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Stocks · Industrials · Services-Business Services, NEC

CASS INFORMATION SYSTEMS INC

CASS Clue Score53
United States Fiscal year ends December CIK 0000708781
$53.40 -1.02% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $53.40 +27.29% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue125.5Net income24.3EPS, diluted1.63Fiscal year 2017Revenue135.3 +7.8%Net income25.0 +2.7%EPS, diluted1.68 +3.1%Fiscal year 2018Revenue148.3 +9.6%Net income30.3 +21.0%EPS, diluted2.03 +20.8%Fiscal year 2019Revenue109.3 −26.3%Net income30.4 +0.4%EPS, diluted2.07 +2.0%Fiscal year 2020Revenue98.9 −9.5%Net income25.2 −17.2%EPS, diluted1.73 −16.4%Fiscal year 2021Revenue108.7 +9.9%Net income28.6 +13.6%EPS, diluted2.00 +15.6%Fiscal year 2022Revenue121.7 +11.9%Net income34.9 +22.0%EPS, diluted2.53 +26.5%Fiscal year 2023Revenue106.1 −12.8%Net income30.1 −13.9%EPS, diluted2.18 −13.8%Fiscal year 2024Revenue109.9 +3.6%Net income19.2 −36.2%EPS, diluted1.39 −36.2%Fiscal year 2025Revenue108.0 −1.8%Net income35.1 +83.2%EPS, diluted2.61 +87.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 125.5 135.3 148.3 109.3 98.9 108.7 121.7 106.1 109.9 108.0
Growth +7.8% +9.6% −26.3% −9.5% +9.9% +11.9% −12.8% +3.6% −1.8%
Net income 24.3 25.0 30.3 30.4 25.2 28.6 34.9 30.1 19.2 35.1
Growth +2.7% +21.0% +0.4% −17.2% +13.6% +22.0% −13.9% −36.2% +83.2%
EPS, diluted 1.63 1.68 2.03 2.07 1.73 2.00 2.53 2.18 1.39 2.61
Growth +3.1% +20.8% +2.0% −16.4% +15.6% +26.5% −13.8% −36.2% +87.8%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin19.4%Free cash flow margin24.3%Fiscal year 2017Net margin18.5%Free cash flow margin25.7%Fiscal year 2018Net margin20.4%Free cash flow margin29.6%Fiscal year 2019Net margin27.8%Free cash flow margin36.0%Fiscal year 2020Net margin25.5%Free cash flow margin46.3%Fiscal year 2021Net margin26.3%Free cash flow margin27.8%Fiscal year 2022Net margin28.7%Free cash flow margin37.6%Fiscal year 2023Net margin28.3%Free cash flow margin23.6%Fiscal year 2024Net margin17.4%Free cash flow margin27.7%Fiscal year 2025Net margin32.5%Free cash flow margin29.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 19.4% 18.5% 20.4% 27.8% 25.5% 26.3% 28.7% 28.3% 17.4% 32.5%
Free cash flow margin 24.3% 25.7% 29.6% 36.0% 46.3% 27.8% 37.6% 23.6% 27.7% 29.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow35.2Capital expenditure−4.7Free cash flow30.5Buybacks−9.2Dividends paid−10.0Fiscal year 2017Operating cash flow38.9Capital expenditure−4.1Free cash flow34.8 +14.0%Buybacks−2.3Dividends paid−10.7Fiscal year 2018Operating cash flow48.3Capital expenditure−4.4Free cash flow43.9 +26.4%Buybacks−8.8Dividends paid−13.2Fiscal year 2019Operating cash flow42.1Capital expenditure−2.7Free cash flow39.4 −10.3%Buybacks−7.8Dividends paid−15.2Fiscal year 2020Operating cash flow47.8Capital expenditure−2.0Free cash flow45.8 +16.2%Buybacks−6.8Dividends paid−15.6Fiscal year 2021Operating cash flow34.5Capital expenditure−4.4Free cash flow30.2 −34.1%Buybacks−31.0Dividends paid−15.4Fiscal year 2022Operating cash flow51.6Capital expenditure−5.9Free cash flow45.7 +51.6%Buybacks−5.3Dividends paid−15.4Fiscal year 2023Operating cash flow36.9Capital expenditure−11.9Free cash flow25.0 −45.3%Buybacks−5.8Dividends paid−16.0Fiscal year 2024Operating cash flow38.9Capital expenditure−8.5Free cash flow30.4 +21.8%Buybacks−7.2Dividends paid−16.5Fiscal year 2025Operating cash flow37.4Capital expenditure−5.7Free cash flow31.8 +4.4%Buybacks−26.0Dividends paid−16.5
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 35.2 38.9 48.3 42.1 47.8 34.5 51.6 36.9 38.9 37.4
Capital expenditure −4.7 −4.1 −4.4 −2.7 −2.0 −4.4 −5.9 −11.9 −8.5 −5.7
Free cash flow 30.5 34.8 43.9 39.4 45.8 30.2 45.7 25.0 30.4 31.8
Growth +14.0% +26.4% −10.3% +16.2% −34.1% +51.6% −45.3% +21.8% +4.4%
Buybacks −9.2 −2.3 −8.8 −7.8 −6.8 −31.0 −5.3 −5.8 −7.2 −26.0
Dividends paid −10.0 −10.7 −13.2 −15.2 −15.6 −15.4 −15.4 −16.0 −16.5 −16.5

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash266.7Shareholders’ equity208.0Fiscal year 2017Cash228.1Shareholders’ equity225.1Fiscal year 2018Cash230.9Shareholders’ equity229.8Fiscal year 2019Cash204.0Shareholders’ equity244.2Fiscal year 2020Cash670.5Shareholders’ equity261.2Fiscal year 2021Cash514.9Shareholders’ equity245.8Fiscal year 2022Cash200.9Shareholders’ equity206.3Fiscal year 2023Cash372.5Shareholders’ equity229.8Fiscal year 2024Cash349.7Shareholders’ equity229.0Fiscal year 2025Cash392.3Shareholders’ equity243.0
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 266.7 228.1 230.9 204.0 670.5 514.9 200.9 372.5 349.7 392.3
Shareholders’ equity 208.0 225.1 229.8 244.2 261.2 245.8 206.3 229.8 229.0 243.0

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
35.2 38.9 48.3 42.1 47.8 34.5 51.6 36.9 38.9 37.4
Growth +10.5% +24.3% −12.8% +13.4% −27.7% +49.4% −28.4% +5.4% −3.9%
9.4 11.3 11.2 10.9 11.3 n/a n/a n/a n/a n/a
Investment
−4.7 −4.1 −4.4 −2.7 −2.0 −4.4 −5.9 −11.9 −8.5 −5.7
calc 30.5 34.8 43.9 39.4 45.8 30.2 45.7 25.0 30.4 31.8
Growth +14.0% +26.4% −10.3% +16.2% −34.1% +51.6% −45.3% +21.8% +4.4%
calc 2.04 2.33 2.95 2.68 3.14 2.11 3.31 1.81 2.21 2.36
−41.6 −139.8 −46.8 −75.8 −43.9 −528.5 −306.4 284.7 4.0 −145.3
Financing
19.9 62.3 1.3 6.7 462.7 338.4 −59.2 −150.1 −65.6 150.4
−10.0 −10.7 −13.2 −15.2 −15.6 −15.4 −15.4 −16.0 −16.5 −16.5
−9.2 −2.3 −8.8 −7.8 −6.8 −31.0 −5.3 −5.8 −7.2 −26.0

Lines marked calc are worked out here from filed figures; point at one for how. Capital expenditure, dividends and buybacks are shown as money out, so negative.