InsiderClue
Stocks · Health care · Hospital & Medical Service Plans

Oscar Health, Inc.

OSCR Clue Score51
United States Fiscal year ends December CIK 0001568651
$33.37 +0.82% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $33.37 +135.66% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 3 Mar 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2019Revenue488.2Operating income−259.4Net income−261.2EPS, diluted−9.06Fiscal year 2020Revenue0.0 −100.0%Operating income−402.3Net income−406.8EPS, diluted−14.16Fiscal year 2021Revenue5.4Operating income−544.5Net income−572.6EPS, diluted−3.20Fiscal year 2022Revenue64.9 +1,103.7%Operating income−589.9Net income−606.3EPS, diluted−2.85Fiscal year 2023Revenue21.4 −67.1%Operating income−235.6Net income−270.7EPS, diluted−1.22Fiscal year 2024Revenue20.6 −3.6%Operating income57.3Net income25.4EPS, diluted0.10Fiscal year 2025Revenue28.6 +39.0%Operating income−396.4Net income−443.2 −1,842.5%EPS, diluted−1.69
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 488.2 0.0 5.4 64.9 21.4 20.6 28.6
Growth −100.0% +1,103.7% −67.1% −3.6% +39.0%
Operating income −259.4 −402.3 −544.5 −589.9 −235.6 57.3 −396.4
Net income −261.2 −406.8 −572.6 −606.3 −270.7 25.4 −443.2
Growth −1,842.5%
EPS, diluted −9.06 −14.16 −3.20 −2.85 −1.22 0.10 −1.69

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2019Operating margin−53.1%Net margin−53.5%Free cash flow margin−39.2%Fiscal year 2020Fiscal year 2021Operating margin−10,094.2%Net margin−10,615.6%Free cash flow margin−3,849.3%Fiscal year 2022Operating margin−908.5%Net margin−933.8%Free cash flow margin541.1%Fiscal year 2023Operating margin−1,103.4%Net margin−1,267.9%Free cash flow margin−1,394.4%Fiscal year 2024Operating margin278.3%Net margin123.6%Free cash flow margin4,618.5%Fiscal year 2025Operating margin−1,386.2%Net margin−1,549.9%Free cash flow margin3,701.9%
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin −53.1% n/a −10,094.2% −908.5% −1,103.4% 278.3% −1,386.2%
Net margin −53.5% n/a −10,615.6% −933.8% −1,267.9% 123.6% −1,549.9%
Free cash flow margin −39.2% n/a −3,849.3% 541.1% −1,394.4% 4,618.5% 3,701.9%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2019Operating cash flow−165.4Capital expenditure−26.0Free cash flow−191.4Buybacks−3.0Fiscal year 2020Operating cash flow222.7Capital expenditure−14.0Free cash flow208.7Buybacks0.0Fiscal year 2021Operating cash flow−181.7Capital expenditure−25.9Free cash flow−207.6 −199.5%Buybacks0.0Fiscal year 2022Operating cash flow380.3Capital expenditure−29.0Free cash flow351.3Fiscal year 2023Operating cash flow−272.2Capital expenditure−25.6Free cash flow−297.7 −184.7%Fiscal year 2024Operating cash flow978.2Capital expenditure−27.9Free cash flow950.3Fiscal year 2025Operating cash flow1,094.9Capital expenditure−36.4Free cash flow1,058.5 +11.4%
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow −165.4 222.7 −181.7 380.3 −272.2 978.2 1,094.9
Capital expenditure −26.0 −14.0 −25.9 −29.0 −25.6 −27.9 −36.4
Free cash flow −191.4 208.7 −207.6 351.3 −297.7 950.3 1,058.5
Growth −199.5% −184.7% +11.4%
Buybacks −3.0 0.0 0.0 n/a n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2019Cash336.6Shareholders’ equity−945.1Fiscal year 2020Cash826.3Total debt142.5Net cash (debt)683.8Shareholders’ equity−1,295.9Fiscal year 2021Cash1,104.0Total debt0.0Net cash (debt)1,104.0Shareholders’ equity1,387.2Debt to equity0.00Fiscal year 2022Cash1,558.6Total debt298.0Net cash (debt)1,260.6Shareholders’ equity890.4Debt to equity0.33Fiscal year 2023Cash1,870.3Total debt298.8Net cash (debt)1,571.5Shareholders’ equity804.0Debt to equity0.37Fiscal year 2024Cash1,527.2Total debt299.6Net cash (debt)1,227.6Shareholders’ equity1,013.6Debt to equity0.30Fiscal year 2025Cash2,774.2Total debt430.1Net cash (debt)2,344.1Shareholders’ equity977.6Debt to equity0.44
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 336.6 826.3 1,104.0 1,558.6 1,870.3 1,527.2 2,774.2
Total debt n/a 142.5 0.0 298.0 298.8 299.6 430.1
Net cash (debt) n/a 683.8 1,104.0 1,260.6 1,571.5 1,227.6 2,344.1
Shareholders’ equity −945.1 −1,295.9 1,387.2 890.4 804.0 1,013.6 977.6
Debt to equity n/a n/a 0.00 0.33 0.37 0.30 0.44

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021† 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
488.2 0.0 5.4 64.9 21.4 20.6 28.6
Growth −100.0% +1,103.7% −67.1% −3.6% +39.0%
110.7 166.7 265.1 1,257.4 1,425.8 1,755.6 2,049.9
−259.4 −402.3 −544.5 −589.9 −235.6 57.3 −396.4
Growth −792.1%
−259.4 −405.8 −570.6 −610.1 −267.3 33.4 −437.3
1.8 1.0 0.8 −0.5 3.3 7.3 5.6
−261.2 −406.8 −572.6 −606.3 −270.7 25.4 −443.2
Growth −1,842.5%
Per share
−9.06 −14.16 −3.20 −2.85 −1.22 0.11 −1.69
−9.06 −14.16 −3.20 −2.85 −1.22 0.10 −1.69
Growth −1,790.0%
28.8 29.3 179.0 212.5 221.7 240.4 262.4
28.8 29.3 179.0 212.5 221.7 265.9 262.4
Growth +1.6% +511.6% +18.7% +4.3% +19.9% −1.3%

† The diluted share count jumps at 2021, so per-share figures either side of that column are not comparable. Usually a split, but the break lands on the restatement boundary rather than on the split date, because every column is that period’s latest filing.

Five years in brief

Worked out from the figures above, not from a press release
  • A net loss in 6 of 7 years on file.