InsiderClue
Stocks · Technology · Services-Computer Processing & Data Preparation

EVERTEC, Inc.

EVTC Clue Score56
United States Fiscal year ends December CIK 0001559865
$29.64 +1.02% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $29.64 −36.52% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue389.5Operating income107.1Net income75.0EPS, diluted1.01Fiscal year 2017Revenue407.1 +4.5%Operating income86.1Net income55.1 −26.6%EPS, diluted0.76 −24.8%Fiscal year 2018Revenue453.9 +11.5%Operating income125.1Net income86.3 +56.7%EPS, diluted1.16 +52.6%Fiscal year 2019Revenue487.4 +7.4%Operating income144.5Net income103.5 +19.9%EPS, diluted1.41 +21.6%Fiscal year 2020Revenue510.6 +4.8%Operating income141.4Net income104.4 +0.9%EPS, diluted1.43 +1.4%Fiscal year 2021Revenue589.8 +15.5%Operating income196.5Net income161.1 +54.3%EPS, diluted2.21 +54.5%Fiscal year 2022Revenue618.4 +4.9%Operating income157.4Net income239.0 +48.3%EPS, diluted3.45 +56.1%Fiscal year 2023Revenue694.7 +12.3%Operating income136.2Net income79.7 −66.6%EPS, diluted1.21 −64.9%Fiscal year 2024Revenue845.5 +21.7%Operating income165.7Net income112.6 +41.3%EPS, diluted1.73 +43.0%Fiscal year 2025Revenue931.8 +10.2%Operating income186.4Net income141.6 +25.7%EPS, diluted2.20 +27.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 389.5 407.1 453.9 487.4 510.6 589.8 618.4 694.7 845.5 931.8
Growth +4.5% +11.5% +7.4% +4.8% +15.5% +4.9% +12.3% +21.7% +10.2%
Operating income 107.1 86.1 125.1 144.5 141.4 196.5 157.4 136.2 165.7 186.4
Net income 75.0 55.1 86.3 103.5 104.4 161.1 239.0 79.7 112.6 141.6
Growth −26.6% +56.7% +19.9% +0.9% +54.3% +48.3% −66.6% +41.3% +25.7%
EPS, diluted 1.01 0.76 1.16 1.41 1.43 2.21 3.45 1.21 1.73 2.20
Growth −24.8% +52.6% +21.6% +1.4% +54.5% +56.1% −64.9% +43.0% +27.2%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Operating margin27.5%Net margin19.3%Free cash flow margin38.4%Fiscal year 2017Operating margin21.1%Net margin13.5%Free cash flow margin33.0%Fiscal year 2018Operating margin27.6%Net margin19.0%Free cash flow margin35.0%Fiscal year 2019Operating margin29.6%Net margin21.2%Free cash flow margin32.2%Fiscal year 2020Operating margin27.7%Net margin20.5%Free cash flow margin35.6%Fiscal year 2021Operating margin33.3%Net margin27.3%Free cash flow margin34.5%Fiscal year 2022Operating margin25.5%Net margin38.6%Free cash flow margin31.2%Fiscal year 2023Operating margin19.6%Net margin11.5%Free cash flow margin27.3%Fiscal year 2024Operating margin19.6%Net margin13.3%Free cash flow margin27.8%Fiscal year 2025Operating margin20.0%Net margin15.2%Free cash flow margin21.9%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin 27.5% 21.1% 27.6% 29.6% 27.7% 33.3% 25.5% 19.6% 19.6% 20.0%
Net margin 19.3% 13.5% 19.0% 21.2% 20.5% 27.3% 38.6% 11.5% 13.3% 15.2%
Free cash flow margin 38.4% 33.0% 35.0% 32.2% 35.6% 34.5% 31.2% 27.3% 27.8% 21.9%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow168.1Capital expenditure−18.5Free cash flow149.6Buybacks−39.9Dividends paid−29.7Fiscal year 2017Operating cash flow145.8Capital expenditure−11.3Free cash flow134.5 −10.1%Buybacks−7.7Dividends paid−21.8Fiscal year 2018Operating cash flow172.7Capital expenditure−13.9Free cash flow158.8 +18.1%Buybacks−10.0Dividends paid−7.3Fiscal year 2019Operating cash flow179.9Capital expenditure−23.0Free cash flow156.9 −1.2%Buybacks−31.8Dividends paid−14.4Fiscal year 2020Operating cash flow199.1Capital expenditure−17.1Free cash flow182.0 +16.0%Buybacks−7.3Dividends paid−14.4Fiscal year 2021Operating cash flow228.4Capital expenditure−25.1Free cash flow203.3 +11.7%Buybacks−24.4Dividends paid−14.4Fiscal year 2022Operating cash flow219.9Capital expenditure−27.1Free cash flow192.8 −5.2%Buybacks−96.6Dividends paid−13.8Fiscal year 2023Operating cash flow211.2Capital expenditure−21.4Free cash flow189.8 −1.6%Buybacks−36.1Dividends paid−13.0Fiscal year 2024Operating cash flow260.1Capital expenditure−25.4Free cash flow234.7 +23.7%Buybacks−82.3Dividends paid−12.9Fiscal year 2025Operating cash flow227.0Capital expenditure−23.3Free cash flow203.7 −13.2%Buybacks−69.3Dividends paid−12.8
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 168.1 145.8 172.7 179.9 199.1 228.4 219.9 211.2 260.1 227.0
Capital expenditure −18.5 −11.3 −13.9 −23.0 −17.1 −25.1 −27.1 −21.4 −25.4 −23.3
Free cash flow 149.6 134.5 158.8 156.9 182.0 203.3 192.8 189.8 234.7 203.7
Growth −10.1% +18.1% −1.2% +16.0% +11.7% −5.2% −1.6% +23.7% −13.2%
Buybacks −39.9 −7.7 −10.0 −31.8 −7.3 −24.4 −96.6 −36.1 −82.3 −69.3
Dividends paid −29.7 −21.8 −7.3 −14.4 −14.4 −14.4 −13.8 −13.0 −12.9 −12.8

