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Stocks · Financials · National Commercial Banks

OLD NATIONAL BANCORP /IN/

ONB Clue Score51
United States Fiscal year ends December CIK 0000707179
$24.58 -0.61% Close, 9 Oct 2026
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Price $24.58 +43.41% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue0.14Net income0.13EPS, diluted1.05Fiscal year 2017Revenue0.12 −10.8%Net income0.10 −28.7%EPS, diluted0.69Fiscal year 2018Revenue0.13 +4.0%Net income0.19 +99.4%EPS, diluted1.22Fiscal year 2019Revenue0.13 +2.7%Net income0.24 +24.8%EPS, diluted1.38Fiscal year 2020Revenue0.12 −9.5%Net income0.23 −5.0%EPS, diluted1.36Fiscal year 2021Revenue0.13 +6.1%Net income0.28 +22.6%EPS, diluted1.67Fiscal year 2022Net income0.43 +54.3%EPS, diluted1.50Fiscal year 2023Net income0.58 +35.9%EPS, diluted1.94Fiscal year 2024Net income0.54 −7.4%EPS, diluted1.68Fiscal year 2025Net income0.67 +24.1%EPS, diluted1.79
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 0.14 0.12 0.13 0.13 0.12 0.13 n/a n/a n/a n/a
Growth −10.8% +4.0% +2.7% −9.5% +6.1%
Net income 0.13 0.10 0.19 0.24 0.23 0.28 0.43 0.58 0.54 0.67
Growth −28.7% +99.4% +24.8% −5.0% +22.6% +54.3% +35.9% −7.4% +24.1%
EPS, diluted 1.05 0.69 1.22 1.38 1.36 1.67 1.50 1.94 1.68 1.79

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin97.8%Free cash flow margin−145.6%Fiscal year 2017Net margin78.2%Free cash flow margin173.8%Fiscal year 2018Net margin149.8%Free cash flow margin157.8%Fiscal year 2019Net margin182.1%Free cash flow margin150.1%Fiscal year 2020Net margin191.2%Free cash flow margin159.5%Fiscal year 2021Net margin220.9%Free cash flow margin224.2%Fiscal year 2022Fiscal year 2023Fiscal year 2024Fiscal year 2025
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 97.8% 78.2% 149.8% 182.1% 191.2% 220.9% n/a n/a n/a n/a
Free cash flow margin −145.6% 173.8% 157.8% 150.1% 159.5% 224.2% n/a n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow0.02Capital expenditure−0.22Free cash flow−0.20Buybacks−0.00Dividends paid−0.07Fiscal year 2017Operating cash flow0.25Capital expenditure−0.04Free cash flow0.21Buybacks−0.00Dividends paid−0.07Fiscal year 2018Operating cash flow0.23Capital expenditure−0.03Free cash flow0.20 −5.5%Buybacks−0.00Dividends paid−0.08Fiscal year 2019Operating cash flow0.23Capital expenditure−0.04Free cash flow0.20 −2.3%Buybacks−0.10Dividends paid−0.09Fiscal year 2020Operating cash flow0.22Capital expenditure−0.03Free cash flow0.19 −3.8%Buybacks−0.08Dividends paid−0.09Fiscal year 2021Operating cash flow0.33Capital expenditure−0.05Free cash flow0.28 +49.1%Buybacks−0.00Dividends paid−0.09Fiscal year 2022Operating cash flow0.81Capital expenditure−0.04Free cash flow0.78 +175.7%Buybacks−0.07Dividends paid−0.18Fiscal year 2023Operating cash flow0.52Capital expenditure−0.04Free cash flow0.48 −38.4%Buybacks−0.04Dividends paid−0.18Fiscal year 2024Operating cash flow0.62Capital expenditure−0.03Free cash flow0.59 +23.9%Buybacks−0.01Dividends paid−0.19Fiscal year 2025Operating cash flow0.68Capital expenditure−0.04Free cash flow0.64 +7.7%Buybacks−0.07Dividends paid−0.23
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.02 0.25 0.23 0.23 0.22 0.33 0.81 0.52 0.62 0.68
Capital expenditure −0.22 −0.04 −0.03 −0.04 −0.03 −0.05 −0.04 −0.04 −0.03 −0.04
Free cash flow −0.20 0.21 0.20 0.20 0.19 0.28 0.78 0.48 0.59 0.64
Growth −5.5% −2.3% −3.8% +49.1% +175.7% −38.4% +23.9% +7.7%
Buybacks −0.00 −0.00 −0.00 −0.10 −0.08 −0.00 −0.07 −0.04 −0.01 −0.07
Dividends paid −0.07 −0.07 −0.08 −0.09 −0.09 −0.09 −0.18 −0.18 −0.19 −0.23

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash0.26Total debt0.22Net cash (debt)0.04Shareholders’ equity1.81Debt to equity0.12Fiscal year 2017Cash0.29Total debt0.25Net cash (debt)0.04Shareholders’ equity2.15Debt to equity0.12Fiscal year 2018Cash0.32Shareholders’ equity2.69Fiscal year 2019Cash0.28Shareholders’ equity2.85Fiscal year 2020Cash0.59Shareholders’ equity2.97Fiscal year 2021Cash0.82Shareholders’ equity3.01Fiscal year 2022Cash0.73Shareholders’ equity5.13Fiscal year 2023Cash1.18Shareholders’ equity5.56Fiscal year 2024Cash1.23Shareholders’ equity6.34Fiscal year 2025Cash1.83Shareholders’ equity8.49
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.26 0.29 0.32 0.28 0.59 0.82 0.73 1.18 1.23 1.83
Total debt 0.22 0.25 n/a n/a n/a n/a n/a n/a n/a n/a
Net cash (debt) 0.04 0.04 n/a n/a n/a n/a n/a n/a n/a n/a
Shareholders’ equity 1.81 2.15 2.69 2.85 2.97 3.01 5.13 5.56 6.34 8.49
Debt to equity 0.12 0.12 n/a n/a n/a n/a n/a n/a n/a n/a

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
146.0% 137.8% 163.8% 222.0% 215.8% 269.8% n/a n/a n/a n/a
97.8% 78.2% 149.8% 182.1% 191.2% 220.9% n/a n/a n/a n/a
−145.6% 173.8% 157.8% 150.1% 159.5% 224.2% n/a n/a n/a n/a
Spending
163.6% 30.5% 26.2% 28.6% 26.1% 38.8% n/a n/a n/a n/a
33.0% 43.2% 8.6% 18.0% 11.4% 18.1% 21.4% 22.5% 20.8% 20.5%
Returns
7.4% 4.4% 7.1% 8.4% 7.6% 9.2% 8.4% 10.5% 8.5% 7.9%
0.9% 0.5% 1.0% 1.2% 1.0% 1.1% 0.9% 1.2% 1.0% 0.9%
Balance and payout
0.12 0.12 n/a n/a n/a n/a n/a n/a n/a n/a
87.8% 87.7% 86.4% 86.0% 87.1% 87.7% 89.0% 88.7% 88.2% 88.2%
50.3% 75.8% 43.1% 37.6% 41.1% 33.4% 41.5% 30.9% 35.5% 33.6%
n/a 35.4% 41.8% 97.7% 92.8% 34.3% 32.0% 46.9% 33.8% 46.6%