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FRANKLIN FINANCIAL SERVICES CORP /PA/

FRAF Clue Score54
United States Fiscal year ends December CIK 0000723646
$62.60 -1.14% Close, 9 Oct 2026
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Price $62.60 +94.11% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income8.1EPS, diluted1.88Fiscal year 2017Net income2.2 −73.1%EPS, diluted0.50 −73.4%Fiscal year 2018Net income6.1 +181.5%EPS, diluted1.39 +178.0%Fiscal year 2019Net income16.1 +163.1%EPS, diluted3.67 +164.0%Fiscal year 2020Net income12.8 −20.6%EPS, diluted2.93 −20.2%Fiscal year 2021Net income19.6 +53.3%EPS, diluted4.42 +50.9%Fiscal year 2022Net income14.9 −23.8%EPS, diluted3.36 −24.0%Fiscal year 2023Net income13.6 −9.0%EPS, diluted3.10 −7.7%Fiscal year 2024Net income11.1 −18.4%EPS, diluted2.51 −19.0%Fiscal year 2025Net income21.2 +91.2%EPS, diluted4.74 +88.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 8.1 2.2 6.1 16.1 12.8 19.6 14.9 13.6 11.1 21.2
Growth −73.1% +181.5% +163.1% −20.6% +53.3% −23.8% −9.0% −18.4% +91.2%
EPS, diluted 1.88 0.50 1.39 3.67 2.93 4.42 3.36 3.10 2.51 4.74
Growth −73.4% +178.0% +164.0% −20.2% +50.9% −24.0% −7.7% −19.0% +88.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow14.9Capital expenditure−0.6Free cash flow14.3Buybacks−0.8Dividends paid−3.5Fiscal year 2017Operating cash flow16.3Dividends paid−4.0Fiscal year 2018Operating cash flow9.3Buybacks−0.1Dividends paid−4.6Fiscal year 2019Operating cash flow19.0Buybacks−3.8Dividends paid−5.1Fiscal year 2020Operating cash flow6.4Buybacks−1.2Dividends paid−5.2Fiscal year 2021Operating cash flow26.3Buybacks−1.2Dividends paid−5.5Fiscal year 2022Operating cash flow25.2Buybacks−3.3Dividends paid−5.7Fiscal year 2023Operating cash flow26.6Buybacks−2.4Dividends paid−5.6Fiscal year 2024Operating cash flow21.8Buybacks−0.8Dividends paid−5.6Fiscal year 2025Operating cash flow25.4Buybacks−1.1Dividends paid−5.8
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 14.9 16.3 9.3 19.0 6.4 26.3 25.2 26.6 21.8 25.4
Capital expenditure −0.6 n/a n/a n/a n/a n/a n/a n/a n/a n/a
Free cash flow 14.3 n/a n/a n/a n/a n/a n/a n/a n/a n/a
Growth
Buybacks −0.8 n/a −0.1 −3.8 −1.2 −1.2 −3.3 −2.4 −0.8 −1.1
Dividends paid −3.5 −4.0 −4.6 −5.1 −5.2 −5.5 −5.7 −5.6 −5.6 −5.8

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash36.7Shareholders’ equity116.5Fiscal year 2017Cash58.6Shareholders’ equity115.1Fiscal year 2018Cash53.0Shareholders’ equity118.4Fiscal year 2019Cash83.8Shareholders’ equity127.5Fiscal year 2020Cash57.1Shareholders’ equity145.2Fiscal year 2021Cash175.1Shareholders’ equity157.1Fiscal year 2022Cash64.9Shareholders’ equity114.2Fiscal year 2023Cash23.1Shareholders’ equity132.1Fiscal year 2024Cash203.6Shareholders’ equity144.7Fiscal year 2025Cash127.7Shareholders’ equity175.2
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 36.7 58.6 53.0 83.8 57.1 175.1 64.9 23.1 203.6 127.7
Shareholders’ equity 116.5 115.1 118.4 127.5 145.2 157.1 114.2 132.1 144.7 175.2

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
9.4 5.7 6.0 19.0 13.1 23.0 17.5 15.8 13.3 26.3
1.3 3.6 −0.2 2.9 0.3 3.4 2.6 2.2 2.2 5.0
8.1 2.2 6.1 16.1 12.8 19.6 14.9 13.6 11.1 21.2
Growth −73.1% +181.5% +163.1% −20.6% +53.3% −23.8% −9.0% −18.4% +91.2%
Per share
1.88 0.50 1.40 3.68 2.94 4.44 3.38 3.11 2.52 4.76
1.88 0.50 1.39 3.67 2.93 4.42 3.36 3.10 2.51 4.74
Growth −73.4% +178.0% +164.0% −20.2% +50.9% −24.0% −7.7% −19.0% +88.8%
4.3 4.3 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.5
4.3 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.5
Growth +1.3% +1.0% −0.2% −0.7% +1.7% +0.1% −1.4% +0.8% +1.4%

Five years in brief

Worked out from the figures above, not from a press release
  • The diluted share count rose 2.5% in five years, which is dilution.
  • Profitable in every one of the 10 years on file.