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Stocks · Financials · State Commercial Banks

MetroCity Bankshares, Inc.

MCBS Clue Score42
United States Fiscal year ends December CIK 0001747068
$34.20 -1.38% Close, 9 Oct 2026
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Price $34.20 +59.51% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 19 Jan 2017. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2017Net income31.9EPS, diluted1.32Fiscal year 2018Net income41.3 +29.6%EPS, diluted1.69 +28.0%Fiscal year 2019Net income44.7 +8.2%EPS, diluted1.81 +7.1%Fiscal year 2020Net income36.4 −18.6%EPS, diluted1.41 −22.1%Fiscal year 2021Net income61.7 +69.5%EPS, diluted2.39 +69.5%Fiscal year 2022Net income62.6 +1.5%EPS, diluted2.44 +2.1%Fiscal year 2023Net income51.6 −17.6%EPS, diluted2.02 −17.2%Fiscal year 2024Net income64.5 +25.0%EPS, diluted2.52 +24.8%Fiscal year 2025Net income68.5 +6.2%EPS, diluted2.64 +4.8%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 31.9 41.3 44.7 36.4 61.7 62.6 51.6 64.5 68.5
Growth +29.6% +8.2% −18.6% +69.5% +1.5% −17.6% +25.0% +6.2%
EPS, diluted 1.32 1.69 1.81 1.41 2.39 2.44 2.02 2.52 2.64
Growth +28.0% +7.1% −22.1% +69.5% +2.1% −17.2% +24.8% +4.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow151.8Capital expenditure−5.9Free cash flow145.9Dividends paid−5.4Fiscal year 2018Operating cash flow−161.0Capital expenditure−2.9Free cash flow−163.8 −212.3%Dividends paid−9.3Fiscal year 2019Operating cash flow32.2Capital expenditure−1.1Free cash flow31.1Buybacks−1.5Dividends paid−10.4Fiscal year 2020Operating cash flow142.6Capital expenditure−0.5Free cash flow142.0 +356.6%Dividends paid−10.3Fiscal year 2021Operating cash flow65.4Capital expenditure−0.4Free cash flow65.0 −54.2%Buybacks−5.5Dividends paid−11.8Fiscal year 2022Operating cash flow134.7Capital expenditure−2.4Free cash flow132.3 +103.4%Buybacks−8.2Dividends paid−15.3Fiscal year 2023Operating cash flow82.1Capital expenditure−4.9Free cash flow77.2 −41.7%Buybacks−2.0Dividends paid−18.2Fiscal year 2024Operating cash flow63.5Capital expenditure−1.3Free cash flow62.2 −19.4%Buybacks−0.0Dividends paid−21.1Fiscal year 2025Operating cash flow37.7Capital expenditure−0.7Free cash flow37.0 −40.5%Buybacks−2.7Dividends paid−24.8
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 151.8 −161.0 32.2 142.6 65.4 134.7 82.1 63.5 37.7
Capital expenditure −5.9 −2.9 −1.1 −0.5 −0.4 −2.4 −4.9 −1.3 −0.7
Free cash flow 145.9 −163.8 31.1 142.0 65.0 132.3 77.2 62.2 37.0
Growth −212.3% +356.6% −54.2% +103.4% −41.7% −19.4% −40.5%
Buybacks n/a n/a −1.5 n/a −5.5 −8.2 −2.0 −0.0 −2.7
Dividends paid −5.4 −9.3 −10.4 −10.3 −11.8 −15.3 −18.2 −21.1 −24.8

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2017Cash95.8Shareholders’ equity135.1Fiscal year 2018Cash138.4Shareholders’ equity168.6Fiscal year 2019Cash276.4Shareholders’ equity216.7Fiscal year 2020Cash150.7Shareholders’ equity244.8Fiscal year 2021Cash441.3Shareholders’ equity290.2Fiscal year 2022Cash179.5Shareholders’ equity349.4Fiscal year 2023Cash144.8Shareholders’ equity381.5Fiscal year 2024Cash249.9Shareholders’ equity421.4Fiscal year 2025Cash383.7Shareholders’ equity544.2
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 95.8 138.4 276.4 150.7 441.3 179.5 144.8 249.9 383.7
Shareholders’ equity 135.1 168.6 216.7 244.8 290.2 349.4 381.5 421.4 544.2

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
36.3% 26.2% 26.5% 25.4% 25.3% 31.4% 28.3% 26.1% 26.1%
Returns
23.6% 24.5% 20.6% 14.9% 21.3% 17.9% 13.5% 15.3% 12.6%
n/a 2.9% 2.7% 1.9% 2.0% 1.8% 1.5% 1.8% 1.4%
Balance and payout
n/a 88.2% 86.7% 87.1% 90.7% 89.8% 89.1% 88.3% 88.6%
16.9% 22.5% 23.2% 28.3% 19.1% 24.4% 35.3% 32.6% 36.3%
3.7% n/a 38.1% 7.2% 26.7% 17.7% 26.2% 33.9% 74.5%