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash51.9Total debt619.5Net cash (debt)−567.5Shareholders’ equity104.7Debt to equity5.92Fiscal year 2017Cash50.4Total debt603.7Net cash (debt)−553.3Shareholders’ equity144.1Debt to equity4.19Fiscal year 2018Cash70.0Total debt538.3Net cash (debt)−468.3Shareholders’ equity211.5Debt to equity2.55Fiscal year 2019Cash111.0Total debt525.2Net cash (debt)−414.2Shareholders’ equity267.2Debt to equity1.97Fiscal year 2020Cash202.6Total debt495.3Net cash (debt)−292.6Shareholders’ equity337.7Debt to equity1.47Fiscal year 2021Cash257.9Total debt464.5Net cash (debt)−206.7Shareholders’ equity466.2Debt to equity1.00Fiscal year 2022Cash185.3Total debt410.2Net cash (debt)−225.0Shareholders’ equity471.5Debt to equity0.87Fiscal year 2023Cash295.6Total debt970.7Net cash (debt)−675.1Shareholders’ equity594.3Debt to equity1.63Fiscal year 2024Cash273.6Total debt948.9Net cash (debt)−675.3Shareholders’ equity472.5Debt to equity2.01Fiscal year 2025Cash306.0Total debt1,076.9Net cash (debt)−770.9Shareholders’ equity621.6Debt to equity1.73
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 51.9 50.4 70.0 111.0 202.6 257.9 185.3 295.6 273.6 306.0
Total debt 619.5 603.7 538.3 525.2 495.3 464.5 410.2 970.7 948.9 1,076.9
Net cash (debt) −567.5 −553.3 −468.3 −414.2 −292.6 −206.7 −225.0 −675.1 −675.3 −770.9
Shareholders’ equity 104.7 144.1 211.5 267.2 337.7 466.2 471.5 594.3 472.5 621.6
Debt to equity 5.92 4.19 2.55 1.97 1.47 1.00 0.87 1.63 2.01 1.73

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
389.5 407.1 453.9 487.4 510.6 589.8 618.4 694.7 845.5 931.8
Growth +4.5% +11.5% +7.4% +4.8% +15.5% +4.9% +12.3% +21.7% +10.2%
2.2 2.9 n/a n/a n/a n/a n/a n/a n/a n/a
47.0 56.2 68.7 61.4 70.8 68.0 89.8 128.2 145.6 154.2
107.1 86.1 125.1 144.5 141.4 196.5 157.4 136.2 165.7 186.4
Growth −19.7% +45.4% +15.5% −2.2% +39.0% −19.9% −13.5% +21.7% +12.5%
83.4 60.2 99.2 116.7 123.9 181.7 267.9 85.4 119.6 154.4
8.3 4.8 12.6 13.0 19.0 20.6 29.0 5.5 4.8 9.8
75.0 55.1 86.3 103.5 104.4 161.1 239.0 79.7 112.6 141.6
Growth −26.6% +56.7% +19.9% +0.9% +54.3% +48.3% −66.6% +41.3% +25.7%
Per share
1.01 0.76 1.19 1.44 1.45 2.24 3.48 1.23 1.75 2.22
1.01 0.76 1.16 1.41 1.43 2.21 3.45 1.21 1.73 2.20
Growth −24.8% +52.6% +21.6% +1.4% +54.5% +56.1% −64.9% +43.0% +27.2%
74.1 72.5 72.6 72.1 71.9 72.1 68.7 64.9 64.3 63.7
74.5 72.9 74.4 73.5 73.1 72.9 69.3 65.8 65.1 64.4
Growth −2.2% +2.1% −1.3% −0.6% −0.2% −4.9% −5.0% −1.1% −1.0%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 12.8% a year over five years, and earnings per share grew 9.0% a year.
  • The diluted share count fell 11.8% in five years, so buybacks did some of the work per share.
  • Operating margin is down 7.7 points on five years ago, at 20.0%.
  • Profitable in every one of the 10 years on file.