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Stocks · Financials · State Commercial Banks

John Marshall Bancorp, Inc.

JMSB Clue Score53
United States Fiscal year ends December CIK 0001710482
$22.80 -0.65% Close, 9 Oct 2026
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Price $22.80 +25.62% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2021Net income25.5EPS, diluted1.83Fiscal year 2022Net income31.8 +24.9%EPS, diluted2.25 +23.0%Fiscal year 2023Net income5.2 −83.8%EPS, diluted0.36 −84.0%Fiscal year 2024Net income17.1 +231.9%EPS, diluted1.20 +233.3%Fiscal year 2025Net income21.2 +24.0%EPS, diluted1.49 +24.2%
FY2021FY2022FY2023FY2024FY2025
Net income 25.5 31.8 5.2 17.1 21.2
Growth +24.9% −83.8% +231.9% +24.0%
EPS, diluted 1.83 2.25 0.36 1.20 1.49
Growth +23.0% −84.0% +233.3% +24.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2021Operating cash flow32.4Capital expenditure−0.4Free cash flow32.0Fiscal year 2022Operating cash flow33.2Capital expenditure−0.2Free cash flow33.0 +3.1%Dividends paid−2.8Fiscal year 2023Operating cash flow18.0Capital expenditure−0.6Free cash flow17.4 −47.3%Dividends paid−3.1Fiscal year 2024Operating cash flow17.3Capital expenditure−0.5Free cash flow16.8 −3.5%Buybacks−0.0Dividends paid−3.6Fiscal year 2025Operating cash flow22.6Capital expenditure−0.6Free cash flow22.0 +31.3%Buybacks−2.4Dividends paid−4.3
FY2021FY2022FY2023FY2024FY2025
Operating cash flow 32.4 33.2 18.0 17.3 22.6
Capital expenditure −0.4 −0.2 −0.6 −0.5 −0.6
Free cash flow 32.0 33.0 17.4 16.8 22.0
Growth +3.1% −47.3% −3.5% +31.3%
Buybacks n/a n/a n/a −0.0 −2.4
Dividends paid n/a −2.8 −3.1 −3.6 −4.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2021Cash105.8Total debt42.7Net cash (debt)63.1Shareholders’ equity208.5Debt to equity0.20Fiscal year 2022Cash61.6Total debt24.6Net cash (debt)37.0Shareholders’ equity212.8Debt to equity0.12Fiscal year 2023Cash99.0Total debt24.7Net cash (debt)74.3Shareholders’ equity229.9Debt to equity0.11Fiscal year 2024Cash122.5Total debt80.8Net cash (debt)41.7Shareholders’ equity246.6Debt to equity0.33Fiscal year 2025Cash130.0Total debt80.9Net cash (debt)49.1Shareholders’ equity265.6Debt to equity0.30
FY2021FY2022FY2023FY2024FY2025
Cash 105.8 61.6 99.0 122.5 130.0
Total debt 42.7 24.6 24.7 80.8 80.9
Net cash (debt) 63.1 37.0 74.3 41.7 49.1
Shareholders’ equity 208.5 212.8 229.9 246.6 265.6
Debt to equity 0.20 0.12 0.11 0.33 0.30

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
21.1% 20.6% 35.4% 21.7% 22.5%
Returns
12.2% 14.9% 2.2% 6.9% 8.0%
1.2% 1.4% 0.2% 0.8% 0.9%
Balance and payout
0.20 0.12 0.11 0.33 0.30
90.3% 90.9% 89.7% 89.0% 88.6%
n/a 8.8% 60.3% 20.8% 20.1%
n/a 8.5% 17.9% 21.5% 30.4%