Stocks · Financials · Functions Related To Depository Banking, NEC

EURONET WORLDWIDE, INC.

EEFT Clue Score69
United States Fiscal year ends December CIK 0001029199
$64.60 +1.48% Close, 9 Oct 2026
Price $64.60 −48.59% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue1,958.6Operating income249.8Net income174.4EPS, diluted3.23Fiscal year 2017Revenue2,252.4 +15.0%Operating income266.0Net income156.8 −10.1%EPS, diluted2.85 −11.8%Fiscal year 2018Revenue2,536.6 +12.6%Operating income357.9Net income232.9 +48.5%EPS, diluted4.26 +49.5%Fiscal year 2019Revenue2,750.1 +8.4%Operating income475.2Net income346.7 +48.9%EPS, diluted6.31 +48.1%Fiscal year 2020Revenue2,482.7 −9.7%Operating income46.6Net income−3.4 −101.0%EPS, diluted−0.06 −101.0%Fiscal year 2021Revenue2,995.5 +20.7%Operating income184.0Net income70.7EPS, diluted1.32Fiscal year 2022Revenue3,358.8 +12.1%Operating income385.4Net income231.0 +226.7%EPS, diluted4.41 +234.1%Fiscal year 2023Revenue3,688.0 +9.8%Operating income432.6Net income279.7 +21.1%EPS, diluted5.50 +24.7%Fiscal year 2024Revenue3,989.8 +8.2%Operating income503.2Net income306.0 +9.4%EPS, diluted6.45 +17.3%Fiscal year 2025Revenue4,244.2 +6.4%Operating income529.8Net income309.5 +1.1%EPS, diluted6.84 +6.0%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 1,958.6 2,252.4 2,536.6 2,750.1 2,482.7 2,995.5 3,358.8 3,688.0 3,989.8 4,244.2
Growth +15.0% +12.6% +8.4% −9.7% +20.7% +12.1% +9.8% +8.2% +6.4%
Operating income 249.8 266.0 357.9 475.2 46.6 184.0 385.4 432.6 503.2 529.8
Net income 174.4 156.8 232.9 346.7 −3.4 70.7 231.0 279.7 306.0 309.5
Growth −10.1% +48.5% +48.9% −101.0% +226.7% +21.1% +9.4% +1.1%
EPS, diluted 3.23 2.85 4.26 6.31 −0.06 1.32 4.41 5.50 6.45 6.84
Growth −11.8% +49.5% +48.1% −101.0% +234.1% +24.7% +17.3% +6.0%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Operating margin12.8%Net margin8.9%Free cash flow margin15.5%Fiscal year 2017Operating margin11.8%Net margin7.0%Free cash flow margin8.4%Fiscal year 2018Operating margin14.1%Net margin9.2%Free cash flow margin11.2%Fiscal year 2019Operating margin17.3%Net margin12.6%Free cash flow margin13.6%Fiscal year 2020Operating margin1.9%Net margin−0.1%Free cash flow margin6.3%Fiscal year 2021Operating margin6.1%Net margin2.4%Free cash flow margin10.5%Fiscal year 2022Operating margin11.5%Net margin6.9%Free cash flow margin19.2%Fiscal year 2023Operating margin11.7%Net margin7.6%Free cash flow margin14.9%Fiscal year 2024Operating margin12.6%Net margin7.7%Free cash flow margin15.4%Fiscal year 2025Operating margin12.5%Net margin7.3%Free cash flow margin10.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin 12.8% 11.8% 14.1% 17.3% 1.9% 6.1% 11.5% 11.7% 12.6% 12.5%
Net margin 8.9% 7.0% 9.2% 12.6% −0.1% 2.4% 6.9% 7.6% 7.7% 7.3%
Free cash flow margin 15.5% 8.4% 11.2% 13.6% 6.3% 10.5% 19.2% 14.9% 15.4% 10.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow391.5Capital expenditure−87.4Free cash flow304.1Buybacks−77.4Fiscal year 2017Operating cash flow286.3Capital expenditure−97.2Free cash flow189.0 −37.8%Buybacks−3.1Fiscal year 2018Operating cash flow397.2Capital expenditure−112.5Free cash flow284.7 +50.6%Buybacks−177.9Fiscal year 2019Operating cash flow504.5Capital expenditure−131.3Free cash flow373.2 +31.1%Buybacks−74.5Fiscal year 2020Operating cash flow253.5Capital expenditure−97.6Free cash flow155.9 −58.2%Buybacks−241.5Fiscal year 2021Operating cash flow406.3Capital expenditure−92.2Free cash flow314.1 +101.5%Buybacks−229.9Fiscal year 2022Operating cash flow748.3Capital expenditure−104.3Free cash flow644.0 +105.0%Buybacks−176.0Fiscal year 2023Operating cash flow643.1Capital expenditure−94.4Free cash flow548.7 −14.8%Fiscal year 2024Operating cash flow732.8Capital expenditure−117.2Free cash flow615.6 +12.2%Fiscal year 2025Operating cash flow559.8Capital expenditure−125.5Free cash flow434.3 −29.5%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 391.5 286.3 397.2 504.5 253.5 406.3 748.3 643.1 732.8 559.8
Capital expenditure −87.4 −97.2 −112.5 −131.3 −97.6 −92.2 −104.3 −94.4 −117.2 −125.5
Free cash flow 304.1 189.0 284.7 373.2 155.9 314.1 644.0 548.7 615.6 434.3
Growth −37.8% +50.6% +31.1% −58.2% +101.5% +105.0% −14.8% +12.2% −29.5%
Buybacks −77.4 −3.1 −177.9 −74.5 −241.5 −229.9 −176.0 n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash734.4Total debt593.8Net cash (debt)140.6Shareholders’ equity899.5Debt to equity0.66Fiscal year 2017Cash280.1Total debt445.3Net cash (debt)−165.2Shareholders’ equity1,198.5Debt to equity0.37Fiscal year 2018Cash385.0Total debt627.8Net cash (debt)−242.8Shareholders’ equity1,232.7Debt to equity0.51Fiscal year 2019Cash786.1Total debt1,097.0Net cash (debt)−310.9Shareholders’ equity1,579.3Debt to equity0.69Fiscal year 2020Cash1,420.3Total debt1,438.4Net cash (debt)−18.1Shareholders’ equity1,445.6Debt to equity0.99Fiscal year 2021Cash1,260.5Total debt1,420.9Net cash (debt)−160.4Shareholders’ equity1,255.5Debt to equity1.13Fiscal year 2022Cash1,131.2Total debt1,609.1Net cash (debt)−477.9Shareholders’ equity1,244.6Debt to equity1.29Fiscal year 2023Cash1,254.2Total debt1,715.4Net cash (debt)−461.2Shareholders’ equity1,249.9Debt to equity1.37Fiscal year 2024Cash1,278.8Total debt1,134.4Net cash (debt)144.4Shareholders’ equity1,228.7Debt to equity0.92Fiscal year 2025Cash1,040.3Total debt1,037.6Net cash (debt)2.7Shareholders’ equity1,307.5Debt to equity0.79
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 734.4 280.1 385.0 786.1 1,420.3 1,260.5 1,131.2 1,254.2 1,278.8 1,040.3
Total debt 593.8 445.3 627.8 1,097.0 1,438.4 1,420.9 1,609.1 1,715.4 1,134.4 1,037.6
Net cash (debt) 140.6 −165.2 −242.8 −310.9 −18.1 −160.4 −477.9 −461.2 144.4 2.7
Shareholders’ equity 899.5 1,198.5 1,232.7 1,579.3 1,445.6 1,255.5 1,244.6 1,249.9 1,228.7 1,307.5
Debt to equity 0.66 0.37 0.51 0.69 0.99 1.13 1.29 1.37 0.92 0.79

