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Stocks · Financials · Fire, Marine & Casualty Insurance

CNA FINANCIAL CORP

CNA Clue Score51
United States Fiscal year ends December CIK 0000021175
$46.17 -1.11% Close, 9 Oct 2026
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Price $46.17 +3.66% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue9.37Net income0.86EPS, diluted3.17Fiscal year 2017Revenue0.39 −95.8%Net income0.90 +4.7%EPS, diluted3.30 +4.1%Fiscal year 2018Revenue1.01 +158.2%Net income0.81 −9.6%EPS, diluted2.98 −9.7%Fiscal year 2019Revenue1.16 +15.3%Net income1.00 +23.0%EPS, diluted3.67 +23.2%Fiscal year 2020Revenue1.25 +7.8%Net income0.69 −31.0%EPS, diluted2.53 −31.1%Fiscal year 2021Revenue1.43 +14.2%Net income1.18 +71.6%EPS, diluted4.34 +71.5%Fiscal year 2022Revenue1.57 +10.1%Net income0.68 −42.4%EPS, diluted2.51 −42.2%Fiscal year 2023Revenue1.62 +3.2%Net income1.21 +76.7%EPS, diluted4.43 +76.5%Fiscal year 2024Revenue1.61 −0.9%Net income0.96 −20.4%EPS, diluted3.52 −20.5%Fiscal year 2025Revenue1.58 −2.0%Net income1.28 +33.3%EPS, diluted4.69 +33.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 9.37 0.39 1.01 1.16 1.25 1.43 1.57 1.62 1.61 1.58
Growth −95.8% +158.2% +15.3% +7.8% +14.2% +10.1% +3.2% −0.9% −2.0%
Net income 0.86 0.90 0.81 1.00 0.69 1.18 0.68 1.21 0.96 1.28
Growth +4.7% −9.6% +23.0% −31.0% +71.6% −42.4% +76.7% −20.4% +33.3%
EPS, diluted 3.17 3.30 2.98 3.67 2.53 4.34 2.51 4.43 3.52 4.69
Growth +4.1% −9.7% +23.2% −31.1% +71.5% −42.2% +76.5% −20.5% +33.2%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin9.2%Free cash flow margin13.6%Fiscal year 2017Net margin230.5%Free cash flow margin295.4%Fiscal year 2018Net margin80.7%Free cash flow margin112.0%Fiscal year 2019Net margin86.1%Free cash flow margin96.0%Fiscal year 2020Net margin55.1%Free cash flow margin139.9%Fiscal year 2021Net margin82.8%Free cash flow margin137.8%Fiscal year 2022Net margin43.3%Free cash flow margin155.7%Fiscal year 2023Net margin74.2%Free cash flow margin135.2%Fiscal year 2024Net margin59.6%Free cash flow margin153.9%Fiscal year 2025Net margin81.0%Free cash flow margin152.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 9.2% 230.5% 80.7% 86.1% 55.1% 82.8% 43.3% 74.2% 59.6% 81.0%
Free cash flow margin 13.6% 295.4% 112.0% 96.0% 139.9% 137.8% 155.7% 135.2% 153.9% 152.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow1.42Capital expenditure−0.15Free cash flow1.27Dividends paid−0.81Fiscal year 2017Operating cash flow1.25Capital expenditure−0.10Free cash flow1.15 −9.3%Buybacks0.00Dividends paid−0.84Fiscal year 2018Operating cash flow1.23Capital expenditure−0.10Free cash flow1.13 −2.1%Buybacks0.00Dividends paid−0.90Fiscal year 2019Operating cash flow1.14Capital expenditure−0.03Free cash flow1.11 −1.2%Buybacks−0.02Dividends paid−0.93Fiscal year 2020Operating cash flow1.78Capital expenditure−0.02Free cash flow1.75 +57.3%Buybacks−0.02Dividends paid−0.95Fiscal year 2021Operating cash flow2.00Capital expenditure−0.03Free cash flow1.97 +12.5%Buybacks−0.02Dividends paid−0.62Fiscal year 2022Operating cash flow2.50Capital expenditure−0.05Free cash flow2.45 +24.3%Buybacks−0.04Dividends paid−0.98Fiscal year 2023Operating cash flow2.29Capital expenditure−0.09Free cash flow2.20 −10.4%Buybacks−0.02Dividends paid−0.79Fiscal year 2024Operating cash flow2.57Capital expenditure−0.10Free cash flow2.48 +12.8%Buybacks−0.02Dividends paid−1.03Fiscal year 2025Operating cash flow2.49Capital expenditure−0.09Free cash flow2.40 −2.9%Buybacks−0.03Dividends paid−1.05
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 1.42 1.25 1.23 1.14 1.78 2.00 2.50 2.29 2.57 2.49
Capital expenditure −0.15 −0.10 −0.10 −0.03 −0.02 −0.03 −0.05 −0.09 −0.10 −0.09
Free cash flow 1.27 1.15 1.13 1.11 1.75 1.97 2.45 2.20 2.48 2.40
Growth −9.3% −2.1% −1.2% +57.3% +12.5% +24.3% −10.4% +12.8% −2.9%
Buybacks n/a 0.00 0.00 −0.02 −0.02 −0.02 −0.04 −0.02 −0.02 −0.03
Dividends paid −0.81 −0.84 −0.90 −0.93 −0.95 −0.62 −0.98 −0.79 −1.03 −1.05

