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Stocks · Financials · Fire, Marine & Casualty Insurance

Hartford (The)

HIG Clue Score51
United States Fiscal year ends December CIK 0000874766
$129.11 -0.29% Close, 9 Oct 2026
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Price $129.11 +77.81% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2017Revenue1.25Net income−3.13EPS, diluted−8.61Fiscal year 2018Revenue1.42 +13.2%Net income1.81EPS, diluted4.95Fiscal year 2019Revenue1.40 −1.0%Net income2.09 +15.4%EPS, diluted5.66 +14.3%Fiscal year 2020Revenue1.36 −3.1%Net income1.74 −16.7%EPS, diluted4.76 −15.9%Fiscal year 2021Revenue1.57 +15.4%Net income2.37 +36.5%EPS, diluted6.64 +39.5%Fiscal year 2022Revenue1.42 −9.3%Net income1.82 −23.3%EPS, diluted5.46 −17.8%Fiscal year 2023Revenue1.38 −2.9%Net income2.50 +37.7%EPS, diluted7.97 +46.0%Fiscal year 2024Revenue1.46 +5.5%Net income3.11 +24.2%EPS, diluted10.35 +29.9%Fiscal year 2025Revenue1.51 +3.3%Net income3.84 +23.3%EPS, diluted13.32 +28.7%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 1.25 1.42 1.40 1.36 1.57 1.42 1.38 1.46 1.51
Growth +13.2% −1.0% −3.1% +15.4% −9.3% −2.9% +5.5% +3.3%
Net income −3.13 1.81 2.09 1.74 2.37 1.82 2.50 3.11 3.84
Growth +15.4% −16.7% +36.5% −23.3% +37.7% +24.2% +23.3%
EPS, diluted −8.61 4.95 5.66 4.76 6.64 5.46 7.97 10.35 13.32
Growth +14.3% −15.9% +39.5% −17.8% +46.0% +29.9% +28.7%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2017Net margin−249.9%Free cash flow margin154.5%Fiscal year 2018Net margin127.4%Free cash flow margin191.9%Fiscal year 2019Net margin148.5%Free cash flow margin241.0%Fiscal year 2020Net margin127.7%Free cash flow margin276.3%Fiscal year 2021Net margin151.1%Free cash flow margin252.4%Fiscal year 2022Net margin127.8%Free cash flow margin269.4%Fiscal year 2023Net margin181.2%Free cash flow margin289.8%Fiscal year 2024Net margin213.4%Free cash flow margin395.3%Fiscal year 2025Net margin254.7%Free cash flow margin382.0%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin −249.9% 127.4% 148.5% 127.7% 151.1% 127.8% 181.2% 213.4% 254.7%
Free cash flow margin 154.5% 191.9% 241.0% 276.3% 252.4% 269.4% 289.8% 395.3% 382.0%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow2.19Capital expenditure−0.25Free cash flow1.94Buybacks−1.03Dividends paid−0.34Fiscal year 2018Operating cash flow2.84Capital expenditure−0.12Free cash flow2.72 +40.5%Buybacks0.00Dividends paid−0.38Fiscal year 2019Operating cash flow3.49Capital expenditure−0.11Free cash flow3.38 +24.4%Buybacks−0.20Dividends paid−0.43Fiscal year 2020Operating cash flow3.87Capital expenditure−0.11Free cash flow3.76 +11.0%Buybacks−0.15Dividends paid−0.46Fiscal year 2021Operating cash flow4.09Capital expenditure−0.13Free cash flow3.96 +5.4%Buybacks−1.70Dividends paid−0.49Fiscal year 2022Operating cash flow4.01Capital expenditure−0.18Free cash flow3.83 −3.2%Buybacks−1.55Dividends paid−0.51Fiscal year 2023Operating cash flow4.22Capital expenditure−0.22Free cash flow4.01 +4.5%Buybacks−1.40Dividends paid−0.53Fiscal year 2024Operating cash flow5.91Capital expenditure−0.15Free cash flow5.76 +43.9%Buybacks−1.51Dividends paid−0.56Fiscal year 2025Operating cash flow5.92Capital expenditure−0.17Free cash flow5.75 −0.2%Buybacks−1.62Dividends paid−0.59
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 2.19 2.84 3.49 3.87 4.09 4.01 4.22 5.91 5.92
Capital expenditure −0.25 −0.12 −0.11 −0.11 −0.13 −0.18 −0.22 −0.15 −0.17
Free cash flow 1.94 2.72 3.38 3.76 3.96 3.83 4.01 5.76 5.75
Growth +40.5% +24.4% +11.0% +5.4% −3.2% +4.5% +43.9% −0.2%
Buybacks −1.03 0.00 −0.20 −0.15 −1.70 −1.55 −1.40 −1.51 −1.62
Dividends paid −0.34 −0.38 −0.43 −0.46 −0.49 −0.51 −0.53 −0.56 −0.59

