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First Northwest Bancorp

FNWB Clue Score54
United States Fiscal year ends December CIK 0001556727
$9.83 +1.24% Close, 9 Oct 2026
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Price $9.83 −45.18% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2017Net income5.1EPS, diluted0.46Fiscal year 2018Net income7.1 +38.8%EPS, diluted0.68 +47.8%Fiscal year 2019Revenue0.2Net income9.0 +26.9%EPS, diluted0.91 +33.8%Fiscal year 2020Revenue0.2 −23.1%Net income10.3 +14.7%EPS, diluted1.07 +17.6%Fiscal year 2021Net income15.4 +49.1%EPS, diluted1.63 +52.3%Fiscal year 2022Net income15.6 +1.5%EPS, diluted1.71 +4.9%Fiscal year 2023Net income2.3 −85.4%EPS, diluted0.26 −84.8%Fiscal year 2024Net income−6.6 −389.3%EPS, diluted−0.75 −388.5%Fiscal year 2025Net income−4.2EPS, diluted−0.48
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue n/a n/a 0.2 0.2 n/a n/a n/a n/a n/a
Growth −23.1%
Net income 5.1 7.1 9.0 10.3 15.4 15.6 2.3 −6.6 −4.2
Growth +38.8% +26.9% +14.7% +49.1% +1.5% −85.4% −389.3%
EPS, diluted 0.46 0.68 0.91 1.07 1.63 1.71 0.26 −0.75 −0.48
Growth +47.8% +33.8% +17.6% +52.3% +4.9% −84.8% −388.5%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2017Fiscal year 2018Fiscal year 2019Net margin3,936.2%Free cash flow margin5,969.9%Fiscal year 2020Net margin5,875.0%Free cash flow margin6,498.9%Fiscal year 2021Fiscal year 2022Fiscal year 2023Fiscal year 2024Fiscal year 2025
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin n/a n/a 3,936.2% 5,875.0% n/a n/a n/a n/a n/a
Free cash flow margin n/a n/a 5,969.9% 6,498.9% n/a n/a n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow1.1Capital expenditure−1.0Free cash flow0.2Buybacks−16.5Dividends paid0.0Fiscal year 2018Operating cash flow13.3Capital expenditure−2.8Free cash flow10.5 +5,763.7%Buybacks−10.0Dividends paid−0.3Fiscal year 2019Operating cash flow14.1Capital expenditure−0.4Free cash flow13.7 +30.2%Buybacks−7.8Dividends paid−1.4Fiscal year 2020Operating cash flow13.3Capital expenditure−1.8Free cash flow11.4 −16.3%Buybacks−7.4Dividends paid−2.2Fiscal year 2021Operating cash flow15.2Capital expenditure−6.0Free cash flow9.1 −20.1%Buybacks−6.0Dividends paid−2.5Fiscal year 2022Operating cash flow15.9Capital expenditure−2.9Free cash flow13.0 +42.2%Buybacks−5.4Dividends paid−2.8Fiscal year 2023Operating cash flow17.9Capital expenditure−1.6Free cash flow16.3 +25.5%Buybacks−1.1Dividends paid−2.7Fiscal year 2024Operating cash flow16.9Buybacks−4.1Dividends paid−2.6Fiscal year 2025Operating cash flow−2.8Buybacks0.0Dividends paid−1.3
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 1.1 13.3 14.1 13.3 15.2 15.9 17.9 16.9 −2.8
Capital expenditure −1.0 −2.8 −0.4 −1.8 −6.0 −2.9 −1.6 n/a n/a
Free cash flow 0.2 10.5 13.7 11.4 9.1 13.0 16.3 n/a n/a
Growth +5,763.7% +30.2% −16.3% −20.1% +42.2% +25.5%
Buybacks −16.5 −10.0 −7.8 −7.4 −6.0 −5.4 −1.1 −4.1 0.0
Dividends paid 0.0 −0.3 −1.4 −2.2 −2.5 −2.8 −2.7 −2.6 −1.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash24.3Total debt77.4Net cash (debt)−53.1Shareholders’ equity177.7Debt to equity0.44Fiscal year 2018Cash26.3Total debt136.6Net cash (debt)−110.2Shareholders’ equity172.3Debt to equity0.79Fiscal year 2019Cash48.7Total debt112.9Net cash (debt)−64.2Shareholders’ equity176.9Debt to equity0.64Fiscal year 2020Total debt110.0Shareholders’ equity186.4Debt to equity0.59Fiscal year 2021Shareholders’ equity191.0Fiscal year 2022Shareholders’ equity161.6Fiscal year 2023Shareholders’ equity163.3Fiscal year 2024Shareholders’ equity153.9Fiscal year 2025Shareholders’ equity157.3
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 24.3 26.3 48.7 n/a n/a n/a n/a n/a n/a
Total debt 77.4 136.6 112.9 110.0 n/a n/a n/a n/a n/a
Net cash (debt) −53.1 −110.2 −64.2 n/a n/a n/a n/a n/a n/a
Shareholders’ equity 177.7 172.3 176.9 186.4 191.0 161.6 163.3 153.9 157.3
Debt to equity 0.44 0.79 0.64 0.59 n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 30 Jun 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
n/a n/a 0.2 0.2 n/a n/a n/a n/a n/a
Growth −23.1%
6.8 8.7 11.1 13.3 18.2 16.3 2.7 −7.6 −5.4
1.7 1.6 2.1 3.0 3.2 2.8 0.5 −0.9 −1.2
5.1 7.1 9.0 10.3 15.4 15.6 2.3 −6.6 −4.2
Growth +38.8% +26.9% +14.7% +49.1% +1.5% −85.4% −389.3%
Per share
0.46 0.69 0.92 1.07 1.63 1.71 0.26 −0.75 −0.48
0.46 0.68 0.91 1.07 1.63 1.71 0.26 −0.75 −0.48
Growth +47.8% +33.8% +17.6% +52.3% +4.9% −84.8% −388.5%
11.1 10.3 9.8 9.4 9.1 9.1 8.9 8.8 8.8
11.2 10.4 9.9 9.4 9.2 9.1 8.9 8.8 8.8
Growth −6.6% −4.9% −5.2% −1.8% −0.9% −2.2% −1.7% +0.1%

Five years in brief

Worked out from the figures above, not from a press release
  • The diluted share count fell 6.5% in five years, so buybacks did some of the work per share.
  • A net loss in 2 of 9 years on file.