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Stocks · Financials · National Commercial Banks

Capital Bancorp Inc

CBNK Clue Score37
United States Fiscal year ends December CIK 0001419536
$38.54 -1.51% Close, 9 Oct 2026
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Price $38.54 +60.05% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 26 Sep 2018. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Operating incomeNet income
Fiscal year 2017Net income7.1EPS, diluted0.62Fiscal year 2018Net income12.8 +79.6%EPS, diluted1.02 +64.5%Fiscal year 2019Net income16.9 +32.3%EPS, diluted1.21 +18.6%Fiscal year 2020Net income25.8 +52.8%EPS, diluted1.87 +54.5%Fiscal year 2021Net income40.0 +54.8%EPS, diluted2.84 +51.9%Fiscal year 2022Operating income−4.5Net income41.8 +4.6%EPS, diluted2.91 +2.5%Fiscal year 2023Operating income−4.6Net income35.9 −14.2%EPS, diluted2.55 −12.4%Fiscal year 2024Operating income−3.7Net income31.0 −13.7%EPS, diluted2.12 −16.9%Fiscal year 2025Net income57.2 +84.6%EPS, diluted3.41 +60.8%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating income n/a n/a n/a n/a n/a −4.5 −4.6 −3.7 n/a
Net income 7.1 12.8 16.9 25.8 40.0 41.8 35.9 31.0 57.2
Growth +79.6% +32.3% +52.8% +54.8% +4.6% −14.2% −13.7% +84.6%
EPS, diluted 0.62 1.02 1.21 1.87 2.84 2.91 2.55 2.12 3.41
Growth +64.5% +18.6% +54.5% +51.9% +2.5% −12.4% −16.9% +60.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow34.8Capital expenditure−1.4Free cash flow33.4Buybacks−0.5Fiscal year 2018Operating cash flow28.3Capital expenditure−1.7Free cash flow26.6 −20.4%Buybacks−0.0Fiscal year 2019Operating cash flow−27.2Buybacks−0.4Fiscal year 2020Operating cash flow5.5Buybacks−3.7Dividends paid0.0Fiscal year 2021Operating cash flow132.1Buybacks0.0Dividends paid−1.4Fiscal year 2022Operating cash flow51.4Buybacks0.0Dividends paid−3.1Fiscal year 2023Operating cash flow47.4Buybacks−8.8Dividends paid−3.9Fiscal year 2024Operating cash flow34.9Buybacks−1.4Dividends paid−5.3Fiscal year 2025Operating cash flow69.7Buybacks−11.7Dividends paid−7.3
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 34.8 28.3 −27.2 5.5 132.1 51.4 47.4 34.9 69.7
Capital expenditure −1.4 −1.7 n/a n/a n/a n/a n/a n/a n/a
Free cash flow 33.4 26.6 n/a n/a n/a n/a n/a n/a n/a
Growth −20.4%
Buybacks −0.5 −0.0 −0.4 −3.7 0.0 0.0 −8.8 −1.4 −11.7
Dividends paid n/a n/a n/a 0.0 −1.4 −3.1 −3.9 −5.3 −7.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2017Cash52.3Shareholders’ equity80.1Fiscal year 2018Cash34.7Shareholders’ equity114.6Fiscal year 2019Cash114.8Shareholders’ equity133.3Fiscal year 2020Cash146.9Shareholders’ equity159.3Fiscal year 2021Cash183.4Shareholders’ equity197.9Fiscal year 2022Cash80.4Shareholders’ equity224.0Fiscal year 2023Cash54.0Shareholders’ equity254.9Fiscal year 2024Cash205.3Shareholders’ equity355.1Fiscal year 2025Cash255.6Shareholders’ equity401.8
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 52.3 34.7 114.8 146.9 183.4 80.4 54.0 205.3 255.6
Shareholders’ equity 80.1 114.6 133.3 159.3 197.9 224.0 254.9 355.1 401.8

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
49.6% 28.1% 25.6% 26.5% 25.8% 22.9% 22.4% 26.0% 23.7%
Returns
8.9% 11.1% 12.7% 16.2% 20.2% 18.7% 14.1% 8.7% 14.2%
0.7% 1.2% 1.2% 1.4% 1.9% 2.0% 1.6% 1.0% 1.6%
Balance and payout
92.2% 89.6% 90.7% 91.5% 90.4% 89.5% 88.6% 88.9% 88.9%
n/a n/a n/a 0.0% 3.5% 7.4% 10.9% 17.0% 12.8%
1.5% 0.2% n/a n/a n/a n/a n/a n/a n/a