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Stocks · Financials · State Commercial Banks

First Western Financial Inc

MYFW Clue Score30
United States CIK 0001327607
$29.83 -0.90% Close, 9 Oct 2026
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Price $29.83 +3.68% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 19 Jul 2018. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2017Revenue54.5Net income2.0EPS, diluted−0.05Fiscal year 2018Revenue57.6 +5.7%Net income5.6 +179.1%EPS, diluted0.63Fiscal year 2019Revenue64.0 +11.0%Net income8.0 +41.8%EPS, diluted1.01 +60.3%Fiscal year 2020Revenue92.6 +44.7%Net income24.5 +206.3%EPS, diluted3.08 +205.0%Fiscal year 2021Revenue95.4 +3.0%Net income20.6 −16.0%EPS, diluted2.50 −18.8%Fiscal year 2022Revenue107.9 +13.1%Net income21.7 +5.3%EPS, diluted2.23 −10.8%Fiscal year 2023Revenue82.7 −23.4%Net income5.2 −75.9%EPS, diluted0.54 −75.8%Fiscal year 2024Revenue90.1 +8.9%Net income8.5 +62.2%EPS, diluted0.87 +61.1%Fiscal year 2025Revenue96.9 +7.6%Net income13.2 +55.6%EPS, diluted1.34 +54.0%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 54.5 57.6 64.0 92.6 95.4 107.9 82.7 90.1 96.9
Growth +5.7% +11.0% +44.7% +3.0% +13.1% −23.4% +8.9% +7.6%
Net income 2.0 5.6 8.0 24.5 20.6 21.7 5.2 8.5 13.2
Growth +179.1% +41.8% +206.3% −16.0% +5.3% −75.9% +62.2% +55.6%
EPS, diluted −0.05 0.63 1.01 3.08 2.50 2.23 0.54 0.87 1.34
Growth +60.3% +205.0% −18.8% −10.8% −75.8% +61.1% +54.0%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2017Net margin3.7%Free cash flow margin−10.9%Fiscal year 2018Net margin9.8%Free cash flow margin29.7%Fiscal year 2019Net margin12.5%Free cash flow margin−34.3%Fiscal year 2020Net margin26.5%Free cash flow margin−102.1%Fiscal year 2021Net margin21.6%Free cash flow margin168.1%Fiscal year 2022Net margin20.1%Free cash flow margin42.0%Fiscal year 2023Net margin6.3%Free cash flow margin23.6%Fiscal year 2024Net margin9.4%Free cash flow margin−0.7%Fiscal year 2025Net margin13.6%Free cash flow margin−6.0%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 3.7% 9.8% 12.5% 26.5% 21.6% 20.1% 6.3% 9.4% 13.6%
Free cash flow margin −10.9% 29.7% −34.3% −102.1% 168.1% 42.0% 23.6% −0.7% −6.0%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow−5.4Capital expenditure−0.5Free cash flow−5.9Fiscal year 2018Operating cash flow17.8Capital expenditure−0.7Free cash flow17.1Buybacks−0.2Fiscal year 2019Operating cash flow−21.5Capital expenditure−0.4Free cash flow−21.9 −228.3%Buybacks−0.7Fiscal year 2020Operating cash flow−93.3Capital expenditure−1.2Free cash flow−94.5Buybacks−0.4Fiscal year 2021Operating cash flow162.5Capital expenditure−2.1Free cash flow160.4Fiscal year 2022Operating cash flow48.3Capital expenditure−3.0Free cash flow45.3 −71.8%Fiscal year 2023Operating cash flow21.9Capital expenditure−2.3Free cash flow19.5 −56.9%Buybacks0.0Fiscal year 2024Operating cash flow0.6Capital expenditure−1.2Free cash flow−0.6 −103.1%Buybacks−0.1Fiscal year 2025Operating cash flow−1.8Capital expenditure−4.0Free cash flow−5.8Buybacks−0.8
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow −5.4 17.8 −21.5 −93.3 162.5 48.3 21.9 0.6 −1.8
Capital expenditure −0.5 −0.7 −0.4 −1.2 −2.1 −3.0 −2.3 −1.2 −4.0
Free cash flow −5.9 17.1 −21.9 −94.5 160.4 45.3 19.5 −0.6 −5.8
Growth −228.3% −71.8% −56.9% −103.1%
Buybacks n/a −0.2 −0.7 −0.4 n/a n/a 0.0 −0.1 −0.8

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash9.5Shareholders’ equity101.8Fiscal year 2018Cash73.4Shareholders’ equity116.9Fiscal year 2019Cash78.6Shareholders’ equity127.7Fiscal year 2020Cash156.0Shareholders’ equity155.0Fiscal year 2021Cash387.0Shareholders’ equity219.0Fiscal year 2022Cash196.5Shareholders’ equity240.9Fiscal year 2023Cash255.2Shareholders’ equity242.7Fiscal year 2024Cash237.9Total debt0.0Net cash (debt)237.9Shareholders’ equity252.3Debt to equity0.00Fiscal year 2025Cash200.3Shareholders’ equity265.6
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 9.5 73.4 78.6 156.0 387.0 196.5 255.2 237.9 200.3
Total debt n/a n/a n/a n/a n/a n/a n/a 0.0 n/a
Net cash (debt) n/a n/a n/a n/a n/a n/a n/a 237.9 n/a
Shareholders’ equity 101.8 116.9 127.7 155.0 219.0 240.9 242.7 252.3 265.6
Debt to equity n/a n/a n/a n/a n/a n/a n/a 0.00 n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
9.2% 12.9% 15.9% 35.7% 28.6% 26.7% 8.5% 12.9% 17.6%
3.7% 9.8% 12.5% 26.5% 21.6% 20.1% 6.3% 9.4% 13.6%
−10.9% 29.7% −34.3% −102.1% 168.1% 42.0% 23.6% −0.7% −6.0%
Spending
0.9% 1.2% 0.6% 1.3% 2.2% 2.7% 2.8% 1.3% 4.1%
59.6% 23.9% 21.4% 25.8% 24.5% 24.7% 26.0% 26.8% 22.8%
Returns
2.0% 4.8% 6.3% 15.8% 9.4% 9.0% 2.2% 3.4% 5.0%
0.2% 0.5% 0.6% 1.2% 0.8% 0.8% 0.2% 0.3% 0.4%
Balance and payout
n/a n/a n/a n/a n/a n/a n/a 0.00 n/a
89.5% 89.2% 89.8% 92.1% 91.3% 91.6% 91.8% 91.4% 91.6%
n/a 1.1% n/a n/a n/a n/a 0.0% n/a n/a