InsiderClue
Stocks · Financials · State Commercial Banks

Princeton Bancorp, Inc.

BPRN Clue Score61
United States Fiscal year ends December CIK 0001913971
$42.82 -1.79% Close, 9 Oct 2026
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Price $42.82 +42.73% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2020Fiscal year 2021Net income22.5EPS, diluted3.30Fiscal year 2022Net income26.5 +17.8%EPS, diluted4.11 +24.5%Fiscal year 2023Net income25.8 −2.8%EPS, diluted4.03 −1.9%Fiscal year 2024Net income10.2 −60.2%EPS, diluted1.55 −61.5%Fiscal year 2025Net income18.6 +81.7%EPS, diluted2.71 +74.8%
FY2020FY2021FY2022FY2023FY2024FY2025
Net income n/a 22.5 26.5 25.8 10.2 18.6
Growth +17.8% −2.8% −60.2% +81.7%
EPS, diluted n/a 3.30 4.11 4.03 1.55 2.71
Growth +24.5% −1.9% −61.5% +74.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2020Fiscal year 2021Operating cash flow12.9Capital expenditure−1.2Free cash flow11.7Buybacks−10.0Dividends paid−4.4Fiscal year 2022Operating cash flow24.0Capital expenditure−0.6Free cash flow23.4 +99.6%Buybacks−9.4Dividends paid−6.5Fiscal year 2023Operating cash flow23.1Capital expenditure−1.7Free cash flow21.4 −8.5%Buybacks0.0Dividends paid−7.4Fiscal year 2024Operating cash flow14.7Capital expenditure−1.5Free cash flow13.2 −38.3%Buybacks−0.8Dividends paid−7.6Fiscal year 2025Operating cash flow21.5Capital expenditure−0.9Free cash flow20.6 +56.0%Buybacks−7.9Dividends paid−8.7
FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow n/a 12.9 24.0 23.1 14.7 21.5
Capital expenditure n/a −1.2 −0.6 −1.7 −1.5 −0.9
Free cash flow n/a 11.7 23.4 21.4 13.2 20.6
Growth +99.6% −8.5% −38.3% +56.0%
Buybacks n/a −10.0 −9.4 0.0 −0.8 −7.9
Dividends paid n/a −4.4 −6.5 −7.4 −7.6 −8.7

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2020Cash77.4Shareholders’ equity208.8Fiscal year 2021Cash158.7Total debt0.0Net cash (debt)158.7Shareholders’ equity216.6Debt to equity0.00Fiscal year 2022Cash53.4Total debt10.0Net cash (debt)43.4Shareholders’ equity219.6Debt to equity0.05Fiscal year 2023Cash150.6Total debt0.0Net cash (debt)150.6Shareholders’ equity240.2Debt to equity0.00Fiscal year 2024Cash117.3Total debt0.0Net cash (debt)117.3Shareholders’ equity262.0Debt to equity0.00Fiscal year 2025Cash135.7Shareholders’ equity270.7
FY2020FY2021FY2022FY2023FY2024FY2025
Cash 77.4 158.7 53.4 150.6 117.3 135.7
Total debt n/a 0.0 10.0 0.0 0.0 n/a
Net cash (debt) n/a 158.7 43.4 150.6 117.3 n/a
Shareholders’ equity 208.8 216.6 219.6 240.2 262.0 270.7
Debt to equity n/a 0.00 0.05 0.00 0.00 n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
n/a 23.0% 22.2% 15.1% 20.1% 21.4%
Returns
n/a 10.4% 12.1% 10.7% 3.9% 6.9%
n/a 1.3% 1.7% 1.3% 0.4% 0.8%
Balance and payout
n/a 0.00 0.05 0.00 0.00 n/a
n/a 87.2% 86.3% 87.5% 88.8% 88.2%
n/a 19.5% 24.4% 28.9% 74.3% 46.6%
n/a 123.1% 67.9% 34.8% 64.0% 80.2%