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Stocks · Financials · State Commercial Banks

Eagle Bancorp Montana, Inc.

EBMT Clue Score48
United States Fiscal year ends December CIK 0001478454
$20.61 -1.20% Close, 9 Oct 2026
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Price $20.61 −8.16% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income5.1EPS, diluted1.32Fiscal year 2017Net income4.1 −20.1%EPS, diluted0.99 −25.0%Fiscal year 2018Net income5.0 +21.4%EPS, diluted0.91 −8.1%Fiscal year 2019Net income10.9 +118.2%EPS, diluted1.69 +85.7%Fiscal year 2020Net income21.2 +95.1%EPS, diluted3.11 +84.0%Fiscal year 2021Net income14.4 −32.0%EPS, diluted2.17 −30.2%Fiscal year 2022Net income10.7 −25.8%EPS, diluted1.45 −33.2%Fiscal year 2023Net income10.1 −6.0%EPS, diluted1.29 −11.0%Fiscal year 2024Net income9.8 −2.8%EPS, diluted1.24 −3.9%Fiscal year 2025Net income14.8 +51.7%EPS, diluted1.90 +53.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 5.1 4.1 5.0 10.9 21.2 14.4 10.7 10.1 9.8 14.8
Growth −20.1% +21.4% +118.2% +95.1% −32.0% −25.8% −6.0% −2.8% +51.7%
EPS, diluted 1.32 0.99 0.91 1.69 3.11 2.17 1.45 1.29 1.24 1.90
Growth −25.0% −8.1% +85.7% +84.0% −30.2% −33.2% −11.0% −3.9% +53.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow12.9Capital expenditure−2.2Free cash flow10.6Dividends paid−1.2Fiscal year 2017Operating cash flow20.1Capital expenditure−3.5Free cash flow16.5 +55.2%Dividends paid−1.4Fiscal year 2018Operating cash flow13.6Capital expenditure−7.1Free cash flow6.5 −60.6%Dividends paid−2.0Fiscal year 2019Operating cash flow0.4Capital expenditure−10.5Free cash flow−10.2 −256.4%Buybacks−1.2Dividends paid−2.4Fiscal year 2020Operating cash flow2.1Capital expenditure−20.6Free cash flow−18.5Buybacks−1.0Dividends paid−2.6Fiscal year 2021Operating cash flow56.5Capital expenditure−12.2Free cash flow44.2Buybacks−6.3Dividends paid−3.0Fiscal year 2022Operating cash flow41.9Capital expenditure−16.8Free cash flow25.1 −43.1%Buybacks−4.4Dividends paid−4.1Fiscal year 2023Operating cash flow9.3Capital expenditure−14.2Free cash flow−4.8 −119.3%Buybacks−0.2Dividends paid−4.4Fiscal year 2024Operating cash flow28.5Capital expenditure−14.1Free cash flow14.5Buybacks−0.4Dividends paid−4.5Fiscal year 2025Operating cash flow33.1Capital expenditure−4.8Free cash flow28.3 +96.0%Buybacks−1.6Dividends paid−4.6
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 12.9 20.1 13.6 0.4 2.1 56.5 41.9 9.3 28.5 33.1
Capital expenditure −2.2 −3.5 −7.1 −10.5 −20.6 −12.2 −16.8 −14.2 −14.1 −4.8
Free cash flow 10.6 16.5 6.5 −10.2 −18.5 44.2 25.1 −4.8 14.5 28.3
Growth +55.2% −60.6% −256.4% −43.1% −119.3% +96.0%
Buybacks n/a n/a n/a −1.2 −1.0 −6.3 −4.4 −0.2 −0.4 −1.6
Dividends paid −1.2 −1.4 −2.0 −2.4 −2.6 −3.0 −4.1 −4.4 −4.5 −4.6

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash7.3Total debt15.0Net cash (debt)−7.7Shareholders’ equity59.5Debt to equity0.25Fiscal year 2017Cash7.4Total debt24.8Net cash (debt)−17.4Shareholders’ equity83.6Debt to equity0.30Fiscal year 2018Cash11.2Total debt24.9Net cash (debt)−13.7Shareholders’ equity94.8Debt to equity0.26Fiscal year 2019Cash24.9Total debt24.9Net cash (debt)−0.0Shareholders’ equity121.7Debt to equity0.21Fiscal year 2020Cash69.8Total debt29.8Net cash (debt)40.0Shareholders’ equity152.9Debt to equity0.19Fiscal year 2021Cash61.4Total debt29.9Net cash (debt)31.6Shareholders’ equity156.7Debt to equity0.19Fiscal year 2022Cash21.8Total debt58.8Net cash (debt)−37.0Shareholders’ equity158.4Debt to equity0.37Fiscal year 2023Cash24.5Total debt59.0Net cash (debt)−34.5Shareholders’ equity169.3Debt to equity0.35Fiscal year 2024Cash31.6Total debt59.1Net cash (debt)−27.6Shareholders’ equity174.8Debt to equity0.34Fiscal year 2025Cash63.0Total debt44.5Net cash (debt)18.5Shareholders’ equity191.8Debt to equity0.23
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 7.3 7.4 11.2 24.9 69.8 61.4 21.8 24.5 31.6 63.0
Total debt 15.0 24.8 24.9 24.9 29.8 29.9 58.8 59.0 59.1 44.5
Net cash (debt) −7.7 −17.4 −13.7 −0.0 40.0 31.6 −37.0 −34.5 −27.6 18.5
Shareholders’ equity 59.5 83.6 94.8 121.7 152.9 156.7 158.4 169.3 174.8 191.8
Debt to equity 0.25 0.30 0.26 0.21 0.19 0.19 0.37 0.35 0.34 0.23

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
26.0% 34.2% 15.5% 22.2% 25.4% 25.2% 22.7% 13.7% 14.2% 21.5%
Returns
8.6% 4.9% 5.3% 8.9% 13.9% 9.2% 6.8% 5.9% 5.6% 7.7%
0.8% 0.6% 0.6% 1.0% 1.7% 1.0% 0.5% 0.5% 0.5% 0.7%
Balance and payout
0.25 0.30 0.26 0.21 0.19 0.19 0.37 0.35 0.34 0.23
91.2% 88.3% 88.9% 88.5% 87.8% 89.1% 91.9% 91.8% 91.7% 90.9%
23.2% 34.2% 40.0% 22.1% 12.3% 20.9% 37.9% 44.2% 46.4% 30.9%
11.2% 8.5% 30.6% n/a n/a 21.0% 33.8% n/a 34.3% 21.7%