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HCI Group, Inc.

HCI Clue Score83
United States Fiscal year ends December CIK 0001400810
$191.69 -0.34% Close, 9 Oct 2026
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Price $191.69 +39.90% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue264.4Net income29.0EPS, diluted2.92Fiscal year 2017Revenue244.4 −7.6%Net income−6.9 −123.8%EPS, diluted−0.75Fiscal year 2018Revenue231.3 −5.4%Net income17.7EPS, diluted2.34Fiscal year 2019Revenue242.5 +4.8%Net income26.6 +49.9%EPS, diluted3.31Fiscal year 2020Revenue310.4 +28.0%Net income27.6 +3.8%EPS, diluted3.49Fiscal year 2021Revenue407.9 +31.4%Net income1.9 −93.3%EPS, diluted0.21Fiscal year 2022Revenue499.6 +22.5%Net income−58.5 −3,252.5%EPS, diluted−6.24Fiscal year 2023Revenue550.7 +10.2%Net income79.0EPS, diluted7.62Fiscal year 2024Revenue750.1 +36.2%Net income110.0 +39.1%EPS, diluted8.89Fiscal year 2025Revenue900.9 +20.1%Net income299.0 +171.9%EPS, diluted22.72
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 264.4 244.4 231.3 242.5 310.4 407.9 499.6 550.7 750.1 900.9
Growth −7.6% −5.4% +4.8% +28.0% +31.4% +22.5% +10.2% +36.2% +20.1%
Net income 29.0 −6.9 17.7 26.6 27.6 1.9 −58.5 79.0 110.0 299.0
Growth −123.8% +49.9% +3.8% −93.3% −3,252.5% +39.1% +171.9%
EPS, diluted 2.92 −0.75 2.34 3.31 3.49 0.21 −6.24 7.62 8.89 22.72

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin11.0%Free cash flow margin33.1%Fiscal year 2017Net margin−2.8%Free cash flow margin5.8%Fiscal year 2018Net margin7.7%Free cash flow margin11.4%Fiscal year 2019Net margin11.0%Free cash flow margin21.1%Fiscal year 2020Net margin8.9%Free cash flow margin22.8%Fiscal year 2021Net margin0.5%Free cash flow margin22.8%Fiscal year 2022Net margin−11.7%Free cash flow margin−1.3%Fiscal year 2023Net margin14.4%Free cash flow margin40.7%Fiscal year 2024Net margin14.7%Free cash flow margin43.7%Fiscal year 2025Net margin33.2%Free cash flow margin48.9%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 11.0% −2.8% 7.7% 11.0% 8.9% 0.5% −11.7% 14.4% 14.7% 33.2%
Free cash flow margin 33.1% 5.8% 11.4% 21.1% 22.8% 22.8% −1.3% 40.7% 43.7% 48.9%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow88.3Capital expenditure−0.9Free cash flow87.4Buybacks−0.5Dividends paid−12.4Fiscal year 2017Operating cash flow16.6Capital expenditure−2.3Free cash flow14.3 −83.6%Buybacks−30.7Dividends paid−13.9Fiscal year 2018Operating cash flow28.6Capital expenditure−2.2Free cash flow26.4 +84.7%Buybacks−1.2Dividends paid−11.3Fiscal year 2019Operating cash flow54.0Capital expenditure−2.9Free cash flow51.2 +93.7%Buybacks−1.2Dividends paid−13.0Fiscal year 2020Operating cash flow77.3Capital expenditure−6.4Free cash flow70.9 +38.5%Buybacks−1.5Dividends