InsiderClue
Stocks · Financials · Fire, Marine & Casualty Insurance

DONEGAL GROUP INC

DGICA Clue Score46
United States Fiscal year ends December CIK 0000800457
$18.23 -1.67% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $18.23 +23.18% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue688.4Net income30.8Fiscal year 2017Revenue739.0 +7.4%Net income7.1 −76.9%Fiscal year 2018Revenue771.8 +4.4%Net income−32.8 −560.4%Fiscal year 2019Revenue812.5 +5.3%Net income47.2Fiscal year 2020Revenue777.8 −4.3%Net income52.8 +12.0%Fiscal year 2021Revenue816.5 +5.0%Net income25.3 −52.2%Fiscal year 2022Revenue848.2 +3.9%Net income−2.0 −107.8%Fiscal year 2023Revenue927.3 +9.3%Net income4.4Fiscal year 2024Revenue989.6 +6.7%Net income50.9 +1,049.3%Fiscal year 2025Revenue978.0 −1.2%Net income79.3 +56.0%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 688.4 739.0 771.8 812.5 777.8 816.5 848.2 927.3 989.6 978.0
Growth +7.4% +4.4% +5.3% −4.3% +5.0% +3.9% +9.3% +6.7% −1.2%
Net income 30.8 7.1 −32.8 47.2 52.8 25.3 −2.0 4.4 50.9 79.3
Growth −76.9% −560.4% +12.0% −52.2% −107.8% +1,049.3% +56.0%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin4.5%Fiscal year 2017Net margin1.0%Fiscal year 2018Net margin−4.2%Fiscal year 2019Net margin5.8%Fiscal year 2020Net margin6.8%Fiscal year 2021Net margin3.1%Fiscal year 2022Net margin−0.2%Fiscal year 2023Net margin0.5%Fiscal year 2024Net margin5.1%Fiscal year 2025Net margin8.1%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 4.5% 1.0% −4.2% 5.8% 6.8% 3.1% −0.2% 0.5% 5.1% 8.1%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow60.0Dividends paid−14.1Fiscal year 2017Operating cash flow81.0Dividends paid−14.8Fiscal year 2018Operating cash flow63.8Dividends paid−15.7Fiscal year 2019Operating cash flow76.4Dividends paid−16.1Fiscal year 2020Operating cash flow101.1Dividends paid−17.0Fiscal year 2021Operating cash flow76.7Dividends paid−19.1Fiscal year 2022Operating cash flow67.1Dividends paid−20.5Fiscal year 2023Operating cash flow28.6Dividends paid−21.9Fiscal year 2024Operating cash flow67.4Dividends paid−22.7Fiscal year 2025Operating cash flow70.2Dividends paid−25.7
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 60.0 81.0 63.8 76.4 101.1 76.7 67.1 28.6 67.4 70.2
Dividends paid −14.1 −14.8 −15.7 −16.1 −17.0 −19.1 −20.5 −21.9 −22.7 −25.7

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Shareholders’ equity438.6Fiscal year 2017Shareholders’ equity448.7Fiscal year 2018Cash52.6Shareholders’ equity398.9Fiscal year 2019Cash49.3Shareholders’ equity451.0Fiscal year 2020Cash103.1Shareholders’ equity517.8Fiscal year 2021Cash57.7Shareholders’ equity531.0Fiscal year 2022Cash25.1Shareholders’ equity483.6Fiscal year 2023Cash23.8Shareholders’ equity479.7Fiscal year 2024Cash52.9Shareholders’ equity545.8Fiscal year 2025Cash26.8Shareholders’ equity640.4
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash n/a n/a 52.6 49.3 103.1 57.7 25.1 23.8 52.9 26.8
Shareholders’ equity 438.6 448.7 398.9 451.0 517.8 531.0 483.6 479.7 545.8 640.4

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
6.0% 1.6% −6.2% 7.0% 8.1% 3.7% −0.4% 0.5% 6.3% 10.0%
4.5% 1.0% −4.2% 5.8% 6.8% 3.1% −0.2% 0.5% 5.1% 8.1%
Spending
25.5% 41.3% n/a 17.4% 16.5% 16.8% n/a 12.6% 18.4% 18.7%
Returns
7.0% 1.6% −8.2% 10.5% 10.2% 4.8% −0.4% 0.9% 9.3% 12.4%
1.9% 0.4% −1.8% 2.5% 2.4% 1.1% −0.1% 0.2% 2.2% 3.3%
Balance and payout
73.0% 74.2% 78.2% 76.5% 76.0% 76.5% 78.4% 78.8% 76.6% 73.2%
45.7% 208.3% n/a 34.1% 32.1% 75.6% n/a 494.7% 44.6% 32.4%