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Dave Inc./DE

DAVE Clue Score79
United States Fiscal year ends December CIK 0001841408
$368.42 +4.25% Close, 9 Oct 2026
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Price $368.42 +3,606.44% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 26 Apr 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2021Revenue153.0Operating income−6.4Net income−5.3EPS, diluted−4.69Fiscal year 2022Revenue204.8 +33.9%Net income−128.9EPS, diluted−11.12Fiscal year 2023Revenue259.1 +26.5%Net income−48.5EPS, diluted−4.07Fiscal year 2024Revenue347.1 +34.0%Net income57.9EPS, diluted4.19Fiscal year 2025Revenue554.2 +59.7%Net income195.9 +238.4%EPS, diluted13.53
FY2021FY2022FY2023FY2024FY2025
Revenue 153.0 204.8 259.1 347.1 554.2
Growth +33.9% +26.5% +34.0% +59.7%
Operating income −6.4 n/a n/a n/a n/a
Net income −5.3 −128.9 −48.5 57.9 195.9
Growth +238.4%
EPS, diluted −4.69 −11.12 −4.07 4.19 13.53

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2021Operating margin−4.2%Net margin−3.4%Free cash flow margin−1.6%Fiscal year 2022Net margin−62.9%Free cash flow margin−22.3%Fiscal year 2023Net margin−18.7%Free cash flow margin12.8%Fiscal year 2024Net margin16.7%Free cash flow margin36.0%Fiscal year 2025Net margin35.3%Free cash flow margin52.3%
FY2021FY2022FY2023FY2024FY2025
Operating margin −4.2% n/a n/a n/a n/a
Net margin −3.4% −62.9% −18.7% 16.7% 35.3%
Free cash flow margin −1.6% −22.3% 12.8% 36.0% 52.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2021Operating cash flow−2.1Capital expenditure−0.4Free cash flow−2.5Buybacks0.0Fiscal year 2022Operating cash flow−44.9Capital expenditure−0.7Free cash flow−45.6Buybacks−0.5Fiscal year 2023Operating cash flow33.8Capital expenditure−0.7Free cash flow33.1Buybacks0.0Fiscal year 2024Operating cash flow125.1Capital expenditure−0.3Free cash flow124.9 +277.7%Buybacks0.0Fiscal year 2025Operating cash flow290.0Capital expenditure−0.3Free cash flow289.7 +132.0%Buybacks−43.7
FY2021FY2022FY2023FY2024FY2025
Operating cash flow −2.1 −44.9 33.8 125.1 290.0
Capital expenditure −0.4 −0.7 −0.7 −0.3 −0.3
Free cash flow −2.5 −45.6 33.1 124.9 289.7
Growth +277.7% +132.0%
Buybacks 0.0 −0.5 0.0 0.0 −43.7

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2021Cash32.0Total debt35.0Net cash (debt)−3.0Shareholders’ equity38.7Debt to equity0.90Fiscal year 2022Cash22.9Total debt75.0Net cash (debt)−52.1Shareholders’ equity106.6Debt to equity0.70Fiscal year 2023Cash41.8Total debt75.0Net cash (debt)−33.2Shareholders’ equity87.1Debt to equity0.86Fiscal year 2024Cash49.7Total debt75.0Net cash (debt)−25.3Shareholders’ equity183.1Debt to equity0.41Fiscal year 2025Cash80.5Total debt0.0Net cash (debt)80.5Shareholders’ equity352.7Debt to equity0.00
FY2021FY2022FY2023FY2024FY2025
Cash 32.0 22.9 41.8 49.7 80.5
Total debt 35.0 75.0 75.0 75.0 0.0
Net cash (debt) −3.0 −52.1 −33.2 −25.3 80.5
Shareholders’ equity 38.7 106.6 87.1 183.1 352.7
Debt to equity 0.90 0.70 0.86 0.41 0.00

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2021 31 Dec 2021 FY2022† 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
153.0 204.8 259.1 347.1 554.2
Growth +33.9% +26.5% +34.0% +59.7%
−6.4 n/a n/a n/a n/a
Growth
−19.9 −129.0 −48.4 60.4 168.0
0.1 −0.1 0.1 2.5 −27.8
−5.3 −128.9 −48.5 57.9 195.9
Growth +238.4%
Per share
−4.69 −11.12 −4.07 4.62 14.65
−4.69 −11.12 −4.07 4.19 13.53
Growth +222.9%
4.3 11.6 11.9 12.5 13.4
4.3 11.6 11.9 13.8 14.5
Growth +171.6% +3.0% +15.8% +4.8%

† The diluted share count jumps at 2022, so per-share figures either side of that column are not comparable. Usually a split, but the break lands on the restatement boundary rather than on the split date, because every column is that period’s latest filing.

Five years in brief

Worked out from the figures above, not from a press release
  • A net loss in 3 of 5 years on file.