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Stocks · Financials · National Commercial Banks

CAMDEN NATIONAL CORP

CAC Clue Score49
United States Fiscal year ends December CIK 0000750686
$55.49 -1.58% Close, 9 Oct 2026
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Price $55.49 +15.10% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Net income40.1EPS, diluted2.57Fiscal year 2017Net income28.5 −28.9%EPS, diluted1.82 −29.2%Fiscal year 2018Revenue26.8Net income53.1 +86.4%EPS, diluted3.39 +86.3%Fiscal year 2019Revenue28.3 +5.6%Net income57.2 +7.8%EPS, diluted3.69 +8.8%Fiscal year 2020Revenue27.7 −2.1%Net income59.5 +4.0%EPS, diluted3.95 +7.0%Fiscal year 2021Revenue32.0 +15.2%Net income69.0 +16.0%EPS, diluted4.60 +16.5%Fiscal year 2022Revenue33.3 +4.1%Net income61.4 −11.0%EPS, diluted4.17 −9.3%Fiscal year 2023Revenue33.6 +0.9%Net income43.4 −29.4%EPS, diluted2.97 −28.8%Fiscal year 2024Revenue35.7 +6.3%Net income53.0 +22.2%EPS, diluted3.62 +21.9%Fiscal year 2025Revenue41.7 +17.0%Net income65.2 +22.9%EPS, diluted3.84 +6.1%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue n/a n/a 26.8 28.3 27.7 32.0 33.3 33.6 35.7 41.7
Growth +5.6% −2.1% +15.2% +4.1% +0.9% +6.3% +17.0%
Net income 40.1 28.5 53.1 57.2 59.5 69.0 61.4 43.4 53.0 65.2
Growth −28.9% +86.4% +7.8% +4.0% +16.0% −11.0% −29.4% +22.2% +22.9%
EPS, diluted 2.57 1.82 3.39 3.69 3.95 4.60 4.17 2.97 3.62 3.84
Growth −29.2% +86.3% +8.8% +7.0% +16.5% −9.3% −28.8% +21.9% +6.1%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Fiscal year 2017Fiscal year 2018Net margin197.9%Free cash flow margin221.2%Fiscal year 2019Net margin201.9%Free cash flow margin101.0%Fiscal year 2020Net margin214.5%Free cash flow margin55.2%Fiscal year 2021Net margin216.0%Free cash flow margin440.8%Fiscal year 2022Net margin184.6%Free cash flow margin309.6%Fiscal year 2023Net margin129.2%Free cash flow margin193.3%Fiscal year 2024Net margin148.5%Free cash flow margin155.1%Fiscal year 2025Net margin156.1%Free cash flow margin139.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin n/a n/a 197.9% 201.9% 214.5% 216.0% 184.6% 129.2% 148.5% 156.1%
Free cash flow margin n/a n/a 221.2% 101.0% 55.2% 440.8% 309.6% 193.3% 155.1% 139.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow57.4Capital expenditure−1.7Free cash flow55.7Buybacks0.0Dividends paid−12.4Fiscal year 2017Operating cash flow58.3Capital expenditure−2.8Free cash flow55.5 −0.5%Buybacks0.0Dividends paid−14.3Fiscal year 2018Operating cash flow64.3Capital expenditure−5.0Free cash flow59.3 +6.9%Buybacks−0.0Dividends paid−17.2Fiscal year 2019Operating cash flow32.9Capital expenditure−4.3Free cash flow28.6 −51.8%Buybacks−20.8Dividends paid−18.6Fiscal year 2020Operating cash flow18.2Capital expenditure−2.9Free cash flow15.3 −46.5%Buybacks−9.7Dividends paid−19.8Fiscal year 2021Operating cash flow142.7Capital expenditure−1.9Free cash flow140.9 +820.4%Buybacks−10.1Dividends paid−21.1Fiscal year 2022Operating cash flow105.2Capital expenditure−2.2Free cash flow103.0 −26.9%Buybacks−10.2Dividends paid−23.5Fiscal year 2023Operating cash flow67.5Capital expenditure−2.6Free cash flow64.9 −37.0%Buybacks−2.0Dividends paid−24.5Fiscal year 2024Operating cash flow60.9Capital expenditure−5.6Free cash flow55.4 −14.7%Buybacks−1.6Dividends paid−24.6Fiscal year 2025Operating cash flow63.9Capital expenditure−5.7Free cash flow58.2 +5.1%Buybacks0.0Dividends paid−28.5
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 57.4 58.3 64.3 32.9 18.2 142.7 105.2 67.5 60.9 63.9
Capital expenditure −1.7 −2.8 −5.0 −4.3 −2.9 −1.9 −2.2 −2.6 −5.6 −5.7
Free cash flow 55.7 55.5 59.3 28.6 15.3 140.9 103.0 64.9 55.4 58.2
Growth −0.5% +6.9% −51.8% −46.5% +820.4% −26.9% −37.0% −14.7% +5.1%
Buybacks 0.0 0.0 −0.0 −20.8 −9.7 −10.1 −10.2 −2.0 −1.6 0.0
Dividends paid −12.4 −14.3 −17.2 −18.6 −19.8 −21.1 −23.5 −24.5 −24.6 −28.5

