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Stocks · Financials · Savings Institution, Federally Chartered

Catalyst Bancorp, Inc.

CLST Clue Score53
United States CIK 0001849867
$16.80 -0.88% Close, 9 Oct 2026
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Price $16.80 +23.89% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 13 Oct 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2020Net income−0.7Fiscal year 2021Net income1.9Fiscal year 2022Net income0.2 −90.6%EPS, diluted0.04Fiscal year 2023Net income0.5 +192.2%EPS, diluted0.12Fiscal year 2024Net income−3.1 −687.3%EPS, diluted−0.78Fiscal year 2025Net income2.1EPS, diluted0.56
FY2020FY2021FY2022FY2023FY2024FY2025
Net income −0.7 1.9 0.2 0.5 −3.1 2.1
Growth −90.6% +192.2% −687.3%
EPS, diluted n/a n/a 0.04 0.12 −0.78 0.56

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2020Operating cash flow0.9Capital expenditure−0.5Free cash flow0.3Fiscal year 2021Operating cash flow3.4Capital expenditure−1.5Free cash flow1.9 +518.1%Fiscal year 2022Operating cash flow0.8Capital expenditure−0.3Free cash flow0.5 −72.9%Buybacks−2.3Fiscal year 2023Operating cash flow2.0Capital expenditure−0.2Free cash flow1.8 +253.1%Buybacks−6.3Fiscal year 2024Operating cash flow3.2Capital expenditure−0.4Free cash flow2.7 +49.3%Buybacks−5.8Fiscal year 2025Operating cash flow3.3Capital expenditure−0.2Free cash flow3.1 +13.0%Buybacks−2.6
FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.9 3.4 0.8 2.0 3.2 3.3
Capital expenditure −0.5 −1.5 −0.3 −0.2 −0.4 −0.2
Free cash flow 0.3 1.9 0.5 1.8 2.7 3.1
Growth +518.1% −72.9% +253.1% +49.3% +13.0%
Buybacks n/a n/a −2.3 −6.3 −5.8 −2.6

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2020Cash25.2Total debt8.8Net cash (debt)16.4Shareholders’ equity50.8Debt to equity0.17Fiscal year 2021Cash40.9Total debt9.0Net cash (debt)31.9Shareholders’ equity98.6Debt to equity0.09Fiscal year 2022Cash13.5Total debt9.2Net cash (debt)4.3Shareholders’ equity88.5Debt to equity0.10Fiscal year 2023Cash19.0Total debt19.4Net cash (debt)−0.4Shareholders’ equity84.6Debt to equity0.23Fiscal year 2024Cash44.3Total debt9.6Net cash (debt)34.7Shareholders’ equity80.2Debt to equity0.12Fiscal year 2025Cash25.2Total debt14.7Net cash (debt)10.5Shareholders’ equity81.7Debt to equity0.18
FY2020FY2021FY2022FY2023FY2024FY2025
Cash 25.2 40.9 13.5 19.0 44.3 25.2
Total debt 8.8 9.0 9.2 19.4 9.6 14.7
Net cash (debt) 16.4 31.9 4.3 −0.4 34.7 10.5
Shareholders’ equity 50.8 98.6 88.5 84.6 80.2 81.7
Debt to equity 0.17 0.09 0.10 0.23 0.12 0.18

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
n/a 20.2% −13.2% 10.4% n/a 18.1%
Returns
−1.4% 1.9% 0.2% 0.6% −3.9% 2.5%
−0.3% 0.7% 0.1% 0.2% −1.1% 0.7%
Balance and payout
0.17 0.09 0.10 0.23 0.12 0.18
77.5% 65.5% 66.4% 68.8% 71.0% 71.1%
n/a n/a 450.0% 344.0% 210.0% 83.4%