Stocks · Financials · Title Insurance

INVESTORS TITLE CO

ITIC Clue Score68
United States Fiscal year ends December CIK 0000720858
$296.95 -0.56% Close, 9 Oct 2026
Price $296.95 +56.17% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue8.2Net income19.5EPS, diluted10.19Fiscal year 2017Revenue13.0 +59.1%Net income25.7 +31.7%EPS, diluted13.56 +33.1%Fiscal year 2018Revenue14.2 +8.9%Net income21.9 −14.8%EPS, diluted11.54 −14.9%Fiscal year 2019Revenue17.4 +22.7%Net income31.5 +43.7%EPS, diluted16.59 +43.8%Fiscal year 2020Revenue17.0 −2.2%Net income39.4 +25.3%EPS, diluted20.80 +25.4%Fiscal year 2021Revenue23.3 +37.2%Net income67.0 +70.0%EPS, diluted35.28 +69.6%Fiscal year 2022Revenue36.2 +55.3%Net income23.9 −64.3%EPS, diluted12.59 −64.3%Fiscal year 2023Revenue36.3 +0.3%Net income21.7 −9.3%EPS, diluted11.45 −9.1%Fiscal year 2024Revenue35.1 −3.3%Net income31.1 +43.3%EPS, diluted16.43 +43.5%Fiscal year 2025Revenue40.9 +16.4%Net income35.2 +13.2%EPS, diluted18.57 +13.0%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 8.2 13.0 14.2 17.4 17.0 23.3 36.2 36.3 35.1 40.9
Growth +59.1% +8.9% +22.7% −2.2% +37.2% +55.3% +0.3% −3.3% +16.4%
Net income 19.5 25.7 21.9 31.5 39.4 67.0 23.9 21.7 31.1 35.2
Growth +31.7% −14.8% +43.7% +25.3% +70.0% −64.3% −9.3% +43.3% +13.2%
EPS, diluted 10.19 13.56 11.54 16.59 20.80 35.28 12.59 11.45 16.43 18.57
Growth +33.1% −14.9% +43.8% +25.4% +69.6% −64.3% −9.1% +43.5% +13.0%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin238.6%Free cash flow margin245.8%Fiscal year 2017Net margin197.4%Free cash flow margin130.6%Fiscal year 2018Net margin154.4%Free cash flow margin158.9%Fiscal year 2019Net margin180.8%Free cash flow margin111.7%Fiscal year 2020Net margin231.7%Free cash flow margin181.6%Fiscal year 2021Net margin287.1%Free cash flow margin194.5%Fiscal year 2022Net margin65.9%Free cash flow margin84.2%Fiscal year 2023Net margin59.7%Free cash flow margin−4.8%Fiscal year 2024Net margin88.4%Free cash flow margin63.8%Fiscal year 2025Net margin86.0%Free cash flow margin62.0%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 238.6% 197.4% 154.4% 180.8% 231.7% 287.1% 65.9% 59.7% 88.4% 86.0%
Free cash flow margin 245.8% 130.6% 158.9% 111.7% 181.6% 194.5% 84.2% −4.8% 63.8% 62.0%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow22.6Capital expenditure−2.5Free cash flow20.1Buybacks−6.2Dividends paid−1.4Fiscal year 2017Operating cash flow19.9Capital expenditure−2.9Free cash flow17.0 −15.4%Buybacks−0.2Dividends paid−7.1Fiscal year 2018Operating cash flow24.4Capital expenditure−1.9Free cash flow22.5 +32.4%Buybacks−0.0Dividends paid−23.0Fiscal year 2019Operating cash flow20.9Capital expenditure−1.5Free cash flow19.4 −13.7%Buybacks−0.0Dividends paid−18.1Fiscal year 2020Operating cash flow34.1Capital expenditure−3.2Free cash flow30.9 +59.0%Buybacks−0.0Dividends paid−31.7Fiscal year 2021Operating cash flow51.9Capital expenditure−6.5Free cash flow45.4 +46.9%Buybacks0.0Dividends paid−37.6Fiscal year 2022Operating cash flow36.2Capital expenditure−5.7Free cash flow30.5 −32.8%Buybacks−0.1Dividends paid−9.2Fiscal year 2023Operating cash flow7.4Capital expenditure−9.2Free cash flow−1.8 −105.8%Buybacks−1.0Dividends paid−11.0Fiscal year 2024Operating cash flow29.8Capital expenditure−7.4Free cash flow22.4Buybacks−1.1Dividends paid−29.9Fiscal year 2025Operating cash flow30.9Capital expenditure−5.6Free cash flow25.4 +13.2%Buybacks0.0Dividends paid−19.9
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 22.6 19.9 24.4 20.9 34.1 51.9 36.2 7.4 29.8 30.9
Capital expenditure −2.5 −2.9 −1.9 −1.5 −3.2 −6.5 −5.7 −9.2 −7.4 −5.6
Free cash flow 20.1 17.0 22.5 19.4 30.9 45.4 30.5 −1.8 22.4 25.4
Growth −15.4% +32.4% −13.7% +59.0% +46.9% −32.8% −105.8% +13.2%
Buybacks −6.2 −0.2 −0.0 −0.0 −0.0 0.0 −0.1 −1.0 −1.1 0.0
Dividends paid −1.4 −7.1 −23.0 −18.1 −31.7 −37.6 −9.2 −11.0 −29.9 −19.9

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash27.9Shareholders’ equity155.0Fiscal year 2017Cash20.2Shareholders’ equity177.8Fiscal year 2018Cash18.7Shareholders’ equity175.6Fiscal year 2019Cash25.9Shareholders’ equity191.4Fiscal year 2020Cash13.7Shareholders’ equity200.4Fiscal year 2021Cash37.2Shareholders’ equity229.1Fiscal year 2022Cash35.3Shareholders’ equity241.0Fiscal year 2023Cash24.0Shareholders’ equity251.6Fiscal year 2024Cash24.7Shareholders’ equity251.8Fiscal year 2025Cash20.8Shareholders’ equity268.3
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 27.9 20.2 18.7 25.9 13.7 37.2 35.3 24.0 24.7 20.8
Shareholders’ equity 155.0 177.8 175.6 191.4 200.4 229.1 241.0 251.6 251.8 268.3

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
343.8% 232.5% 190.9% 228.9% 291.9% 363.8% 83.1% 72.2% 112.3% 108.9%
238.6% 197.4% 154.4% 180.8% 231.7% 287.1% 65.9% 59.7% 88.4% 86.0%
245.8% 130.6% 158.9% 111.7% 181.6% 194.5% 84.2% −4.8% 63.8% 62.0%
Spending
30.0% 22.2% 13.1% 8.5% 18.8% 28.0% 15.7% 25.3% 21.1% 13.6%
30.6% 15.1% 19.2% 21.0% 20.6% 21.1% 20.6% 17.3% 21.3% 21.0%
Returns
12.6% 14.5% 12.5% 16.4% 19.7% 29.3% 9.9% 8.6% 12.3% 13.1%
8.5% 10.3% 9.0% 11.9% 13.9% 20.2% 7.0% 6.6% 9.3% 9.7%
Balance and payout
32.2% 28.5% 28.1% 27.5% 29.2% 30.9% 29.1% 23.9% 24.5% 26.1%
7.0% 27.5% 105.1% 57.6% 80.5% 56.0% 38.4% 50.9% 96.1% 56.7%
37.7% 43.0% 102.3% 93.4% 102.7% 82.7% 30.5% n/a 138.1% 78.5%