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Stocks · Financials · State Commercial Banks

BLUE RIDGE BANKSHARES, INC.

BRBS Clue Score60
United States Fiscal year ends December CIK 0000842717
$3.84 -1.54% Close, 9 Oct 2026
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Price $3.84 −78.80% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2018Revenue2.2Net income4.6EPS, diluted1.64Fiscal year 2019Revenue2.2 +1.8%Net income4.6 +0.4%EPS, diluted1.10Fiscal year 2020Revenue3.2 +44.2%Net income17.7 +286.4%EPS, diluted2.05Fiscal year 2021Net income52.5 +196.5%EPS, diluted2.94Fiscal year 2022Net income17.3 −67.0%EPS, diluted0.92Fiscal year 2023Net income−51.8 −398.7%EPS, diluted−2.73Fiscal year 2024Net income−15.4EPS, diluted−0.31Fiscal year 2025Net income10.7EPS, diluted0.11
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 2.2 2.2 3.2 n/a n/a n/a n/a n/a
Growth +1.8% +44.2%
Net income 4.6 4.6 17.7 52.5 17.3 −51.8 −15.4 10.7
Growth +0.4% +286.4% +196.5% −67.0% −398.7%
EPS, diluted 1.64 1.10 2.05 2.94 0.92 −2.73 −0.31 0.11

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2018Net margin210.7%Free cash flow margin−280.3%Fiscal year 2019Net margin207.9%Free cash flow margin−985.5%Fiscal year 2020Net margin557.2%Free cash flow margin−3,506.0%Fiscal year 2021Fiscal year 2022Fiscal year 2023Fiscal year 2024Fiscal year 2025
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 210.7% 207.9% 557.2% n/a n/a n/a n/a n/a
Free cash flow margin −280.3% −985.5% −3,506.0% n/a n/a n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2018Operating cash flow−4.6Capital expenditure−1.5Free cash flow−6.1Dividends paid−1.5Fiscal year 2019Operating cash flow−20.6Capital expenditure−1.1Free cash flow−21.7Dividends paid−2.5Fiscal year 2020Operating cash flow−108.3Capital expenditure−3.0Free cash flow−111.4Dividends paid−2.4Fiscal year 2021Operating cash flow59.2Capital expenditure−1.2Free cash flow58.0Dividends paid−7.2Fiscal year 2022Operating cash flow93.9Capital expenditure−0.5Free cash flow93.5 +61.2%Dividends paid−9.2Fiscal year 2023Operating cash flow44.1Capital expenditure−1.0Free cash flow43.1 −53.9%Dividends paid−4.6Fiscal year 2024Operating cash flow−6.3Capital expenditure−0.6Free cash flow−6.9 −116.0%Dividends paid0.0Fiscal year 2025Operating cash flow13.6Capital expenditure−1.7Free cash flow11.9Dividends paid−22.6
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow −4.6 −20.6 −108.3 59.2 93.9 44.1 −6.3 13.6
Capital expenditure −1.5 −1.1 −3.0 −1.2 −0.5 −1.0 −0.6 −1.7
Free cash flow −6.1 −21.7 −111.4 58.0 93.5 43.1 −6.9 11.9
Growth +61.2% −53.9% −116.0%
Dividends paid −1.5 −2.5 −2.4 −7.2 −9.2 −4.6 0.0 −22.6

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Total debt
Fiscal year 2018Total debt9.8Shareholders’ equity39.4Debt to equity0.25Fiscal year 2019Total debt9.8Shareholders’ equity92.1Debt to equity0.11Fiscal year 2020Shareholders’ equity108.0Fiscal year 2021Shareholders’ equity276.9Fiscal year 2022Shareholders’ equity248.8Fiscal year 2023Shareholders’ equity186.0Fiscal year 2024Shareholders’ equity327.8Fiscal year 2025Shareholders’ equity323.7
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Total debt 9.8 9.8 n/a n/a n/a n/a n/a n/a
Shareholders’ equity 39.4 92.1 108.0 276.9 248.8 186.0 327.8 323.7
Debt to equity 0.25 0.11 n/a n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
264.3% 253.2% 713.9% n/a n/a n/a n/a n/a
210.7% 207.9% 557.2% n/a n/a n/a n/a n/a
−280.3% −985.5% −3,506.0% n/a n/a n/a n/a n/a
Spending
69.1% 51.2% 94.8% n/a n/a n/a n/a n/a
20.1% 17.4% 21.3% 23.0% 23.4% n/a n/a 22.3%
Returns
11.6% 5.0% 16.4% 19.0% 7.0% −27.8% −4.7% 3.3%
0.8% 0.5% 1.2% 2.0% 0.6% −1.7% −0.6% 0.4%
Balance and payout
0.25 0.11 n/a n/a n/a n/a n/a n/a
92.7% 90.4% 92.8% 89.6% 92.1% 94.0% 88.0% 86.7%
32.9% 54.0% 13.8% 13.7% 52.9% n/a n/a 211.0%
n/a n/a n/a 12.4% 9.8% 10.8% n/a 189.1%