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Stocks · Financials · Fire, Marine & Casualty Insurance

Kinsale Capital Group, Inc.

KNSL Clue Score84
United States Fiscal year ends December CIK 0001669162
$336.98 -0.79% Close, 9 Oct 2026
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Price $336.98 +105.94% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue141.6Net income26.2Fiscal year 2017Revenue186.8 +31.9%Net income24.9 −4.8%EPS, diluted1.16Fiscal year 2018Revenue222.1 +18.9%Net income33.8 +35.7%EPS, diluted1.56 +34.5%Fiscal year 2019Revenue315.9 +42.2%Net income63.3 +87.4%EPS, diluted2.86 +83.3%Fiscal year 2020Revenue459.9 +45.6%Net income88.4 +39.6%EPS, diluted3.87 +35.3%Fiscal year 2021Revenue653.5 +42.1%Net income152.7 +72.7%EPS, diluted6.62 +71.1%Fiscal year 2022Revenue838.8 +28.4%Net income159.1 +4.2%EPS, diluted6.88 +3.9%Fiscal year 2023Revenue1,224.4 +46.0%Net income308.1 +93.6%EPS, diluted13.22 +92.2%Fiscal year 2024Revenue1,587.5 +29.7%Net income414.8 +34.6%EPS, diluted17.78 +34.5%Fiscal year 2025Revenue1,874.0 +18.0%Net income503.6 +21.4%EPS, diluted21.65 +21.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 141.6 186.8 222.1 315.9 459.9 653.5 838.8 1,224.4 1,587.5 1,874.0
Growth +31.9% +18.9% +42.2% +45.6% +42.1% +28.4% +46.0% +29.7% +18.0%
Net income 26.2 24.9 33.8 63.3 88.4 152.7 159.1 308.1 414.8 503.6
Growth −4.8% +35.7% +87.4% +39.6% +72.7% +4.2% +93.6% +34.6% +21.4%
EPS, diluted n/a 1.16 1.56 2.86 3.87 6.62 6.88 13.22 17.78 21.65
Growth +34.5% +83.3% +35.3% +71.1% +3.9% +92.2% +34.5% +21.8%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin18.5%Free cash flow margin51.7%Fiscal year 2017Net margin13.3%Free cash flow margin41.3%Fiscal year 2018Net margin15.2%Free cash flow margin46.2%Fiscal year 2019Net margin20.0%Free cash flow margin50.3%Fiscal year 2020Net margin19.2%Free cash flow margin53.7%Fiscal year 2021Net margin23.4%Free cash flow margin61.4%Fiscal year 2022Net margin19.0%Free cash flow margin65.7%Fiscal year 2023Net margin25.2%Free cash flow margin69.7%Fiscal year 2024Net margin26.1%Free cash flow margin60.0%Fiscal year 2025Net margin26.9%Free cash flow margin52.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 18.5% 13.3% 15.2% 20.0% 19.2% 23.4% 19.0% 25.2% 26.1% 26.9%
Free cash flow margin 51.7% 41.3% 46.2% 50.3% 53.7% 61.4% 65.7% 69.7% 60.0% 52.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow73.7Capital expenditure−0.6Free cash flow73.2Dividends paid−2.1Fiscal year 2017Operating cash flow77.4Capital expenditure−0.2Free cash flow77.2 +5.5%Dividends paid−5.0Fiscal year 2018Operating cash flow104.0Capital expenditure−1.3Free cash flow102.7 +33.0%Dividends paid−5.9Fiscal year 2019Operating cash flow178.4Capital expenditure−19.6Free cash flow158.7 +54.6%Dividends paid−6.9Fiscal year 2020Operating cash flow280.0Capital expenditure−32.9Free cash flow247.1 +55.7%Dividends paid−8.1Fiscal year 2021Operating cash flow407.0Capital expenditure−5.9Free cash flow401.1 +62.3%Dividends paid−10.0Fiscal year 2022Operating cash flow557.8Capital expenditure−6.9Free cash flow550.9 +37.3%Buybacks0.0Dividends paid−11.9Fiscal year 2023Operating cash flow859.8Capital expenditure−6.6Free cash flow853.2 +54.9%Buybacks0.0Dividends paid−13.0Fiscal year 2024Operating cash flow976.3Capital expenditure−23.9Free cash flow952.4 +11.6%Buybacks−10.0Dividends paid−13.9Fiscal year 2025Operating cash flow1,043.7Capital expenditure−53.7Free cash flow990.1 +4.0%Buybacks−90.0Dividends paid−15.8
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 73.7 77.4 104.0 178.4 280.0 407.0 557.8 859.8 976.3 1,043.7
Capital expenditure −0.6 −0.2 −1.3 −19.6 −32.9 −5.9 −6.9 −6.6 −23.9 −53.7
Free cash flow 73.2 77.2 102.7 158.7 247.1 401.1 550.9 853.2 952.4 990.1
Growth +5.5% +33.0% +54.6% +55.7% +62.3% +37.3% +54.9% +11.6% +4.0%
Buybacks n/a n/a n/a n/a n/a n/a 0.0 0.0 −10.0 −90.0
Dividends paid −2.1 −5.0 −5.9 −6.9 −8.1 −10.0 −11.9 −13.0 −13.9 −15.8

