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LCNB CORP

LCNB Clue Score52
United States Fiscal year ends December CIK 0001074902
$18.52 -2.22% Close, 9 Oct 2026
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Price $18.52 +5.17% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income12.5EPS, diluted1.25Fiscal year 2017Net income13.0 +3.9%EPS, diluted1.29 +3.2%Fiscal year 2018Net income14.8 +14.4%EPS, diluted1.24 −3.9%Fiscal year 2019Net income18.9 +27.4%EPS, diluted1.44 +16.1%Fiscal year 2020Net income20.1 +6.1%EPS, diluted1.55 +7.6%Fiscal year 2021Net income21.0 +4.5%EPS, diluted1.66 +7.1%Fiscal year 2022Net income22.1 +5.5%EPS, diluted1.93 +16.3%Fiscal year 2023Net income12.6 −42.9%EPS, diluted1.10 −43.0%Fiscal year 2024Net income13.5 +6.8%EPS, diluted0.97 −11.8%Fiscal year 2025Net income23.1 +71.4%EPS, diluted1.63 +68.0%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 12.5 13.0 14.8 18.9 20.1 21.0 22.1 12.6 13.5 23.1
Growth +3.9% +14.4% +27.4% +6.1% +4.5% +5.5% −42.9% +6.8% +71.4%
EPS, diluted 1.25 1.29 1.24 1.44 1.55 1.66 1.93 1.10 0.97 1.63
Growth +3.2% −3.9% +16.1% +7.6% +7.1% +16.3% −43.0% −11.8% +68.0%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow15.5Capital expenditure−9.5Free cash flow6.0Buybacks0.0Dividends paid−6.0Fiscal year 2017Operating cash flow18.1Capital expenditure−6.6Free cash flow11.5 +90.9%Buybacks0.0Dividends paid−6.1Fiscal year 2018Operating cash flow19.7Capital expenditure−0.6Free cash flow19.1 +66.2%Buybacks−0.3Dividends paid−7.8Fiscal year 2019Operating cash flow22.0Capital expenditure−3.9Free cash flow18.0 −5.8%Buybacks−6.8Dividends paid−9.0Fiscal year 2020Operating cash flow13.7Capital expenditure−2.8Free cash flow10.9 −39.6%Buybacks−1.9Dividends paid−9.4Fiscal year 2021Operating cash flow17.8Capital expenditure−1.9Free cash flow15.9 +45.9%Buybacks−8.3Dividends paid−9.7Fiscal year 2022Operating cash flow28.7Capital expenditure−0.9Free cash flow27.8 +75.2%Buybacks−23.7Dividends paid−9.2Fiscal year 2023Operating cash flow23.4Capital expenditure−2.6Free cash flow20.8 −25.4%Buybacks−3.3Dividends paid−9.9Fiscal year 2024Operating cash flow93.2Capital expenditure−3.8Free cash flow89.4 +330.9%Dividends paid−12.2Fiscal year 2025Operating cash flow34.4Capital expenditure−1.0Free cash flow33.4 −62.6%Dividends paid−12.5
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 15.5 18.1 19.7 22.0 13.7 17.8 28.7 23.4 93.2 34.4
Capital expenditure −9.5 −6.6 −0.6 −3.9 −2.8 −1.9 −0.9 −2.6 −3.8 −1.0
Free cash flow 6.0 11.5 19.1 18.0 10.9 15.9 27.8 20.8 89.4 33.4
Growth +90.9% +66.2% −5.8% −39.6% +45.9% +75.2% −25.4% +330.9% −62.6%
Buybacks 0.0 0.0 −0.3 −6.8 −1.9 −8.3 −23.7 −3.3 n/a n/a
Dividends paid −6.0 −6.1 −7.8 −9.0 −9.4 −9.7 −9.2 −9.9 −12.2 −12.5

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash18.9Shareholders’ equity142.9Fiscal year 2017Cash25.4Shareholders’ equity150.3Fiscal year 2018Cash20.0Shareholders’ equity219.0Fiscal year 2019Cash20.8Shareholders’ equity228.0Fiscal year 2020Cash31.7Shareholders’ equity240.8Fiscal year 2021Cash18.1Total debt10.0Net cash (debt)8.1Shareholders’ equity238.6Debt to equity0.04Fiscal year 2022Cash22.7Total debt19.1Net cash (debt)3.6Shareholders’ equity200.7Debt to equity0.10Fiscal year 2023Cash39.7Total debt113.1Net cash (debt)−73.4Shareholders’ equity235.3Debt to equity0.48Fiscal year 2024Cash35.7Total debt155.2Net cash (debt)−119.4Shareholders’ equity253.0Debt to equity0.61Fiscal year 2025Cash21.6Total debt104.4Net cash (debt)−82.8Shareholders’ equity273.9Debt to equity0.38
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 18.9 25.4 20.0 20.8 31.7 18.1 22.7 39.7 35.7 21.6
Total debt n/a n/a n/a n/a n/a 10.0 19.1 113.1 155.2 104.4
Net cash (debt) n/a n/a n/a n/a n/a 8.1 3.6 −73.4 −119.4 −82.8
Shareholders’ equity 142.9 150.3 219.0 228.0 240.8 238.6 200.7 235.3 253.0 273.9
Debt to equity n/a n/a n/a n/a n/a 0.04 0.10 0.48 0.61 0.38

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
26.3% 24.8% 16.6% 17.9% 16.9% 18.0% 17.9% 17.2% 15.5% 17.9%
Returns
8.7% 8.6% 6.8% 8.3% 8.3% 8.8% 11.0% 5.4% 5.3% 8.4%
1.0% 1.0% 0.9% 1.2% 1.1% 1.1% 1.2% 0.6% 0.6% 1.0%
Balance and payout
n/a n/a n/a n/a n/a 0.04 0.10 0.48 0.61 0.38
89.1% 88.4% 86.6% 86.1% 86.2% 87.5% 89.5% 89.7% 89.0% 87.8%
48.5% 46.9% 52.4% 47.7% 47.1% 46.3% 41.5% 78.7% 90.6% 53.9%
100.2% 52.9% 42.4% 88.0% 104.0% 113.5% 118.1% 63.9% 13.7% 37.3%