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Balance sheet

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Assets
734.4 280.1 385.0 786.1 1,420.3 1,260.5 1,131.2 1,254.2 1,278.8 1,040.3
503.0 744.9 202.5 201.9 117.5 203.0 270.8 370.6 284.9 334.5
78.1 95.7 n/a n/a n/a n/a n/a n/a n/a n/a
202.1 268.3 291.9 360.0 378.4 345.4 336.6 332.1 329.7 375.3
689.7 717.4 704.2 743.8 665.8 641.6 828.3 847.5 859.2 1,042.3
2,712.9 3,140.0 3,321.2 4,657.7 4,926.7 4,744.3 5,403.6 5,894.4 5,834.5 6,488.7
Growth +15.7% +5.8% +40.2% +5.8% −3.7% +13.9% +9.1% −1.0% +11.2%
Liabilities
32.2 41.3 38.0 6.1 0.8 0.8 n/a n/a n/a n/a
561.7 404.0 589.8 1,090.9 1,437.6 1,420.1 1,609.1 1,715.4 1,134.4 1,037.6
calc 593.8 445.3 627.8 1,097.0 1,438.4 1,420.9 1,609.1 1,715.4 1,134.4 1,037.6
1,812.3 1,940.6 2,088.3 3,078.3 3,480.8 3,488.8 4,159.2 4,644.7 4,605.3 5,166.2
Equity
278.8 437.0 669.8 1,016.6 1,013.2 1,083.9 1,348.3 1,627.9 1,934.0 2,243.4
899.5 1,198.5 1,232.7 1,579.3 1,445.6 1,255.5 1,244.6 1,249.9 1,228.7 1,307.5
Growth +33.2% +2.8% +28.1% −8.5% −13.2% −0.9% +0.4% −1.7% +6.4%
Per share and net cash
calc 140.6 −165.2 −242.8 −310.9 −18.1 −160.4 −477.9 −461.2 144.4 2.7
52.3 52.8 51.8 54.2 52,752,851,000 51.2 49.8 45.8 43.7 39.3
calc 17.20 22.70 23.79 29.13 0.00 24.54 24.98 27.30 28.09 33.24

Lines marked calc are worked out here from filed figures; point at one for how.