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Stocks · Financials · State Commercial Banks

FIVE STAR BANCORP

FSBC Clue Score61
United States Fiscal year ends December CIK 0001275168
$42.76 +0.66% Close, 12 Oct 2026
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Price $42.76 +74.32% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 4 May 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2020Net income35.9EPS, diluted3.57Fiscal year 2021Net income42.4 +18.1%EPS, diluted2.83 −20.7%Fiscal year 2022Net income44.8 +5.6%EPS, diluted2.61 −7.8%Fiscal year 2023Net income47.7 +6.5%EPS, diluted2.78 +6.5%Fiscal year 2024Net income45.7 −4.3%EPS, diluted2.26 −18.7%Fiscal year 2025Net income61.6 +34.9%EPS, diluted2.90 +28.3%
FY2020FY2021FY2022FY2023FY2024FY2025
Net income 35.9 42.4 44.8 47.7 45.7 61.6
Growth +18.1% +5.6% +6.5% −4.3% +34.9%
EPS, diluted 3.57 2.83 2.61 2.78 2.26 2.90
Growth −20.7% −7.8% +6.5% −18.7% +28.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2020Operating cash flow51.5Capital expenditure−0.8Free cash flow50.6Fiscal year 2021Operating cash flow28.7Capital expenditure−0.7Free cash flow27.9 −44.8%Dividends paid−51.9Fiscal year 2022Operating cash flow46.0Capital expenditure−0.5Free cash flow45.5 +62.8%Dividends paid−15.3Fiscal year 2023Operating cash flow38.9Capital expenditure−0.7Free cash flow38.3 −15.9%Dividends paid−12.9Fiscal year 2024Operating cash flow51.8Capital expenditure−0.6Free cash flow51.2 +33.7%Dividends paid−16.2Fiscal year 2025Operating cash flow72.6Capital expenditure−1.2Free cash flow71.4 +39.6%Dividends paid−17.1
FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 51.5 28.7 46.0 38.9 51.8 72.6
Capital expenditure −0.8 −0.7 −0.5 −0.7 −0.6 −1.2
Free cash flow 50.6 27.9 45.5 38.3 51.2 71.4
Growth −44.8% +62.8% −15.9% +33.7% +39.6%
Dividends paid n/a −51.9 −15.3 −12.9 −16.2 −17.1

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2020Cash290.5Shareholders’ equity133.8Fiscal year 2021Cash425.3Shareholders’ equity235.0Fiscal year 2022Cash260.0Shareholders’ equity252.8Fiscal year 2023Cash321.6Shareholders’ equity285.8Fiscal year 2024Cash352.3Shareholders’ equity396.6Fiscal year 2025Cash506.9Shareholders’ equity445.8
FY2020FY2021FY2022FY2023FY2024FY2025
Cash 290.5 425.3 260.0 321.6 352.3 506.9
Shareholders’ equity 133.8 235.0 252.8 285.8 396.6 445.8

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
3.6% 10.0% 28.7% 28.3% 29.4% 26.4%
Returns
26.9% 18.1% 17.7% 16.7% 11.5% 13.8%
1.8% 1.7% 1.4% 1.3% 1.1% 1.3%
Balance and payout
93.2% 90.8% 92.2% 92.0% 90.2% 90.6%
n/a 122.4% 34.2% 27.1% 35.6% 27.7%
n/a 185.9% 33.6% 33.8% 31.8% 23.9%