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Stocks · Financials · Savings Institutions, Not Federally Chartered

NorthEast Community Bancorp, Inc./MD/

NECB Clue Score65
United States Fiscal year ends December CIK 0001847398
$27.00 -1.50% Close, 9 Oct 2026
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Price $27.00 +146.80% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2020Net income12.3EPS, diluted0.76Fiscal year 2021Net income11.9 −3.4%EPS, diluted0.75 −1.3%Fiscal year 2022Net income24.8 +108.7%EPS, diluted1.58 +110.7%Fiscal year 2023Net income46.3 +86.3%EPS, diluted3.32 +110.1%Fiscal year 2024Net income47.1 +1.7%EPS, diluted3.52 +6.0%Fiscal year 2025Net income44.4 −5.7%EPS, diluted3.25 −7.7%
FY2020FY2021FY2022FY2023FY2024FY2025
Net income 12.3 11.9 24.8 46.3 47.1 44.4
Growth −3.4% +108.7% +86.3% +1.7% −5.7%
EPS, diluted 0.76 0.75 1.58 3.32 3.52 3.25
Growth −1.3% +110.7% +110.1% +6.0% −7.7%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2020Operating cash flow15.7Capital expenditure−1.3Free cash flow14.4Dividends paid−1.0Fiscal year 2021Operating cash flow21.6Capital expenditure−6.5Free cash flow15.1 +4.9%Dividends paid−2.3Fiscal year 2022Operating cash flow27.5Capital expenditure−3.3Free cash flow24.2 +60.4%Buybacks−9.3Dividends paid−6.9Fiscal year 2023Operating cash flow42.8Capital expenditure−0.6Free cash flow42.2 +74.2%Buybacks−28.7Dividends paid−3.7Fiscal year 2024Operating cash flow48.7Capital expenditure−0.5Free cash flow48.2 +14.1%Buybacks−3.2Dividends paid−7.9Fiscal year 2025Operating cash flow52.6Capital expenditure−1.7Free cash flow50.8 +5.5%Buybacks−1.6Dividends paid−13.3
FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 15.7 21.6 27.5 42.8 48.7 52.6
Capital expenditure −1.3 −6.5 −3.3 −0.6 −0.5 −1.7
Free cash flow 14.4 15.1 24.2 42.2 48.2 50.8
Growth +4.9% +60.4% +74.2% +14.1% +5.5%
Buybacks n/a n/a −9.3 −28.7 −3.2 −1.6
Dividends paid −1.0 −2.3 −6.9 −3.7 −7.9 −13.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2020Cash69.2Shareholders’ equity153.8Fiscal year 2021Cash152.3Shareholders’ equity251.4Fiscal year 2022Cash95.3Total debt21.0Net cash (debt)74.3Shareholders’ equity262.0Debt to equity0.08Fiscal year 2023Cash68.7Total debt64.0Net cash (debt)4.7Shareholders’ equity279.3Debt to equity0.23Fiscal year 2024Cash78.3Shareholders’ equity318.3Fiscal year 2025Cash81.2Total debt70.0Net cash (debt)11.2Shareholders’ equity351.7Debt to equity0.20
FY2020FY2021FY2022FY2023FY2024FY2025
Cash 69.2 152.3 95.3 68.7 78.3 81.2
Total debt n/a n/a 21.0 64.0 n/a 70.0
Net cash (debt) n/a n/a 74.3 4.7 n/a 11.2
Shareholders’ equity 153.8 251.4 262.0 279.3 318.3 351.7
Debt to equity n/a n/a 0.08 0.23 n/a 0.20

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
21.0% 23.6% 27.8% 28.5% 28.4% 28.7%
Returns
8.0% 4.7% 9.5% 16.6% 14.8% 12.6%
1.3% 1.0% 1.7% 2.6% 2.3% 2.2%
Balance and payout
n/a n/a 0.08 0.23 n/a 0.20
84.1% 79.5% 81.6% 84.2% 84.2% 83.0%
8.2% 19.0% 27.6% 7.9% 16.7% 30.0%
7.0% 15.0% 66.8% 76.7% 23.0% 29.3%