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GENWORTH FINANCIAL INC

GNW Clue Score27
United States Fiscal year ends December CIK 0001276520
$9.40 -3.49% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $9.40 +125.96% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue8.37Operating income−0.32Net income−0.28EPS, diluted−0.56Fiscal year 2017Revenue7.51 −10.2%Operating income0.53Net income0.82EPS, diluted1.63Fiscal year 2018Revenue7.90 +5.2%Operating income−0.01Net income0.12 −85.4%EPS, diluted0.24 −85.3%Fiscal year 2019Revenue7.71 −2.5%Operating income0.36Net income0.34 +188.2%EPS, diluted0.67 +179.2%Fiscal year 2020Revenue8.28 +7.5%Operating income0.31Net income0.18 −48.1%EPS, diluted0.35 −47.8%Fiscal year 2021Revenue7.82 −5.6%Operating income0.47Net income0.85 +377.5%EPS, diluted1.65 +371.4%Fiscal year 2022Revenue7.50 −4.2%Operating income0.82Net income0.92 +7.8%EPS, diluted1.79 +8.5%Fiscal year 2023Revenue7.49 −0.1%Operating income0.04Net income0.08 −91.7%EPS, diluted0.16 −91.1%Fiscal year 2024Revenue7.30 −2.6%Net income0.30 +293.4%EPS, diluted0.68 +325.0%Fiscal year 2025Revenue7.30 +0.1%Net income0.22 −25.4%EPS, diluted0.54 −20.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 8.37 7.51 7.90 7.71 8.28 7.82 7.50 7.49 7.30 7.30
Growth −10.2% +5.2% −2.5% +7.5% −5.6% −4.2% −0.1% −2.6% +0.1%
Operating income −0.32 0.53 −0.01 0.36 0.31 0.47 0.82 0.04 n/a n/a
Net income −0.28 0.82 0.12 0.34 0.18 0.85 0.92 0.08 0.30 0.22
Growth −85.4% +188.2% −48.1% +377.5% +7.8% −91.7% +293.4% −25.4%
EPS, diluted −0.56 1.63 0.24 0.67 0.35 1.65 1.79 0.16 0.68 0.54
Growth −85.3% +179.2% −47.8% +371.4% +8.5% −91.1% +325.0% −20.6%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Operating margin−3.8%Net margin−3.3%Fiscal year 2017Operating margin7.1%Net margin10.9%Fiscal year 2018Operating margin−0.1%Net margin1.5%Fiscal year 2019Operating margin4.6%Net margin4.5%Fiscal year 2020Operating margin3.7%Net margin2.1%Fiscal year 2021Operating margin6.1%Net margin10.9%Fiscal year 2022Operating margin10.9%Net margin12.2%Fiscal year 2023Operating margin0.5%Net margin1.0%Fiscal year 2024Net margin4.1%Fiscal year 2025Net margin3.1%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin −3.8% 7.1% −0.1% 4.6% 3.7% 6.1% 10.9% 0.5% n/a n/a
Net margin −3.3% 10.9% 1.5% 4.5% 2.1% 10.9% 12.2% 1.0% 4.1% 3.1%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow1.87Fiscal year 2017Operating cash flow2.55Fiscal year 2018Operating cash flow1.63Fiscal year 2019Operating cash flow2.08Fiscal year 2020Operating cash flow1.96Buybacks0.00Fiscal year 2021Operating cash flow0.44Buybacks0.00Fiscal year 2022Operating cash flow1.05Buybacks−0.06Fiscal year 2023Operating cash flow0.60Buybacks−0.30Fiscal year 2024Operating cash flow0.09Buybacks−0.19Fiscal year 2025Operating cash flow0.33Buybacks−0.25
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 1.87 2.55 1.63 2.08 1.96 0.44 1.05 0.60 0.09 0.33
Buybacks n/a n/a n/a n/a 0.00 0.00 −0.06 −0.30 −0.19 −0.25

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash2.78Total debt4.18Net cash (debt)−1.40Shareholders’ equity12.64Debt to equity0.33Fiscal year 2017Cash2.88Total debt4.22Net cash (debt)−1.35Shareholders’ equity13.42Debt to equity0.31Fiscal year 2018Cash1.97Total debt3.71Net cash (debt)−1.73Shareholders’ equity12.45Debt to equity0.30Fiscal year 2019Cash3.26Total debt3.28Net cash (debt)−0.02Shareholders’ equity14.19Debt to equity0.23Fiscal year 2020Cash1.03Total debt3.40Net cash (debt)−2.37Shareholders’ equity15.32Debt to equity0.22Fiscal year 2021Cash1.57Total debt1.90Net cash (debt)−0.33Shareholders’ equity15.51Debt to equity0.12Fiscal year 2022Cash1.80Total debt1.61Net cash (debt)0.19Shareholders’ equity7.63Debt to equity0.21Fiscal year 2023Cash2.22Total debt1.58Net cash (debt)0.63Shareholders’ equity7.48Debt to equity0.21Fiscal year 2024Cash2.05Total debt1.52Net cash (debt)0.53Shareholders’ equity8.44Debt to equity0.18Fiscal year 2025Cash2.04Total debt1.51Net cash (debt)0.52Shareholders’ equity8.75Debt to equity0.17
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 2.78 2.88 1.97 3.26 1.03 1.57 1.80 2.22 2.05 2.04
Total debt 4.18 4.22 3.71 3.28 3.40 1.90 1.61 1.58 1.52 1.51
Net cash (debt) −1.40 −1.35 −1.73 −0.02 −2.37 −0.33 0.19 0.63 0.53 0.52
Shareholders’ equity 12.64 13.42 12.45 14.19 15.32 15.51 7.63 7.48 8.44 8.75
Debt to equity 0.33 0.31 0.30 0.23 0.22 0.12 0.21 0.21 0.18 0.17

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
8.37 7.51 7.90 7.71 8.28 7.82 7.50 7.49 7.30 7.30
Growth −10.2% +5.2% −2.5% +7.5% −5.6% −4.2% −0.1% −2.6% +0.1%
1.27 0.96 0.94 0.91 0.94 1.00 1.29 0.94 0.98 1.01
−0.32 0.53 −0.01 0.36 0.31 0.47 0.82 0.04 n/a n/a
Growth −100.9% −12.7% +52.9% +72.6% −95.0%
0.32 0.13 0.14 0.52 0.93 1.11 1.37 0.30 0.60 0.43
0.36 −0.41 0.07 0.14 0.23 0.25 0.32 0.10 0.16 0.08
−0.28 0.82 0.12 0.34 0.18 0.85 0.92 0.08 0.30 0.22
Growth −85.4% +188.2% −48.1% +377.5% +7.8% −91.7% +293.4% −25.4%
Per share
−0.56 1.64 0.24 0.68 0.35 1.68 1.82 0.16 0.69 0.54
−0.56 1.63 0.24 0.67 0.35 1.65 1.79 0.16 0.68 0.54
Growth −85.3% +179.2% −47.8% +371.4% +8.5% −91.1% +325.0% −20.6%
498.3 499.0 500.4 502.9 505.2 506.9 504.4 468.8 433.9 409.0
498.3 501.4 500.4 509.7 511.6 514.7 510.9 474.9 439.4 414.0
Growth +0.6% −0.2% +1.9% +0.4% +0.6% −0.7% −7.0% −7.5% −5.8%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue shrank 2.5% a year over five years, and earnings per share grew 9.1% a year.
  • The diluted share count fell 19.1% in five years, so buybacks did some of the work per share.
  • A net loss in 1 of 10 years on file.