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Stocks · Financials · State Commercial Banks

FIRST COMMUNITY CORP /SC/

FCCO Clue Score46
United States Fiscal year ends December CIK 0000932781
$32.51 +0.74% Close, 12 Oct 2026
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Price $32.51 +63.98% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 13 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue1.4Net income6.7EPS, diluted0.98Fiscal year 2017Revenue1.5 +5.8%Net income5.8 −13.0%EPS, diluted0.83Fiscal year 2018Revenue1.8 +19.0%Net income11.2 +93.1%EPS, diluted1.45Fiscal year 2019Revenue1.6 −6.8%Net income11.0 −2.3%EPS, diluted1.45Fiscal year 2020Revenue1.1 −32.0%Net income10.1 −7.9%EPS, diluted1.35Fiscal year 2021Revenue1.0 −12.8%Net income15.5 +53.1%EPS, diluted2.05Fiscal year 2022Revenue1.0 −1.7%Net income14.6 −5.5%EPS, diluted1.92Fiscal year 2023Revenue1.0 +0.3%Net income11.8 −19.0%EPS, diluted1.55Fiscal year 2024Revenue1.0 −1.1%Net income14.0 +17.8%EPS, diluted1.81Fiscal year 2025Revenue0.9 −3.2%Net income19.2 +37.6%EPS, diluted2.47
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 1.4 1.5 1.8 1.6 1.1 1.0 1.0 1.0 1.0 0.9
Growth +5.8% +19.0% −6.8% −32.0% −12.8% −1.7% +0.3% −1.1% −3.2%
Net income 6.7 5.8 11.2 11.0 10.1 15.5 14.6 11.8 14.0 19.2
Growth −13.0% +93.1% −2.3% −7.9% +53.1% −5.5% −19.0% +17.8% +37.6%
EPS, diluted 0.98 0.83 1.45 1.45 1.35 2.05 1.92 1.55 1.81 2.47

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin475.6%Free cash flow margin277.4%Fiscal year 2017Net margin391.3%Free cash flow margin1,028.2%Fiscal year 2018Net margin634.8%Free cash flow margin1,046.2%Fiscal year 2019Net margin665.3%Free cash flow margin123.2%Fiscal year 2020Net margin900.9%Free cash flow margin−1,617.6%Fiscal year 2021Net margin1,582.9%Free cash flow margin5,846.0%Fiscal year 2022Net margin1,522.2%Free cash flow margin2,177.3%Fiscal year 2023Net margin1,229.8%Free cash flow margin1,240.8%Fiscal year 2024Net margin1,465.9%Free cash flow margin1,105.8%Fiscal year 2025Net margin2,083.0%Free cash flow margin1,906.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 475.6% 391.3% 634.8% 665.3% 900.9% 1,582.9% 1,522.2% 1,229.8% 1,465.9% 2,083.0%
Free cash flow margin 277.4% 1,028.2% 1,046.2% 123.2% −1,617.6% 5,846.0% 2,177.3% 1,240.8% 1,105.8% 1,906.6%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow5.1Capital expenditure−1.2Free cash flow3.9Dividends paid−2.1Fiscal year 2017Operating cash flow18.4Capital expenditure−3.1Free cash flow15.3 +292.0%Dividends paid−2.5Fiscal year 2018Operating cash flow20.0Capital expenditure−1.5Free cash flow18.5 +21.1%Dividends paid−3.0Fiscal year 2019Operating cash flow4.8Capital expenditure−2.8Free cash flow2.0 −89.0%Buybacks−5.6Dividends paid−3.3Fiscal year 2020Operating cash flow−17.0Capital expenditure−1.1Free cash flow−18.1 −992.4%Dividends paid−3.6Fiscal year 2021Operating cash flow57.9Capital expenditure−0.8Free cash flow57.1Dividends paid−3.6Fiscal year 2022Operating cash flow22.1Capital expenditure−1.2Free cash flow20.9 −63.4%Dividends paid−3.9Fiscal year 2023Operating cash flow13.0Capital expenditure−1.1Free cash flow11.9 −42.8%Dividends paid−4.2Fiscal year 2024Operating cash flow11.6Capital expenditure−1.1Free cash flow10.5 −11.9%Dividends paid−4.4Fiscal year 2025Operating cash flow18.7Capital expenditure−1.1Free cash flow17.6 +67.0%Dividends paid−4.8
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 5.1 18.4 20.0 4.8 −17.0 57.9 22.1 13.0 11.6 18.7
Capital expenditure −1.2 −3.1 −1.5 −2.8 −1.1 −0.8 −1.2 −1.1 −1.1 −1.1
Free cash flow 3.9 15.3 18.5 2.0 −18.1 57.1 20.9 11.9 10.5 17.6
Growth +292.0% +21.1% −89.0% −992.4% −63.4% −42.8% −11.9% +67.0%
Buybacks n/a n/a n/a −5.6 n/a n/a n/a n/a n/a n/a
Dividends paid −2.1 −2.5 −3.0 −3.3 −3.6 −3.6 −3.9 −4.2 −4.4 −4.8

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash22.0Shareholders’ equity81.9Fiscal year 2017Cash30.6Shareholders’ equity105.7Fiscal year 2018Cash32.3Shareholders’ equity112.5Fiscal year 2019Cash47.7Shareholders’ equity120.2Fiscal year 2020Cash65.0Shareholders’ equity136.3Fiscal year 2021Cash69.0Shareholders’ equity141.0Fiscal year 2022Cash37.4Shareholders’ equity118.4Fiscal year 2023Cash94.7Shareholders’ equity131.1Fiscal year 2024Cash149.8Shareholders’ equity144.5Fiscal year 2025Cash161.1Shareholders’ equity167.6
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 22.0 30.6 32.3 47.7 65.0 69.0 37.4 94.7 149.8 161.1
Shareholders’ equity 81.9 105.7 112.5 120.2 136.3 141.0 118.4 131.1 144.5 167.6

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
629.8% 615.4% 787.1% 838.6% 1,123.6% 2,011.0% 1,917.8% 1,561.8% 1,866.6% 2,696.2%
475.6% 391.3% 634.8% 665.3% 900.9% 1,582.9% 1,522.2% 1,229.8% 1,465.9% 2,083.0%
277.4% 1,028.2% 1,046.2% 123.2% −1,617.6% 5,846.0% 2,177.3% 1,240.8% 1,105.8% 1,906.6%
Spending
88.0% 206.7% 82.8% 169.4% 97.0% 83.2% 127.4% 111.2% 115.2% 120.4%
24.5% 36.4% 19.3% 20.7% 19.8% 21.3% 20.6% 21.3% 21.5% 22.7%
Returns
8.2% 5.5% 10.0% 9.1% 7.4% 11.0% 12.3% 9.0% 9.7% 11.5%
0.7% 0.6% 1.0% 0.9% 0.7% 1.0% 0.9% 0.6% 0.7% 0.9%
Balance and payout
91.1% 89.9% 89.7% 89.7% 90.2% 91.1% 92.9% 92.8% 92.6% 91.9%
31.7% 42.5% 27.0% 30.1% 35.4% 23.2% 26.8% 35.8% 31.6% 24.7%
54.3% 16.2% 16.4% 440.1% n/a 6.3% 18.7% 35.4% 41.9% 27.0%