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Stocks · Financials · National Commercial Banks

COMMUNITY BANCORP /VT

CMTV Clue Score64
United States Fiscal year ends December CIK 0000718413
$43.20 -1.59% Close, 9 Oct 2026
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Price $43.20 +125.59% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income5.5Fiscal year 2017Net income6.2 +13.6%Fiscal year 2018Net income8.4 +34.8%Fiscal year 2019Net income8.8 +5.1%Fiscal year 2020Net income10.8 +21.9%Fiscal year 2021Net income13.1 +22.1%Fiscal year 2022Net income13.7 +4.6%Fiscal year 2023Net income13.4 −2.2%Fiscal year 2024Net income12.8 −5.0%EPS, diluted2.28Fiscal year 2025Net income17.0 +32.9%EPS, diluted3.01 +32.0%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 5.5 6.2 8.4 8.8 10.8 13.1 13.7 13.4 12.8 17.0
Growth +13.6% +34.8% +5.1% +21.9% +22.1% +4.6% −2.2% −5.0% +32.9%
EPS, diluted n/a n/a n/a n/a n/a n/a n/a n/a 2.28 3.01
Growth +32.0%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow9.3Capital expenditure−0.5Free cash flow8.9Dividends paid−2.3Fiscal year 2017Operating cash flow8.1Capital expenditure−0.6Free cash flow7.5 −15.4%Dividends paid−2.5Fiscal year 2018Operating cash flow10.2Capital expenditure−0.1Free cash flow10.1 +34.5%Dividends paid−2.7Fiscal year 2019Operating cash flow11.2Capital expenditure−1.0Free cash flow10.3 +2.2%Dividends paid−2.8Fiscal year 2020Operating cash flow13.6Capital expenditure−0.5Free cash flow13.1 +27.6%Dividends paid−2.9Fiscal year 2021Operating cash flow14.0Capital expenditure−0.9Free cash flow13.1 +0.1%Dividends paid−3.4Fiscal year 2022Operating cash flow15.7Capital expenditure−0.6Free cash flow15.1 +15.0%Dividends paid−3.7Fiscal year 2023Operating cash flow14.9Capital expenditure−0.6Free cash flow14.3 −5.4%Dividends paid−3.7Fiscal year 2024Operating cash flow15.8Capital expenditure−0.8Free cash flow15.0 +4.8%Dividends paid−3.7Fiscal year 2025Operating cash flow16.0Capital expenditure−0.8Free cash flow15.3 +1.9%Dividends paid−4.0
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 9.3 8.1 10.2 11.2 13.6 14.0 15.7 14.9 15.8 16.0
Capital expenditure −0.5 −0.6 −0.1 −1.0 −0.5 −0.9 −0.6 −0.6 −0.8 −0.8
Free cash flow 8.9 7.5 10.1 10.3 13.1 13.1 15.1 14.3 15.0 15.3
Growth −15.4% +34.5% +2.2% +27.6% +0.1% +15.0% −5.4% +4.8% +1.9%
Dividends paid −2.3 −2.5 −2.7 −2.8 −2.9 −3.4 −3.7 −3.7 −3.7 −4.0

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Shareholders’ equity54.5Fiscal year 2017Shareholders’ equity57.9Fiscal year 2018Cash67.9Shareholders’ equity62.6Fiscal year 2019Cash48.6Shareholders’ equity68.9Fiscal year 2020Cash115.0Shareholders’ equity77.3Fiscal year 2021Cash110.4Shareholders’ equity84.8Fiscal year 2022Cash71.1Shareholders’ equity75.2Fiscal year 2023Cash20.4Shareholders’ equity89.0Fiscal year 2024Cash110.9Shareholders’ equity98.0Fiscal year 2025Cash128.1Shareholders’ equity113.7
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash n/a n/a 67.9 48.6 115.0 110.4 71.1 20.4 110.9 128.1
Shareholders’ equity 54.5 57.9 62.6 68.9 77.3 84.8 75.2 89.0 98.0 113.7

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
26.0% 31.8% 17.1% 16.9% 17.3% 18.5% 18.6% 17.7% 16.0% 16.8%
Returns
10.1% 10.8% 13.4% 12.8% 13.9% 15.5% 18.3% 15.1% 13.0% 14.9%
0.9% 0.9% 1.2% 1.2% 1.2% 1.3% 1.3% 1.2% 1.0% 1.3%
Balance and payout
91.5% 91.3% 91.3% 90.7% 91.6% 91.7% 92.9% 91.9% 92.1% 91.2%
42.2% 39.4% 31.8% 32.1% 27.4% 25.8% 27.0% 27.4% 29.1% 23.4%
26.1% 32.8% 26.5% 27.6% 22.4% 25.8% 24.6% 25.7% 24.8% 26.0%