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Stocks · Financials · Fire, Marine & Casualty Insurance

Hamilton Insurance Group, Ltd.

HG Clue Score83
Bermuda Fiscal year ends December CIK 0001593275
$34.52 -1.65% Close, 9 Oct 2026
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Price $34.52 +41.07% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 10 Nov 2023. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2021Revenue1,333.5Net income249.8EPS, diluted1.82Fiscal year 2022Revenue1,233.0 −7.5%Net income−29.9 −112.0%EPS, diluted−0.95 −152.2%Fiscal year 2023Revenue1,571.0 +27.4%Net income280.3EPS, diluted2.44Fiscal year 2024Revenue2,329.9 +48.3%Net income613.2 +118.8%EPS, diluted3.67 +50.4%Fiscal year 2025Revenue2,905.5 +24.7%Net income840.0 +37.0%EPS, diluted5.55 +51.2%
FY2021FY2022FY2023FY2024FY2025
Revenue 1,333.5 1,233.0 1,571.0 2,329.9 2,905.5
Growth −7.5% +27.4% +48.3% +24.7%
Net income 249.8 −29.9 280.3 613.2 840.0
Growth −112.0% +118.8% +37.0%
EPS, diluted 1.82 −0.95 2.44 3.67 5.55
Growth −152.2% +50.4% +51.2%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2021Net margin18.7%Fiscal year 2022Net margin−2.4%Fiscal year 2023Net margin17.8%Fiscal year 2024Net margin26.3%Fiscal year 2025Net margin28.9%
FY2021FY2022FY2023FY2024FY2025
Net margin 18.7% −2.4% 17.8% 26.3% 28.9%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2021Operating cash flow226.5Buybacks−7.4Fiscal year 2022Operating cash flow190.9Buybacks−1.5Fiscal year 2023Operating cash flow283.2Buybacks−2.4Fiscal year 2024Operating cash flow759.3Buybacks−150.4Fiscal year 2025Operating cash flow842.4Buybacks−112.5
FY2021FY2022FY2023FY2024FY2025
Operating cash flow 226.5 190.9 283.2 759.3 842.4
Buybacks −7.4 −1.5 −2.4 −150.4 −112.5

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2021Cash954.9Shareholders’ equity1,787.4Fiscal year 2022Cash1,076.4Total debt149.7Net cash (debt)926.7Shareholders’ equity1,664.2Debt to equity0.09Fiscal year 2023Cash794.5Total debt149.8Net cash (debt)644.7Shareholders’ equity2,047.9Debt to equity0.07Fiscal year 2024Cash996.5Total debt149.9Net cash (debt)846.5Shareholders’ equity2,328.7Debt to equity0.06Fiscal year 2025Cash1,062.4Total debt149.7Net cash (debt)912.6Shareholders’ equity2,822.1Debt to equity0.05
FY2021FY2022FY2023FY2024FY2025
Cash 954.9 1,076.4 794.5 996.5 1,062.4
Total debt n/a 149.7 149.8 149.9 149.7
Net cash (debt) n/a 926.7 644.7 846.5 912.6
Shareholders’ equity 1,787.4 1,664.2 2,047.9 2,328.7 2,822.1
Debt to equity n/a 0.09 0.07 0.06 0.05

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2021 30 Nov 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
226.5 190.9 283.2 759.3 842.4
Growth −15.7% +48.3% +168.2% +10.9%
13.9 15.0 12.4 16.5 15.9
Investment
137.8 133.1 −652.1 −184.2 −414.1
Financing
−68.0 −69.6 59.0 −362.7 −376.2
−7.4 −1.5 −2.4 −150.4 −112.5

Capital expenditure, dividends and buybacks are shown as money out, so negative.