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash0.27Total debt2.71Net cash (debt)−2.44Shareholders’ equity11.97Debt to equity0.23Fiscal year 2017Cash0.36Total debt2.86Net cash (debt)−2.50Shareholders’ equity12.24Debt to equity0.23Fiscal year 2018Cash0.31Total debt2.68Net cash (debt)−2.37Shareholders’ equity11.22Debt to equity0.24Fiscal year 2019Cash0.24Total debt2.68Net cash (debt)−2.44Shareholders’ equity12.22Debt to equity0.22Fiscal year 2020Cash0.42Total debt2.78Net cash (debt)−2.36Shareholders’ equity12.71Debt to equity0.22Fiscal year 2021Cash0.54Total debt2.78Net cash (debt)−2.24Shareholders’ equity11.11Debt to equity0.25Fiscal year 2022Cash0.48Total debt2.54Net cash (debt)−2.06Shareholders’ equity8.55Debt to equity0.30Fiscal year 2023Cash0.35Total debt2.48Net cash (debt)−2.14Shareholders’ equity9.89Debt to equity0.25Fiscal year 2024Cash0.47Total debt2.97Net cash (debt)−2.50Shareholders’ equity10.51Debt to equity0.28Fiscal year 2025Cash0.43Total debt2.97Net cash (debt)−2.55Shareholders’ equity11.62Debt to equity0.26
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.27 0.36 0.31 0.24 0.42 0.54 0.48 0.35 0.47 0.43
Total debt 2.71 2.86 2.68 2.68 2.78 2.78 2.54 2.48 2.97 2.97
Net cash (debt) −2.44 −2.50 −2.37 −2.44 −2.36 −2.24 −2.06 −2.14 −2.50 −2.55
Shareholders’ equity 11.97 12.24 11.22 12.22 12.71 11.11 8.55 9.89 10.51 11.62
Debt to equity 0.23 0.23 0.24 0.22 0.22 0.25 0.30 0.25 0.28 0.26

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
9.37 0.39 1.01 1.16 1.25 1.43 1.57 1.62 1.61 1.58
Growth −95.8% +158.2% +15.3% +7.8% +14.2% +10.1% +3.2% −0.9% −2.0%
1.14 1.31 0.96 1.22 0.82 1.46 0.81 1.52 1.21 1.62
0.28 0.41 0.15 0.22 0.13 0.28 0.13 0.31 0.25 0.34
0.86 0.90 0.81 1.00 0.69 1.18 0.68 1.21 0.96 1.28
Growth +4.7% −9.6% +23.0% −31.0% +71.6% −42.4% +76.7% −20.4% +33.3%
Per share
3.18 3.32 2.99 3.68 2.54 4.36 2.51 4.44 3.53 4.71
3.17 3.30 2.98 3.67 2.53 4.34 2.51 4.43 3.52 4.69
Growth +4.1% −9.7% +23.2% −31.1% +71.5% −42.2% +76.5% −20.5% +33.2%
270.4 271.1 271.5 271.6 271.6 271.8 271.6 271.3 271.5 271.2
271.1 272.1 272.5 272.5 272.4 272.8 272.5 272.2 272.7 272.4
Growth +0.4% +0.1% +0.0% −0.0% +0.1% −0.1% −0.1% +0.2% −0.1%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 4.7% a year over five years, and earnings per share grew 13.1% a year.
  • The share count barely moved in five years.
  • Profitable in every one of the 10 years on file.