paid−12.7Fiscal year 2021Operating cash flow96.5Capital expenditure−3.3Free cash flow93.2 +31.5%Buybacks−1.3Dividends paid−14.1Fiscal year 2022Operating cash flow−0.0Capital expenditure−6.3Free cash flow−6.4 −106.8%Buybacks−71.2Dividends paid−15.2Fiscal year 2023Operating cash flow230.7Capital expenditure−6.5Free cash flow224.2Buybacks−0.8Dividends paid−13.7Fiscal year 2024Operating cash flow331.8Capital expenditure−4.1Free cash flow327.8 +46.2%Buybacks−1.0Dividends paid−16.6Fiscal year 2025Operating cash flow444.4Capital expenditure−3.6Free cash flow440.8 +34.5%Buybacks−1.5Dividends paid−19.3
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 88.3 16.6 28.6 54.0 77.3 96.5 −0.0 230.7 331.8 444.4
Capital expenditure −0.9 −2.3 −2.2 −2.9 −6.4 −3.3 −6.3 −6.5 −4.1 −3.6
Free cash flow 87.4 14.3 26.4 51.2 70.9 93.2 −6.4 224.2 327.8 440.8
Growth −83.6% +84.7% +93.7% +38.5% +31.5% −106.8% +46.2% +34.5%
Buybacks −0.5 −30.7 −1.2 −1.2 −1.5 −1.3 −71.2 −0.8 −1.0 −1.5
Dividends paid −12.4 −13.9 −11.3 −13.0 −12.7 −14.1 −15.2 −13.7 −16.6 −19.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash280.5Total debt138.9Net cash (debt)141.7Shareholders’ equity243.7Debt to equity0.57Fiscal year 2017Cash255.9Total debt237.8Net cash (debt)18.0Shareholders’ equity194.0Debt to equity1.23Fiscal year 2018Cash239.5Shareholders’ equity181.4Fiscal year 2019Cash229.2Shareholders’ equity185.5Fiscal year 2020Cash431.3Shareholders’ equity201.1Fiscal year 2021Cash628.9Shareholders’ equity323.4Fiscal year 2022Cash234.9Shareholders’ equity162.6Fiscal year 2023Cash536.5Shareholders’ equity324.8Fiscal year 2024Cash532.5Shareholders’ equity453.3Fiscal year 2025Cash1,210.1Shareholders’ equity1,041.1
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 280.5 255.9 239.5 229.2 431.3 628.9 234.9 536.5 532.5 1,210.1
Total debt 138.9 237.8 n/a n/a n/a n/a n/a n/a n/a n/a
Net cash (debt) 141.7 18.0 n/a n/a n/a n/a n/a n/a n/a n/a
Shareholders’ equity 243.7 194.0 181.4 185.5 201.1 323.4 162.6 324.8 453.3 1,041.1
Debt to equity 0.57 1.23 n/a n/a n/a n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
17.7% −6.4% 11.6% 14.9% 11.9% 2.8% −13.7% 21.4% 23.1% 47.7%
11.0% −2.8% 7.7% 11.0% 8.9% 0.5% −11.7% 14.4% 14.7% 33.2%
33.1% 5.8% 11.4% 21.1% 22.8% 22.8% −1.3% 40.7% 43.7% 48.9%
Spending
0.3% 1.0% 0.9% 1.2% 2.1% 0.8% 1.3% 1.2% 0.5% 0.4%
38.1% n/a 34.1% 26.4% 25.3% 35.5% n/a 24.1% 26.4% 25.4%
Returns
11.9% −3.6% 9.8% 14.3% 13.7% 0.6% −36.0% 24.3% 24.3% 28.7%
4.3% −0.8% 2.1% 3.3% 2.9% 0.2% −3.2% 4.4% 4.9% 11.8%
Balance and payout
0.57 1.23 n/a n/a n/a n/a n/a n/a n/a n/a
63.6% 77.0% 78.2% 76.9% 78.6% 64.8% 85.9% 76.6% 79.0% 55.9%
42.9% n/a 63.9% 49.0% 46.0% 757.8% n/a 17.4% 15.1% 6.5%
14.8% 312.2% 47.2% 27.8% 20.1% 16.5% n/a 6.5% 5.4% 4.7%