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First American Financial Corp

FAF Clue Score53
United States Fiscal year ends December CIK 0001472787
$61.20 -2.56% Close, 9 Oct 2026
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Price $61.20 −13.14% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue5.58Net income0.34EPS, diluted3.09Fiscal year 2017Revenue5.77 +3.5%Net income0.42 +23.3%EPS, diluted3.76 +21.7%Fiscal year 2018Revenue5.75 −0.4%Net income0.47 +12.2%EPS, diluted4.19 +11.4%Fiscal year 2019Revenue6.20 +7.9%Net income0.71 +49.0%EPS, diluted6.22 +48.4%Fiscal year 2020Revenue7.09 +14.3%Net income0.70 −1.6%EPS, diluted6.16 −1.0%Fiscal year 2021Revenue9.22 +30.1%Net income1.24 +78.3%EPS, diluted11.14 +80.8%Fiscal year 2022Revenue7.61 −17.5%Net income0.26 −78.8%EPS, diluted2.45 −78.0%Fiscal year 2023Revenue6.00 −21.1%Net income0.22 −17.6%EPS, diluted2.07 −15.5%Fiscal year 2024Revenue6.13 +2.1%Net income0.13 −39.5%EPS, diluted1.26 −39.1%Fiscal year 2025Revenue7.45 +21.6%Net income0.62 +374.3%EPS, diluted6.00 +376.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 5.58 5.77 5.75 6.20 7.09 9.22 7.61 6.00 6.13 7.45
Growth +3.5% −0.4% +7.9% +14.3% +30.1% −17.5% −21.1% +2.1% +21.6%
Net income 0.34 0.42 0.47 0.71 0.70 1.24 0.26 0.22 0.13 0.62
Growth +23.3% +12.2% +49.0% −1.6% +78.3% −78.8% −17.6% −39.5% +374.3%
EPS, diluted 3.09 3.76 4.19 6.22 6.16 11.14 2.45 2.07 1.26 6.00
Growth +21.7% +11.4% +48.4% −1.0% +80.8% −78.0% −15.5% −39.1% +376.2%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin6.2%Free cash flow margin6.4%Fiscal year 2017Net margin7.3%Free cash flow margin8.6%Fiscal year 2018Net margin8.3%Free cash flow margin11.7%Fiscal year 2019Net margin11.4%Free cash flow margin13.0%Fiscal year 2020Net margin9.8%Free cash flow margin13.7%Fiscal year 2021Net margin13.5%Free cash flow margin11.5%Fiscal year 2022Net margin3.5%Free cash flow margin6.8%Fiscal year 2023Net margin3.6%Free cash flow margin1.5%Fiscal year 2024Net margin2.1%Free cash flow margin11.1%Fiscal year 2025Net margin8.3%Free cash flow margin10.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 6.2% 7.3% 8.3% 11.4% 9.8% 13.5% 3.5% 3.6% 2.1% 8.3%
Free cash flow margin 6.4% 8.6% 11.7% 13.0% 13.7% 11.5% 6.8% 1.5% 11.1% 10.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow0.49Capital expenditure−0.13Free cash flow0.36Buybacks−0.00Dividends paid−0.13Fiscal year 2017Operating cash flow0.63Capital expenditure−0.13Free cash flow0.50 +39.4%Buybacks0.00Dividends paid−0.16Fiscal year 2018Operating cash flow0.79Capital expenditure−0.12Free cash flow0.67 +35.6%Buybacks−0.02Dividends paid−0.18Fiscal year 2019Operating cash flow0.91Capital expenditure−0.11Free cash flow0.81 +19.4%Buybacks−0.00Dividends paid−0.19Fiscal year 2020Operating cash flow1.09Capital expenditure−0.11Free cash flow0.97 +20.5%Buybacks−0.14Dividends paid−0.20Fiscal year 2021Operating cash flow1.22Capital expenditure−0.16Free cash flow1.06 +9.1%Buybacks−0.10Dividends paid−0.21Fiscal year 2022Operating cash flow0.78Capital expenditure−0.26Free cash flow0.52 −51.1%Buybacks−0.44Dividends paid−0.22Fiscal year 2023Operating cash flow0.35Capital expenditure−0.26Free cash flow0.09 −82.4%Buybacks−0.07Dividends paid−0.22Fiscal year 2024Operating cash flow0.90Capital expenditure−0.22Free cash flow0.68 +647.2%Buybacks−0.07Dividends paid−0.22Fiscal year 2025Operating cash flow0.95Capital expenditure−0.19Free cash flow0.76 +12.3%Buybacks−0.12Dividends paid−0.22
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.49 0.63 0.79 0.91 1.09 1.22 0.78 0.35 0.90 0.95
Capital expenditure −0.13 −0.13 −0.12 −0.11 −0.11 −0.16 −0.26 −0.26 −0.22 −0.19
Free cash flow 0.36 0.50 0.67 0.81 0.97 1.06 0.52 0.09 0.68 0.76
Growth +39.4% +35.6% +19.4% +20.5% +9.1% −51.1% −82.4% +647.2% +12.3%
Buybacks −0.00 0.00 −0.02 −0.00 −0.14 −0.10 −0.44 −0.07 −0.07 −0.12
Dividends paid −0.13 −0.16 −0.18 −0.19 −0.20 −0.21 −0.22 −0.22 −0.22 −0.22

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash1.01Shareholders’ equity3.01Fiscal year 2017Cash1.39Shareholders’ equity3.48Fiscal year 2018Cash1.47Shareholders’ equity3.74Fiscal year 2019Cash1.49Shareholders’ equity4.42Fiscal year 2020Cash1.28Shareholders’ equity4.91Fiscal year 2021Cash1.23Shareholders’ equity5.77Fiscal year 2022Cash1.22Shareholders’ equity4.66Fiscal year 2023Cash3.61Shareholders’ equity4.85Fiscal year 2024Cash1.72Shareholders’ equity4.91Fiscal year 2025Cash1.39Shareholders’ equity5.50
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 1.01 1.39 1.47 1.49 1.28 1.23 1.22 3.61 1.72 1.39
Shareholders’ equity 3.01 3.48 3.74 4.42 4.91 5.77 4.66 4.85 4.91 5.50

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
8.6% 7.7% 10.6% 14.6% 13.0% 17.8% 4.3% 4.6% 2.7% 11.1%
6.2% 7.3% 8.3% 11.4% 9.8% 13.5% 3.5% 3.6% 2.1% 8.3%
6.4% 8.6% 11.7% 13.0% 13.7% 11.5% 6.8% 1.5% 11.1% 10.2%
Spending
2.4% 2.3% 2.1% 1.7% 1.6% 1.7% 3.4% 4.4% 3.6% 2.5%
28.1% 5.3% 21.9% 21.5% 24.2% 23.9% 18.5% 21.5% 19.8% 24.3%
Returns
11.4% 12.2% 12.7% 16.0% 14.2% 21.5% 5.6% 4.5% 2.7% 11.3%
3.9% 4.4% 4.5% 6.1% 5.4% 7.5% 1.8% 1.3% 0.9% 3.8%
Balance and payout
65.9% 63.6% 64.8% 61.6% 61.5% 64.8% 68.7% 71.1% 67.0% 66.0%
38.4% 37.7% 37.6% 26.6% 28.6% 17.2% 82.7% 99.9% 168.3% 35.9%
37.0% 32.0% 29.2% 23.6% 34.8% 29.5% 127.1% 318.3% 42.6% 45.3%