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Stocks · Financials · Insurance Carriers, NEC

International General Insurance Holdings Ltd.

IGIC Clue Score66
Jordan Fiscal year ends December CIK 0001794338
$24.66 +0.28% Close, 12 Oct 2026
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Price $24.66 +192.87% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 18 Mar 2020. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2017Revenue1.5Net income7.0Fiscal year 2018Revenue1.5 +3.4%Net income25.5 +263.3%Fiscal year 2019Revenue1.3 −16.5%Net income23.6 −7.7%Fiscal year 2020Revenue0.8 −34.4%Net income1.7 −92.8%Fiscal year 2021Revenue350.4 +41,512.5%Operating income−301.7Net income46.8 +2,670.1%EPS, diluted0.98Fiscal year 2022Revenue393.2 +12.2%Operating income−305.7Net income89.2 +90.6%EPS, diluted1.84 +87.8%Fiscal year 2023Revenue499.2 +27.0%Operating income−345.9Net income118.2 +32.5%EPS, diluted2.55 +38.6%Fiscal year 2024Revenue539.0 +8.0%Net income135.2 +14.3%EPS, diluted2.98 +16.9%Fiscal year 2025Revenue516.9 −4.1%Net income127.2 −5.9%EPS, diluted2.89 −3.0%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 1.5 1.5 1.3 0.8 350.4 393.2 499.2 539.0 516.9
Growth +3.4% −16.5% −34.4% +41,512.5% +12.2% +27.0% +8.0% −4.1%
Operating income n/a n/a n/a n/a −301.7 −305.7 −345.9 n/a n/a
Net income 7.0 25.5 23.6 1.7 46.8 89.2 118.2 135.2 127.2
Growth +263.3% −7.7% −92.8% +2,670.1% +90.6% +32.5% +14.3% −5.9%
EPS, diluted n/a n/a n/a n/a 0.98 1.84 2.55 2.98 2.89
Growth +87.8% +38.6% +16.9% −3.0%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Gross marginOperating marginNet margin
Fiscal year 2017Net margin473.2%Free cash flow margin842.0%Fiscal year 2018Net margin1,662.9%Free cash flow margin6,749.7%Fiscal year 2019Net margin1,836.7%Free cash flow margin1,633.7%Fiscal year 2020Gross margin3,236.5%Net margin200.7%Free cash flow margin−10,797.9%Fiscal year 2021Gross margin12.5%Operating margin−86.1%Net margin13.4%Free cash flow margin49.3%Fiscal year 2022Gross margin21.7%Operating margin−77.7%Net margin22.7%Free cash flow margin39.1%Fiscal year 2023Operating margin−69.3%Net margin23.7%Free cash flow margin38.7%Fiscal year 2024Net margin25.1%Free cash flow margin37.6%Fiscal year 2025Net margin24.6%Free cash flow margin20.7%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Gross margin n/a n/a n/a 3,236.5% 12.5% 21.7% n/a n/a n/a
Operating margin n/a n/a n/a n/a −86.1% −77.7% −69.3% n/a n/a
Net margin 473.2% 1,662.9% 1,836.7% 200.7% 13.4% 22.7% 23.7% 25.1% 24.6%
Free cash flow margin 842.0% 6,749.7% 1,633.7% −10,797.9% 49.3% 39.1% 38.7% 37.6% 20.7%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow13.0Capital expenditure−0.4Free cash flow12.5Dividends paid−11.5Fiscal year 2018Operating cash flow104.1Capital expenditure−0.4Free cash flow103.7 +728.6%Dividends paid−4.1Fiscal year 2019Operating cash flow21.4Capital expenditure−0.4Free cash flow21.0 −79.8%Dividends paid−10.8Fiscal year 2020Operating cash flow−90.6Capital expenditure−0.3Free cash flow−90.9 −533.8%Dividends paid−4.4Fiscal year 2021Operating cash flow175.3Capital expenditure−2.4Free cash flow172.9Dividends paid−15.1Fiscal year 2022Operating cash flow154.9Capital expenditure−1.3Free cash flow153.6 −11.2%Buybacks−2.4Dividends paid−10.2Fiscal year 2023Operating cash flow196.6Capital expenditure−3.2Free cash flow193.4 +25.9%Buybacks−31.1Dividends paid−1.7Fiscal year 2024Operating cash flow209.5Capital expenditure−6.6Free cash flow202.8 +4.9%Buybacks−23.2Dividends paid−26.5Fiscal year 2025Operating cash flow108.1Capital expenditure−0.9Free cash flow107.2 −47.2%Buybacks−61.9Dividends paid−46.2
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 13.0 104.1 21.4 −90.6 175.3 154.9 196.6 209.5 108.1
Capital expenditure −0.4 −0.4 −0.4 −0.3 −2.4 −1.3 −3.2 −6.6 −0.9
Free cash flow 12.5 103.7 21.0 −90.9 172.9 153.6 193.4 202.8 107.2
Growth +728.6% −79.8% −533.8% −11.2% +25.9% +4.9% −47.2%
Buybacks n/a n/a n/a n/a n/a −2.4 −31.1 −23.2 −61.9
Dividends paid −11.5 −4.1 −10.8 −4.4 −15.1 −10.2 −1.7 −26.5 −46.2

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2017Cash104.2Shareholders’ equity301.4Fiscal year 2018Cash184.7Shareholders’ equity301.2Fiscal year 2019Cash192.5Shareholders’ equity312.1Fiscal year 2020Cash133.4Shareholders’ equity358.2Fiscal year 2021Cash242.1Shareholders’ equity381.1Fiscal year 2022Cash122.1Shareholders’ equity410.9Fiscal year 2023Cash177.0Shareholders’ equity540.4Fiscal year 2024Cash155.2Shareholders’ equity654.8Fiscal year 2025Cash186.2Shareholders’ equity710.1
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 104.2 184.7 192.5 133.4 242.1 122.1 177.0 155.2 186.2
Shareholders’ equity 301.4 301.2 312.1 358.2 381.1 410.9 540.4 654.8 710.1

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
n/a n/a n/a 3,236.5% 12.5% 21.7% n/a n/a n/a
n/a n/a n/a n/a −86.1% −77.7% −69.3% n/a n/a
472.2% 1,666.9% 1,968.3% 3,482.9% 13.9% 23.4% 25.2% 24.5% 24.6%
473.2% 1,662.9% 1,836.7% 200.7% 13.4% 22.7% 23.7% 25.1% 24.6%
842.0% 6,749.7% 1,633.7% −10,797.9% 49.3% 39.1% 38.7% 37.6% 20.7%
Spending
14.2% 13.7% 29.8% 5,572.8% 16.8% 17.2% n/a n/a n/a
30.2% 27.0% 34.5% 40.9% 0.7% 0.3% 0.7% 1.2% 0.2%
−0.2% 0.2% 6.7% 7.1% 3.7% 3.2% 6.2% −2.2% −0.0%
Returns
2.3% 8.5% 7.5% 0.5% 12.3% 21.7% 21.9% 20.6% 17.9%
n/a 2.8% 2.3% 0.1% 3.2% 5.7% n/a n/a n/a
Balance and payout
n/a 66.7% 69.1% 70.2% 72.3% 72.5% n/a n/a n/a
163.1% 16.0% 45.9% 258.0% 32.3% 11.4% 1.5% 19.6% 36.3%
91.7% 3.9% 51.6% n/a 8.7% 8.2% 17.0% 24.5% 100.9%