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash87.7Total debt10.8Net cash (debt)76.9Shareholders’ equity391.5Debt to equity0.03Fiscal year 2017Cash103.0Total debt10.8Net cash (debt)92.2Shareholders’ equity403.4Debt to equity0.03Fiscal year 2018Cash67.0Total debt11.6Net cash (debt)55.4Shareholders’ equity435.8Debt to equity0.03Fiscal year 2019Cash75.6Total debt10.0Net cash (debt)65.6Shareholders’ equity473.4Debt to equity0.02Fiscal year 2020Cash145.8Total debt25.0Net cash (debt)120.8Shareholders’ equity529.3Debt to equity0.05Fiscal year 2021Cash220.6Shareholders’ equity541.3Fiscal year 2022Cash75.4Shareholders’ equity451.3Fiscal year 2023Cash99.8Shareholders’ equity495.1Fiscal year 2024Cash215.0Shareholders’ equity531.2Fiscal year 2025Cash97.5Shareholders’ equity696.6
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 87.7 103.0 67.0 75.6 145.8 220.6 75.4 99.8 215.0 97.5
Total debt 10.8 10.8 11.6 10.0 25.0 n/a n/a n/a n/a n/a
Net cash (debt) 76.9 92.2 55.4 65.6 120.8 n/a n/a n/a n/a n/a
Shareholders’ equity 391.5 403.4 435.8 473.4 529.3 541.3 451.3 495.1 531.2 696.6
Debt to equity 0.03 0.03 0.03 0.02 0.05 n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
n/a n/a 245.3% 252.7% 268.2% 271.1% 231.6% 160.4% 183.4% 188.4%
n/a n/a 197.9% 201.9% 214.5% 216.0% 184.6% 129.2% 148.5% 156.1%
n/a n/a 221.2% 101.0% 55.2% 440.8% 309.6% 193.3% 155.1% 139.4%
Spending
n/a n/a 18.7% 15.1% 10.5% 5.8% 6.6% 7.8% 15.6% 13.7%
30.4% 54.3% 19.3% 20.1% 20.0% 20.3% 20.3% 19.4% 19.0% 17.2%
Returns
10.2% 7.1% 12.2% 12.1% 11.2% 12.7% 13.6% 8.8% 10.0% 9.4%
1.0% 0.7% 1.2% 1.3% 1.2% 1.3% 1.1% 0.8% 0.9% 0.9%
Balance and payout
0.03 0.03 0.03 0.02 0.05 n/a n/a n/a n/a n/a
89.9% 90.1% 89.9% 89.3% 89.2% 90.2% 92.0% 91.3% 90.8% 90.0%
30.9% 50.3% 32.4% 32.5% 33.4% 30.5% 38.3% 56.6% 46.3% 43.7%
22.2% 25.8% 29.0% 137.6% 193.0% 22.1% 32.8% 40.9% 47.3% 48.9%