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OneMain Holdings, Inc.

OMF Clue Score44
United States Fiscal year ends December CIK 0001584207
$56.07 -0.62% Close, 9 Oct 2026
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Price $56.07 −1.08% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income0.22EPS, diluted1.59Fiscal year 2017Net income0.18 −14.9%EPS, diluted1.35 −15.1%Fiscal year 2018Net income0.45 +144.3%EPS, diluted3.29 +143.7%Fiscal year 2019Net income0.86 +91.3%EPS, diluted6.27 +90.6%Fiscal year 2020Net income0.73 −14.6%EPS, diluted5.41 −13.7%Fiscal year 2021Net income1.31 +80.0%EPS, diluted9.88 +82.6%Fiscal year 2022Net income0.87 −33.6%EPS, diluted7.01 −29.0%Fiscal year 2023Net income0.64 −26.5%EPS, diluted5.32 −24.1%Fiscal year 2024Net income0.51 −20.6%EPS, diluted4.24 −20.3%Fiscal year 2025Net income0.78 +53.8%EPS, diluted6.56 +54.7%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 0.22 0.18 0.45 0.86 0.73 1.31 0.87 0.64 0.51 0.78
Growth −14.9% +144.3% +91.3% −14.6% +80.0% −33.6% −26.5% −20.6% +53.8%
EPS, diluted 1.59 1.35 3.29 6.27 5.41 9.88 7.01 5.32 4.24 6.56
Growth −15.1% +143.7% +90.6% −13.7% +82.6% −29.0% −24.1% −20.3% +54.7%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow1.32Fiscal year 2017Operating cash flow1.56Dividends paid0.00Fiscal year 2018Operating cash flow2.05Buybacks0.00Dividends paid0.00Fiscal year 2019Operating cash flow2.36Buybacks0.00Dividends paid−0.41Fiscal year 2020Operating cash flow2.21Buybacks−0.05Dividends paid−0.81Fiscal year 2021Operating cash flow2.25Buybacks−0.37Dividends paid−1.27Fiscal year 2022Operating cash flow2.39Buybacks−0.30Dividends paid−0.48Fiscal year 2023Operating cash flow2.52Buybacks−0.07Dividends paid−0.49Fiscal year 2024Operating cash flow2.70Buybacks−0.04Dividends paid−0.50Fiscal year 2025Operating cash flow3.13Buybacks−0.14Dividends paid−0.50
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 1.32 1.56 2.05 2.36 2.21 2.25 2.39 2.52 2.70 3.13
Buybacks n/a n/a 0.00 0.00 −0.05 −0.37 −0.30 −0.07 −0.04 −0.14
Dividends paid n/a 0.00 0.00 −0.41 −0.81 −1.27 −0.48 −0.49 −0.50 −0.50

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash0.58Total debt13.96Net cash (debt)−13.38Shareholders’ equity3.07Debt to equity4.55Fiscal year 2017Cash0.99Total debt15.05Net cash (debt)−14.06Shareholders’ equity3.28Debt to equity4.59Fiscal year 2018Cash0.68Total debt15.18Net cash (debt)−14.50Shareholders’ equity3.80Debt to equity4.00Fiscal year 2019Cash1.23Total debt17.21Net cash (debt)−15.99Shareholders’ equity4.33Debt to equity3.98Fiscal year 2020Cash2.27Total debt17.80Net cash (debt)−15.53Shareholders’ equity3.44Debt to equity5.17Fiscal year 2021Cash0.54Total debt17.75Net cash (debt)−17.21Shareholders’ equity3.04Debt to equity5.84Fiscal year 2022Cash0.50Total debt18.28Net cash (debt)−17.78Shareholders’ equity3.02Debt to equity6.06Fiscal year 2023Cash1.01Total debt19.81Net cash (debt)−18.80Shareholders’ equity3.19Debt to equity6.22Fiscal year 2024Cash0.46Total debt21.44Net cash (debt)−20.98Shareholders’ equity3.19Debt to equity6.72Fiscal year 2025Cash0.91Total debt22.69Net cash (debt)−21.78Shareholders’ equity3.40Debt to equity6.67
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.58 0.99 0.68 1.23 2.27 0.54 0.50 1.01 0.46 0.91
Total debt 13.96 15.05 15.18 17.21 17.80 17.75 18.28 19.81 21.44 22.69
Net cash (debt) −13.38 −14.06 −14.50 −15.99 −15.53 −17.21 −17.78 −18.80 −20.98 −21.78
Shareholders’ equity 3.07 3.28 3.80 4.33 3.44 3.04 3.02 3.19 3.19 3.40
Debt to equity 4.55 4.59 4.00 3.98 5.17 5.84 6.06 6.22 6.72 6.67

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
31.7% 57.5% 28.4% 22.1% 25.3% 24.5% 24.5% 23.7% 23.7% 21.8%
Returns
7.0% 5.6% 11.8% 19.7% 21.2% 43.3% 28.9% 20.1% 16.0% 23.0%
1.2% 0.9% 2.2% 3.7% 3.2% 5.9% 3.9% 2.6% 2.0% 2.9%
Balance and payout
4.55 4.59 4.00 3.98 5.17 5.84 6.06 6.22 6.72 6.67
83.1% 83.1% 81.1% 81.0% 84.7% 85.9% 86.6% 86.9% 87.7% 87.6%
n/a 0.0% 0.0% 47.7% 110.4% 97.0% 55.0% 76.0% 97.8% 63.7%