Stocks · Financials · National Commercial Banks

HANMI FINANCIAL CORP

HAFC Clue Score47
United States Fiscal year ends December CIK 0001109242
$30.78 -1.58% Close, 9 Oct 2026
Price $30.78 +51.70% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Net income56.5EPS, diluted1.75Fiscal year 2017Net income54.7 −3.2%EPS, diluted1.69 −3.4%Fiscal year 2018Net income57.9 +5.9%EPS, diluted1.79 +5.9%Fiscal year 2019Net income32.8 −43.3%EPS, diluted1.06 −40.8%Fiscal year 2020Net income42.2 +28.7%EPS, diluted1.38 +30.2%Fiscal year 2021Net income98.7 +133.9%EPS, diluted3.22 +133.3%Fiscal year 2022Revenue271.8Operating income101.4Net income101.4 +2.8%EPS, diluted3.32 +3.1%Fiscal year 2023Revenue255.5 −6.0%Operating income80.0Net income80.0 −21.1%EPS, diluted2.62 −21.1%Fiscal year 2024Revenue234.4 −8.3%Operating income62.2Net income62.2 −22.3%EPS, diluted2.05 −21.8%Fiscal year 2025Revenue270.2 +15.3%Operating income76.1Net income76.1 +22.3%EPS, diluted2.51 +22.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue n/a n/a n/a n/a n/a n/a 271.8 255.5 234.4 270.2
Growth −6.0% −8.3% +15.3%
Operating income n/a n/a n/a n/a n/a n/a 101.4 80.0 62.2 76.1
Net income 56.5 54.7 57.9 32.8 42.2 98.7 101.4 80.0 62.2 76.1
Growth −3.2% +5.9% −43.3% +28.7% +133.9% +2.8% −21.1% −22.3% +22.3%
EPS, diluted 1.75 1.69 1.79 1.06 1.38 3.22 3.32 2.62 2.05 2.51
Growth −3.4% +5.9% −40.8% +30.2% +133.3% +3.1% −21.1% −21.8% +22.4%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Fiscal year 2017Fiscal year 2018Fiscal year 2019Fiscal year 2020Fiscal year 2021Fiscal year 2022Operating margin37.3%Net margin37.3%Free cash flow margin53.5%Fiscal year 2023Operating margin31.3%Net margin31.3%Free cash flow margin41.8%Fiscal year 2024Operating margin26.5%Net margin26.5%Free cash flow margin21.3%Fiscal year 2025Operating margin28.2%Net margin28.2%Free cash flow margin75.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin n/a n/a n/a n/a n/a n/a 37.3% 31.3% 26.5% 28.2%
Net margin n/a n/a n/a n/a n/a n/a 37.3% 31.3% 26.5% 28.2%
Free cash flow margin n/a n/a n/a n/a n/a n/a 53.5% 41.8% 21.3% 75.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow59.4Capital expenditure−0.7Free cash flow58.6Buybacks0.0Dividends paid−25.7Fiscal year 2017Operating cash flow81.7Capital expenditure−0.8Free cash flow80.8 +37.9%Buybacks0.0Dividends paid−25.8Fiscal year 2018Operating cash flow76.6Capital expenditure−3.7Free cash flow72.9 −9.7%Buybacks−36.1Dividends paid−30.9Fiscal year 2019Operating cash flow58.8Capital expenditure−1.6Free cash flow57.2 −21.6%Buybacks−7.4Dividends paid−29.8Fiscal year 2020Operating cash flow60.2Capital expenditure−4.4Free cash flow55.8 −2.5%Buybacks−2.2Dividends paid−16.0Fiscal year 2021Operating cash flow93.7Capital expenditure−2.7Free cash flow91.0 +63.1%Buybacks−6.1Dividends paid−16.5Fiscal year 2022Operating cash flow147.3Capital expenditure−1.9Free cash flow145.4 +59.8%Dividends paid−28.6Fiscal year 2023Operating cash flow109.3Capital expenditure−2.4Free cash flow106.8 −26.5%Buybacks−4.1Dividends paid−30.5Fiscal year 2024Operating cash flow52.6Capital expenditure−2.6Free cash flow49.9 −53.3%Buybacks−6.3Dividends paid−30.4Fiscal year 2025Operating cash flow206.0Capital expenditure−2.3Free cash flow203.7 +307.9%Buybacks−9.4Dividends paid−32.6
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 59.4 81.7 76.6 58.8 60.2 93.7 147.3 109.3 52.6 206.0
Capital expenditure −0.7 −0.8 −3.7 −1.6 −4.4 −2.7 −1.9 −2.4 −2.6 −2.3
Free cash flow 58.6 80.8 72.9 57.2 55.8 91.0 145.4 106.8 49.9 203.7
Growth +37.9% −9.7% −21.6% −2.5% +63.1% +59.8% −26.5% −53.3% +307.9%
Buybacks 0.0 0.0 −36.1 −7.4 −2.2 −6.1 n/a −4.1 −6.3 −9.4
Dividends paid −25.7 −25.8 −30.9 −29.8 −16.0 −16.5 −28.6 −30.5 −30.4 −32.6

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash147.2Shareholders’ equity531.0Fiscal year 2017Cash153.8Shareholders’ equity562.5Fiscal year 2018Cash155.4Shareholders’ equity552.6Fiscal year 2019Cash121.7Shareholders’ equity563.3Fiscal year 2020Cash391.8Shareholders’ equity577.0Fiscal year 2021Cash609.0Shareholders’ equity643.4Fiscal year 2022Cash352.4Shareholders’ equity637.5Fiscal year 2023Cash302.3Shareholders’ equity701.9Fiscal year 2024Cash304.8Shareholders’ equity732.2Fiscal year 2025Cash212.8Shareholders’ equity796.4
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 147.2 153.8 155.4 121.7 391.8 609.0 352.4 302.3 304.8 212.8
Shareholders’ equity 531.0 562.5 552.6 563.3 577.0 643.4 637.5 701.9 732.2 796.4

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Balance sheet

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Assets
147.2 153.8 155.4 121.7 391.8 609.0 352.4 302.3 304.8 212.8
28.7 26.7 27.8 26.1 26.4 24.8 22.9 22.0 21.4 20.4
11.0 11.0 11.0 11.0 11.0 11.0 11.0 11.0 11.0 11.0
4,701.3 5,210.5 5,502.2 5,538.2 6,201.9 6,858.6 7,378.3 7,570.3 7,677.9 7,869.2
Growth +10.8% +5.6% +0.7% +12.0% +10.6% +7.6% +2.6% +1.4% +2.5%
Liabilities
4,170.3 4,648.0 4,949.7 4,974.9 5,624.8 6,215.2 6,740.7 6,868.5 6,945.8 7,072.8
Equity
41.7 70.6 97.5 100.6 114.6 196.8 269.5 319.0 350.9 394.3
531.0 562.5 552.6 563.3 577.0 643.4 637.5 701.9 732.2 796.4
Growth +5.9% −1.8% +1.9% +2.4% +11.5% −0.9% +10.1% +4.3% +8.8%
Per share and net cash
32.3 32.4 30.9 30.8 30.7 30.4 30.5 30.4 30.2 29.9
calc 16.42 17.34 17.87 18.29 18.79 21.16 20.91 23.11 24.25 26.64

Lines marked calc are worked out here from filed figures; point at one for how.