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash50.8Shareholders’ equity210.2Fiscal year 2017Cash81.7Shareholders’ equity238.2Fiscal year 2018Cash75.1Shareholders’ equity264.0Fiscal year 2019Cash100.4Shareholders’ equity405.9Fiscal year 2020Cash77.1Shareholders’ equity576.2Fiscal year 2021Cash121.0Total debt42.7Net cash (debt)78.3Shareholders’ equity699.3Debt to equity0.06Fiscal year 2022Cash156.3Total debt195.7Net cash (debt)−39.5Shareholders’ equity745.4Debt to equity0.26Fiscal year 2023Cash126.7Total debt183.8Net cash (debt)−57.2Shareholders’ equity1,086.8Debt to equity0.17Fiscal year 2024Cash113.2Total debt184.1Net cash (debt)−70.9Shareholders’ equity1,483.6Debt to equity0.12Fiscal year 2025Cash163.4Total debt224.4Net cash (debt)−61.0Shareholders’ equity1,959.6Debt to equity0.11
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 50.8 81.7 75.1 100.4 77.1 121.0 156.3 126.7 113.2 163.4
Total debt n/a n/a n/a n/a n/a 42.7 195.7 183.8 184.1 224.4
Net cash (debt) n/a n/a n/a n/a n/a 78.3 −39.5 −57.2 −70.9 −61.0
Shareholders’ equity 210.2 238.2 264.0 405.9 576.2 699.3 745.4 1,086.8 1,483.6 1,959.6
Debt to equity n/a n/a n/a n/a n/a 0.06 0.26 0.17 0.12 0.11

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
141.6 186.8 222.1 315.9 459.9 653.5 838.8 1,224.4 1,587.5 1,874.0
Growth +31.9% +18.9% +42.2% +45.6% +42.1% +28.4% +46.0% +29.7% +18.0%
39.5 38.5 40.5 76.1 100.4 188.8 195.6 384.0 514.7 634.3
13.4 13.6 6.7 12.7 12.0 36.1 36.5 75.9 99.9 130.7
26.2 24.9 33.8 63.3 88.4 152.7 159.1 308.1 414.8 503.6
Growth −4.8% +35.7% +87.4% +39.6% +72.7% +4.2% +93.6% +34.6% +21.4%
Per share
n/a 1.19 1.60 2.94 3.96 6.73 6.97 13.37 17.92 21.76
n/a 1.16 1.56 2.86 3.87 6.62 6.88 13.22 17.78 21.65
Growth +34.5% +83.3% +35.3% +71.1% +3.9% +92.2% +34.5% +21.8%
n/a 21.0 21.1 21.5 22.3 22.7 22.8 23.0 23.2 23.1
n/a 21.5 21.7 22.1 22.9 23.1 23.1 23.3 23.3 23.3
Growth +0.9% +2.1% +3.2% +0.9% +0.3% +0.8% +0.1% −0.3%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 32.4% a year over five years, and earnings per share grew 41.1% a year.
  • The diluted share count rose 1.8% in five years, which is dilution.
  • Profitable in every one of the 10 years on file.