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash0.18Total debt4.68Net cash (debt)−4.50Shareholders’ equity13.49Debt to equity0.35Fiscal year 2018Cash0.12Total debt4.27Net cash (debt)−4.14Shareholders’ equity13.10Debt to equity0.33Fiscal year 2019Cash0.26Total debt4.35Net cash (debt)−4.09Shareholders’ equity16.27Debt to equity0.27Fiscal year 2020Cash0.24Total debt4.35Net cash (debt)−4.11Shareholders’ equity18.56Debt to equity0.23Fiscal year 2021Cash0.34Total debt4.94Net cash (debt)−4.61Shareholders’ equity17.81Debt to equity0.28Fiscal year 2022Cash0.34Total debt4.36Net cash (debt)−4.01Shareholders’ equity13.68Debt to equity0.32Fiscal year 2023Cash0.19Total debt4.36Net cash (debt)−4.17Shareholders’ equity15.33Debt to equity0.28Fiscal year 2024Cash0.23Total debt4.37Net cash (debt)−4.13Shareholders’ equity16.45Debt to equity0.27Fiscal year 2025Cash0.18Total debt4.37Net cash (debt)−4.19Shareholders’ equity18.98Debt to equity0.23
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.18 0.12 0.26 0.24 0.34 0.34 0.19 0.23 0.18
Total debt 4.68 4.27 4.35 4.35 4.94 4.36 4.36 4.37 4.37
Net cash (debt) −4.50 −4.14 −4.09 −4.11 −4.61 −4.01 −4.17 −4.13 −4.19
Shareholders’ equity 13.49 13.10 16.27 18.56 17.81 13.68 15.33 16.45 18.98
Debt to equity 0.35 0.33 0.27 0.23 0.28 0.32 0.28 0.27 0.23

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
57.7% 123.6% 182.3% 155.9% 185.1% 159.0% 223.4% 264.0% 316.1%
−249.9% 127.4% 148.5% 127.7% 151.1% 127.8% 181.2% 213.4% 254.7%
154.5% 191.9% 241.0% 276.3% 252.4% 269.4% 289.8% 395.3% 382.0%
Spending
n/a 301.9% 326.2% 329.4% 305.4% 340.2% 353.2% 360.6% 370.8%
20.0% 8.6% 7.5% 8.4% 8.5% 12.3% 15.6% 9.9% 11.2%
136.2% 15.3% 18.6% 18.1% 18.4% 19.6% 18.9% 19.2% 19.4%
Returns
−23.2% 13.8% 12.8% 9.4% 13.3% 13.3% 16.3% 18.9% 20.2%
−1.4% 2.9% 2.9% 2.3% 3.1% 2.5% 3.3% 3.8% 4.5%
Balance and payout
0.35 0.33 0.27 0.23 0.28 0.32 0.28 0.27 0.23
94.0% 79.0% 77.0% 75.0% 76.7% 81.3% 80.0% 79.7% 77.9%
n/a 21.0% 20.8% 26.3% 20.5% 27.8% 21.1% 17.9% 15.4%
70.7% 13.9% 18.7% 16.2% 55.2% 53.6% 48.1% 35.9% 38.4%