.27Fiscal year 2018Net income32.6 +104.2%EPS, diluted2.33Fiscal year 2019Net income34.2 +5.0%EPS, diluted2.48Fiscal year 2020Net income30.2 −11.7%EPS, diluted2.22Fiscal year 2021Net income33.2 +9.9%EPS, diluted2.30Fiscal year 2022Net income46.6 +40.2%EPS, diluted2.92Fiscal year 2023Net income19.9 −57.3%EPS, diluted1.24Fiscal year 2024Net income−8.4 −142.3%EPS, diluted−0.52Fiscal year 2025Net income−35.7EPS, diluted−2.24
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 23.1 16.0 32.6 34.2 30.2 33.2 46.6 19.9 −8.4 −35.7
Growth −30.9% +104.2% +5.0% −11.7% +9.9% +40.2% −57.3% −142.3%
EPS, diluted 3.78 1.27 2.33 2.48 2.22 2.30 2.92 1.24 −0.52 −2.24

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow25.4Capital expenditure−1.0Free cash flow24.4Dividends paid−6.2Fiscal year 2017Operating cash flow26.9Capital expenditure−1.4Free cash flow25.5 +4.5%Dividends paid−6.9Fiscal year 2018Operating cash flow42.1Capital expenditure−0.9Free cash flow41.2 +61.5%Dividends paid−8.9Fiscal year 2019Operating cash flow40.9Capital expenditure−0.5Free cash flow40.4 −2.0%Dividends paid−11.0Fiscal year 2020Operating cash flow40.8Capital expenditure−1.0Free cash flow39.9 −1.3%Dividends paid−12.5Fiscal year 2021Operating cash flow45.3Capital expenditure−1.0Free cash flow44.2 +10.9%Dividends paid−13.1Fiscal year 2022Operating cash flow55.3Capital expenditure−2.3Free cash flow53.0 +19.9%Dividends paid−15.7Fiscal year 2023Operating cash flow35.7Capital expenditure−1.7Free cash flow33.9 −36.0%Dividends paid−16.1Fiscal year 2024Operating cash flow28.4Capital expenditure−0.5Free cash flow27.8 −17.9%Dividends paid−16.2Fiscal year 2025Operating cash flow39.1Capital expenditure−1.8Free cash flow37.3 +33.8%Dividends paid−16.1
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 25.4 26.9 42.1 40.9 40.8 45.3 55.3 35.7 28.4 39.1
Capital expenditure −1.0 −1.4 −0.9 −0.5 −1.0 −1.0 −2.3 −1.7 −0.5 −1.8
Free cash flow 24.4 25.5 41.2 40.4 39.9 44.2 53.0 33.9 27.8 37.3
Growth +4.5% +61.5% −2.0% −1.3% +10.9% +19.9% −36.0% −17.9% +33.8%
Dividends paid −6.2 −6.9 −8.9 −11.0 −12.5 −13.1 −15.7 −16.1 −16.2 −16.1

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Shareholders’ equity230.6Fiscal year 2017Cash203.5Shareholders’ equity297.0Fiscal year 2018Cash34.2Shareholders’ equity316.4Fiscal year 2019Cash183.4Shareholders’ equity336.8Fiscal year 2020Cash200.3Shareholders’ equity358.3Fiscal year 2021Cash347.6Shareholders’ equity450.4Fiscal year 2022Cash45.4Shareholders’ equity412.1Fiscal year 2023Cash30.5Shareholders’ equity439.1Fiscal year 2024Cash137.3Shareholders’ equity435.4Fiscal year 2025Cash225.3Shareholders’ equity394.7
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash n/a 203.5 34.2 183.4 200.3 347.6 45.4 30.5 137.3 225.3
Shareholders’ equity 230.6 297.0 316.4 336.8 358.3 450.4 412.1 439.1 435.4 394.7

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
36.6% 44.6% 24.9% 25.4% 25.5% 26.0% 26.6% 23.6% n/a n/a
Returns
10.0% 5.4% 10.3% 10.2% 8.4% 7.4% 11.3% 4.5% −1.9% −9.0%
1.1% 0.6% 1.3% 1.3% 1.0% 0.8% 1.1% 0.5% −0.2% −0.9%
Balance and payout
88.6% 88.0% 87.4% 87.6% 87.7% 89.6% 90.1% 88.5% 88.2% 89.9%
26.9% 43.2% 27.2% 32.0% 41.4% 39.4% 33.6% 81.0% n/a n/a
25.5% 27.0% 21.5% 27.1% 31.4% 29.6% 29.6% 47.5% 58.2% 43.3%