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Stocks · Financials · Savings Institution, Federally Chartered

Magyar Bancorp, Inc.

MGYR Clue Score65
United States Fiscal year ends September CIK 0001337068
$18.96 -0.63% Close, 9 Oct 2026
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Price $18.96 +62.05% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2017Net income1.4EPS, diluted0.24Fiscal year 2018Net income2.0 +42.7%EPS, diluted0.35 +45.8%Fiscal year 2019Net income3.0 +47.6%Fiscal year 2020Net income2.2 −26.9%Fiscal year 2021Net income6.1 +179.5%EPS, diluted1.01Fiscal year 2022Net income7.9 +29.4%EPS, diluted1.17 +15.8%Fiscal year 2023Net income7.7 −2.7%EPS, diluted1.20 +2.6%Fiscal year 2024Net income7.8 +1.0%EPS, diluted1.23 +2.5%Fiscal year 2025Net income9.8 +25.4%EPS, diluted1.56 +26.8%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 1.4 2.0 3.0 2.2 6.1 7.9 7.7 7.8 9.8
Growth +42.7% +47.6% −26.9% +179.5% +29.4% −2.7% +1.0% +25.4%
EPS, diluted 0.24 0.35 n/a n/a 1.01 1.17 1.20 1.23 1.56
Growth +45.8% +15.8% +2.6% +2.5% +26.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow3.6Capital expenditure−0.3Free cash flow3.3Fiscal year 2018Operating cash flow4.6Capital expenditure−0.3Free cash flow4.3 +31.4%Fiscal year 2019Operating cash flow5.8Capital expenditure−0.1Free cash flow5.7 +32.2%Fiscal year 2020Operating cash flow0.8Capital expenditure−0.1Free cash flow0.7 −88.4%Fiscal year 2021Operating cash flow9.3Capital expenditure−0.4Free cash flow8.8 +1,225.2%Fiscal year 2022Operating cash flow11.2Capital expenditure−3.0Free cash flow8.2 −7.2%Fiscal year 2023Operating cash flow8.5Fiscal year 2024Operating cash flow6.3Capital expenditure−0.8Free cash flow5.5Dividends paid−1.7Fiscal year 2025Operating cash flow10.4Capital expenditure−0.6Free cash flow9.8 +78.3%Dividends paid−1.8
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 3.6 4.6 5.8 0.8 9.3 11.2 8.5 6.3 10.4
Capital expenditure −0.3 −0.3 −0.1 −0.1 −0.4 −3.0 n/a −0.8 −0.6
Free cash flow 3.3 4.3 5.7 0.7 8.8 8.2 n/a 5.5 9.8
Growth +31.4% +32.2% −88.4% +1,225.2% −7.2% +78.3%
Dividends paid n/a n/a n/a n/a n/a n/a n/a −1.7 −1.8

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash22.3Shareholders’ equity49.5Fiscal year 2018Cash15.4Shareholders’ equity51.4Fiscal year 2019Cash21.5Shareholders’ equity54.7Fiscal year 2020Cash61.7Shareholders’ equity56.9Fiscal year 2021Cash75.2Shareholders’ equity97.6Fiscal year 2022Cash30.9Shareholders’ equity98.5Fiscal year 2023Cash72.5Total debt29.5Net cash (debt)43.0Shareholders’ equity104.8Debt to equity0.28Fiscal year 2024Cash25.6Total debt28.6Net cash (debt)−3.0Shareholders’ equity110.5Debt to equity0.26Fiscal year 2025Cash7.1Total debt49.1Net cash (debt)−42.0Shareholders’ equity118.8Debt to equity0.41
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 22.3 15.4 21.5 61.7 75.2 30.9 72.5 25.6 7.1
Total debt n/a n/a n/a n/a n/a n/a 29.5 28.6 49.1
Net cash (debt) n/a n/a n/a n/a n/a n/a 43.0 −3.0 −42.0
Shareholders’ equity 49.5 51.4 54.7 56.9 97.6 98.5 104.8 110.5 118.8
Debt to equity n/a n/a n/a n/a n/a n/a 0.28 0.26 0.41

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending September, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 30 Sep 2017 FY2018 30 Sep 2018 FY2019 30 Sep 2019 FY2020 30 Sep 2020 FY2021 30 Sep 2021 FY2022 30 Sep 2022 FY2023 30 Sep 2023 FY2024 30 Sep 2024 FY2025 30 Sep 2025
Revenue and profit
2.4 3.5 4.3 3.1 8.7 11.2 10.7 11.1 13.8
1.0 1.5 1.3 0.9 2.6 3.3 3.0 3.3 4.0
1.4 2.0 3.0 2.2 6.1 7.9 7.7 7.8 9.8
Growth +42.7% +47.6% −26.9% +179.5% +29.4% −2.7% +1.0% +25.4%
Per share
0.24 0.35 n/a n/a 1.01 1.17 1.20 1.23 1.57
0.24 0.35 n/a n/a 1.01 1.17 1.20 1.23 1.56
Growth +45.8% +15.8% +2.6% +2.5% +26.8%
5.8 5.8 n/a n/a 6.0 6.8 6.4 6.3 6.2
5.8 5.8 n/a n/a 6.0 6.8 6.4 6.3 6.2
Growth +0.0% +12.3% −5.3% −1.3% −1.6%

Five years in brief

Worked out from the figures above, not from a press release
  • The diluted share count rose 7.2% in five years, which is dilution.
  • Profitable in every one of the 9 years on file.