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Stocks · Financials · State Commercial Banks

COASTAL FINANCIAL CORP

CCB Clue Score62
United States Fiscal year ends December CIK 0001437958
$40.74 -4.59% Close, 9 Oct 2026
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Price $40.74 +22.34% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 18 Jul 2018. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2017Net income5.4EPS, diluted0.59Fiscal year 2018Net income9.7 +78.5%EPS, diluted0.91 +54.2%Fiscal year 2019Net income13.2 +36.1%EPS, diluted1.08 +18.7%Fiscal year 2020Net income15.1 +14.7%EPS, diluted1.24 +14.8%Fiscal year 2021Net income27.0 +78.3%EPS, diluted2.16 +74.2%Fiscal year 2022Net income40.6 +50.4%EPS, diluted3.01 +39.4%Fiscal year 2023Net income44.6 +9.7%EPS, diluted3.27 +8.6%Fiscal year 2024Net income45.2 +1.4%EPS, diluted3.26 −0.3%Fiscal year 2025Net income47.0 +3.9%EPS, diluted3.06 −6.1%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 5.4 9.7 13.2 15.1 27.0 40.6 44.6 45.2 47.0
Growth +78.5% +36.1% +14.7% +78.3% +50.4% +9.7% +1.4% +3.9%
EPS, diluted 0.59 0.91 1.08 1.24 2.16 3.01 3.27 3.26 3.06
Growth +54.2% +18.7% +14.8% +74.2% +39.4% +8.6% −0.3% −6.1%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow7.6Capital expenditure−1.1Free cash flow6.6Buybacks−0.0Fiscal year 2018Operating cash flow14.4Capital expenditure−1.1Free cash flow13.3 +102.0%Fiscal year 2019Operating cash flow13.7Capital expenditure−1.2Free cash flow12.5 −6.0%Fiscal year 2020Operating cash flow19.3Capital expenditure−5.4Free cash flow14.0 +12.1%Fiscal year 2021Operating cash flow29.8Capital expenditure−2.6Free cash flow27.3 +95.2%Fiscal year 2022Operating cash flow67.1Capital expenditure−2.8Free cash flow64.3 +135.8%Fiscal year 2023Operating cash flow191.5Capital expenditure−6.2Free cash flow185.3 +188.4%Fiscal year 2024Operating cash flow259.8Capital expenditure−9.9Free cash flow249.9 +34.9%Fiscal year 2025Operating cash flow254.6Capital expenditure−8.4Free cash flow246.1 −1.5%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 7.6 14.4 13.7 19.3 29.8 67.1 191.5 259.8 254.6
Capital expenditure −1.1 −1.1 −1.2 −5.4 −2.6 −2.8 −6.2 −9.9 −8.4
Free cash flow 6.6 13.3 12.5 14.0 27.3 64.3 185.3 249.9 246.1
Growth +102.0% −6.0% +12.1% +95.2% +135.8% +188.4% +34.9% −1.5%
Buybacks −0.0 n/a n/a n/a n/a n/a n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2017Cash31.1Shareholders’ equity65.7Fiscal year 2018Cash40.3Shareholders’ equity109.2Fiscal year 2019Cash43.9Shareholders’ equity124.2Fiscal year 2020Cash163.1Shareholders’ equity140.2Fiscal year 2021Cash813.2Shareholders’ equity201.2Fiscal year 2022Cash342.1Shareholders’ equity243.5Fiscal year 2023Cash483.1Shareholders’ equity295.0Fiscal year 2024Cash452.5Shareholders’ equity438.7Fiscal year 2025Cash737.0Shareholders’ equity491.0
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 31.1 40.3 43.9 163.1 813.2 342.1 483.1 452.5 737.0
Shareholders’ equity 65.7 109.2 124.2 140.2 201.2 243.5 295.0 438.7 491.0

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
10.1 12.2 16.7 19.1 34.4 50.6 57.1 57.3 61.2
4.7 2.5 3.5 4.0 7.4 10.0 12.6 12.1 14.3
5.4 9.7 13.2 15.1 27.0 40.6 44.6 45.2 47.0
Growth +78.5% +36.1% +14.7% +78.3% +50.4% +9.7% +1.4% +3.9%
Per share
0.59 0.93 1.11 1.27 2.25 3.14 3.36 3.35 3.12
0.59 0.91 1.08 1.24 2.16 3.01 3.27 3.26 3.06
Growth +54.2% +18.7% +14.8% +74.2% +39.4% +8.6% −0.3% −6.1%
9.2 10.4 11.9 11.9 12.0 12.9 13.3 13.5 15.1
9.2 10.6 12.2 12.2 12.5 13.5 13.6 13.9 15.4
Growth +14.8% +15.0% +0.1% +2.6% +7.9% +0.9% +1.7% +10.6%

Five years in brief

Worked out from the figures above, not from a press release
  • The diluted share count rose 25.7% in five years, which is dilution.
  • Profitable in every one of the 9 years on file.