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Stocks · Industrials · Services-Business Services, NEC

Flywire Corp

FLYW Clue Score76
United States Fiscal year ends December CIK 0001580560
$18.76 +1.79% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $18.76 −61.49% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 26 May 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2019Revenue94.9Operating income−17.5Net income−20.1Fiscal year 2020Revenue131.8 +38.8%Operating income−15.8Net income−11.1EPS, diluted−0.60Fiscal year 2021Revenue201.1 +52.6%Operating income−13.3Net income−28.1EPS, diluted−0.39Fiscal year 2022Revenue289.4 +43.9%Operating income−30.2Net income−39.3EPS, diluted−0.36Fiscal year 2023Revenue403.1 +39.3%Operating income−21.5Net income−8.6EPS, diluted−0.07Fiscal year 2024Revenue492.1 +22.1%Operating income−7.3Net income2.9EPS, diluted0.02Fiscal year 2025Revenue623.0 +26.6%Operating income11.3Net income13.5 +365.4%EPS, diluted0.11
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 94.9 131.8 201.1 289.4 403.1 492.1 623.0
Growth +38.8% +52.6% +43.9% +39.3% +22.1% +26.6%
Operating income −17.5 −15.8 −13.3 −30.2 −21.5 −7.3 11.3
Net income −20.1 −11.1 −28.1 −39.3 −8.6 2.9 13.5
Growth +365.4%
EPS, diluted n/a −0.60 −0.39 −0.36 −0.07 0.02 0.11

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2019Operating margin−18.4%Net margin−21.2%Free cash flow margin0.3%Fiscal year 2020Operating margin−12.0%Net margin−8.4%Free cash flow margin−12.4%Fiscal year 2021Operating margin−6.6%Net margin−14.0%Free cash flow margin8.0%Fiscal year 2022Operating margin−10.4%Net margin−13.6%Free cash flow margin1.4%Fiscal year 2023Operating margin−5.3%Net margin−2.1%Free cash flow margin18.7%Fiscal year 2024Operating margin−1.5%Net margin0.6%Free cash flow margin19.9%Fiscal year 2025Operating margin1.8%Net margin2.2%Free cash flow margin15.9%
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin −18.4% −12.0% −6.6% −10.4% −5.3% −1.5% 1.8%
Net margin −21.2% −8.4% −14.0% −13.6% −2.1% 0.6% 2.2%
Free cash flow margin 0.3% −12.4% 8.0% 1.4% 18.7% 19.9% 15.9%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2019Operating cash flow4.1Capital expenditure−3.7Free cash flow0.3Buybacks−0.3Fiscal year 2020Operating cash flow−14.2Capital expenditure−2.1Free cash flow−16.4 −5,135.1%Buybacks0.0Fiscal year 2021Operating cash flow17.1Capital expenditure−1.0Free cash flow16.1Buybacks0.0Fiscal year 2022Operating cash flow5.4Capital expenditure−1.4Free cash flow4.1 −74.7%Fiscal year 2023Operating cash flow76.3Capital expenditure−1.0Free cash flow75.3 +1,749.2%Fiscal year 2024Operating cash flow98.7Capital expenditure−0.9Free cash flow97.7 +29.7%Fiscal year 2025Operating cash flow100.2Capital expenditure−1.4Free cash flow98.8 +1.1%
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 4.1 −14.2 17.1 5.4 76.3 98.7 100.2
Capital expenditure −3.7 −2.1 −1.0 −1.4 −1.0 −0.9 −1.4
Free cash flow 0.3 −16.4 16.1 4.1 75.3 97.7 98.8
Growth −5,135.1% −74.7% +1,749.2% +29.7% +1.1%
Buybacks −0.3 0.0 0.0 n/a n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2019Cash86.0Shareholders’ equity−75.3Fiscal year 2020Cash104.1Total debt24.4Net cash (debt)79.7Shareholders’ equity−81.8Fiscal year 2021Cash385.4Total debt25.9Net cash (debt)359.4Shareholders’ equity482.2Debt to equity0.05Fiscal year 2022Cash349.2Total debt0.0Net cash (debt)349.2Shareholders’ equity481.9Debt to equity0.00Fiscal year 2023Cash654.6Shareholders’ equity786.1Fiscal year 2024Cash495.2Total debt0.0Net cash (debt)495.2Shareholders’ equity814.8Debt to equity0.00Fiscal year 2025Cash330.3Shareholders’ equity835.2
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 86.0 104.1 385.4 349.2 654.6 495.2 330.3
Total debt n/a 24.4 25.9 0.0 n/a 0.0 n/a
Net cash (debt) n/a 79.7 359.4 349.2 n/a 495.2 n/a
Shareholders’ equity −75.3 −81.8 482.2 481.9 786.1 814.8 835.2
Debt to equity n/a n/a 0.05 0.00 n/a 0.00 n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
−18.4% −12.0% −6.6% −10.4% −5.3% −1.5% 1.8%
−20.6% −13.9% −12.9% −12.9% −1.1% 0.4% 3.4%
−21.2% −8.4% −14.0% −13.6% −2.1% 0.6% 2.2%
0.3% −12.4% 8.0% 1.4% 18.7% 19.9% 15.9%
Spending
15.8% 18.6% 15.6% 17.4% 15.4% 13.5% 11.3%
35.9% 32.4% 30.6% 28.7% 26.7% 25.6% 21.7%
3.9% 1.6% 0.5% 0.5% 0.3% 0.2% 0.2%
n/a n/a n/a n/a n/a −55.9% 37.0%
Returns
n/a n/a −5.8% −8.2% −1.1% 0.4% 1.6%
n/a −4.1% −4.4% −5.8% −0.8% 0.3% 1.1%
Balance and payout
n/a n/a 0.05 0.00 n/a 0.00 n/a
n/a 45.3% 24.6% 28.5% 27.2% 27.4% 33.4%
90.8% n/a 0.0% n/a n/a n/a n/a