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Stocks · Financials · Title Insurance

Fidelity National Financial, Inc.

FNF Clue Score30
United States Fiscal year ends December CIK 0001331875
$38.80 -2.44% Close, 9 Oct 2026
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Price $38.80 −17.01% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue7.26Net income0.65EPS, diluted2.24Fiscal year 2017Revenue7.66 +5.6%Net income0.77 +18.6%EPS, diluted2.30 +2.7%Fiscal year 2018Revenue2.22 −71.1%Net income0.63 −18.5%EPS, diluted2.26 −1.7%Fiscal year 2019Revenue2.12 −4.2%Net income1.06 +69.1%EPS, diluted3.83 +69.5%Fiscal year 2020Revenue2.40 +13.1%Net income1.43 +34.4%EPS, diluted4.99 +30.3%Fiscal year 2021Revenue2.82 +17.6%Net income2.80 +96.0%EPS, diluted9.75 +95.4%Fiscal year 2022Revenue2.23 −20.9%Net income1.29 −53.7%EPS, diluted4.67 −52.1%Fiscal year 2023Revenue1.86 −16.5%Net income0.52 −60.0%EPS, diluted1.91 −59.1%Fiscal year 2024Revenue1.92 +3.3%Net income1.27 +145.6%EPS, diluted4.65 +143.5%Fiscal year 2025Revenue2.10 +9.1%Net income0.60 −52.6%EPS, diluted2.21 −52.5%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 7.26 7.66 2.22 2.12 2.40 2.82 2.23 1.86 1.92 2.10
Growth +5.6% −71.1% −4.2% +13.1% +17.6% −20.9% −16.5% +3.3% +9.1%
Net income 0.65 0.77 0.63 1.06 1.43 2.80 1.29 0.52 1.27 0.60
Growth +18.6% −18.5% +69.1% +34.4% +96.0% −53.7% −60.0% +145.6% −52.6%
EPS, diluted 2.24 2.30 2.26 3.83 4.99 9.75 4.67 1.91 4.65 2.21
Growth +2.7% −1.7% +69.5% +30.3% +95.4% −52.1% −59.1% +143.5% −52.5%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin9.0%Fiscal year 2017Net margin10.1%Fiscal year 2018Net margin28.3%Fiscal year 2019Net margin50.0%Fiscal year 2020Net margin59.5%Fiscal year 2021Net margin99.1%Fiscal year 2022Net margin58.0%Fiscal year 2023Net margin27.8%Fiscal year 2024Net margin66.0%Fiscal year 2025Net margin28.7%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 9.0% 10.1% 28.3% 50.0% 59.5% 99.1% 58.0% 27.8% 66.0% 28.7%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow1.16Buybacks−0.28Dividends paid−0.24Fiscal year 2017Operating cash flow0.74Buybacks−0.02Dividends paid−0.28Fiscal year 2018Operating cash flow0.94Buybacks−0.02Dividends paid−0.33Fiscal year 2019Operating cash flow1.12Buybacks−0.09Dividends paid−0.34Fiscal year 2020Operating cash flow1.58Buybacks−0.24Dividends paid−0.39Fiscal year 2021Operating cash flow4.09Buybacks−0.46Dividends paid−0.45Fiscal year 2022Operating cash flow4.36Buybacks−0.55Dividends paid−0.49Fiscal year 2023Operating cash flow6.48Buybacks−0.01Dividends paid−0.50Fiscal year 2024Operating cash flow6.82Buybacks0.00Dividends paid−0.53Fiscal year 2025Operating cash flow5.83Buybacks−0.25Dividends paid−0.55
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 1.16 0.74 0.94 1.12 1.58 4.09 4.36 6.48 6.82 5.83
Buybacks −0.28 −0.02 −0.02 −0.09 −0.24 −0.46 −0.55 −0.01 0.00 −0.25
Dividends paid −0.24 −0.28 −0.33 −0.34 −0.39 −0.45 −0.49 −0.50 −0.53 −0.55

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash1.05Total debt0.99Net cash (debt)0.06Shareholders’ equity6.00Debt to equity0.16Fiscal year 2017Cash1.11Total debt0.76Net cash (debt)0.35Shareholders’ equity4.45Debt to equity0.17Fiscal year 2018Cash1.26Total debt0.84Net cash (debt)0.42Shareholders’ equity4.63Debt to equity0.18Fiscal year 2019Cash1.38Total debt0.84Net cash (debt)0.54Shareholders’ equity5.38Debt to equity0.16Fiscal year 2020Cash2.72Total debt2.66Net cash (debt)0.06Shareholders’ equity8.35Debt to equity0.32Fiscal year 2021Cash4.36Total debt3.10Net cash (debt)1.26Shareholders’ equity9.41Debt to equity0.33Fiscal year 2022Cash2.29Total debt3.24Net cash (debt)−0.95Shareholders’ equity6.12Debt to equity0.53Fiscal year 2023Cash2.77Total debt3.89Net cash (debt)−1.12Shareholders’ equity6.91Debt to equity0.56Fiscal year 2024Cash3.48Total debt4.32Net cash (debt)−0.84Shareholders’ equity7.75Debt to equity0.56Fiscal year 2025Cash2.64Total debt4.40Net cash (debt)−1.76Shareholders’ equity7.42Debt to equity0.59
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 1.05 1.11 1.26 1.38 2.72 4.36 2.29 2.77 3.48 2.64
Total debt 0.99 0.76 0.84 0.84 2.66 3.10 3.24 3.89 4.32 4.40
Net cash (debt) 0.06 0.35 0.42 0.54 0.06 1.26 −0.95 −1.12 −0.84 −1.76
Shareholders’ equity 6.00 4.45 4.63 5.38 8.35 9.41 6.12 6.91 7.75 7.42
Debt to equity 0.16 0.17 0.18 0.16 0.32 0.33 0.53 0.56 0.56 0.59

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
1.16 0.74 0.94 1.12 1.58 4.09 4.36 6.48 6.82 5.83
Growth −36.6% +28.0% +18.9% +40.8% +159.2% +6.5% +48.7% +5.2% −14.5%
0.43 0.39 0.18 0.18 0.30 0.43 0.49 0.59 0.74 0.84
Investment
−0.19 0.08 −0.35 −0.52 −2.33 −7.45 −10.52 −9.09 −7.86 −8.93
Financing
−0.43 −1.03 −0.44 −0.48 2.10 5.00 4.10 3.09 1.76 2.26
−0.24 −0.28 −0.33 −0.34 −0.39 −0.45 −0.49 −0.50 −0.53 −0.55
−0.28 −0.02 −0.02 −0.09 −0.24 −0.46 −0.55 −0.01 0.00 −0.25

Capital expenditure, dividends and buybacks are shown as money out, so negative.