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Stocks · Financials · State Commercial Banks

OHIO VALLEY BANC CORP

OVBC Clue Score61
United States Fiscal year ends December CIK 0000894671
$45.42 +1.52% Close, 12 Oct 2026
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Price $45.42 +66.56% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 13 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income6.9Fiscal year 2017Net income7.5 +8.5%Fiscal year 2018Net income11.9 +59.1%Fiscal year 2019Net income9.9 −17.1%Fiscal year 2020Net income10.3 +3.6%Fiscal year 2021Net income11.7 +14.4%Fiscal year 2022Net income13.3 +13.7%Fiscal year 2023Net income12.6 −5.3%Fiscal year 2024Net income11.0 −12.9%Fiscal year 2025Net income15.6 +41.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 6.9 7.5 11.9 9.9 10.3 11.7 13.3 12.6 11.0 15.6
Growth +8.5% +59.1% −17.1% +3.6% +14.4% +13.7% −5.3% −12.9% +41.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow13.4Capital expenditure−1.7Free cash flow11.7Dividends paid−3.6Fiscal year 2017Operating cash flow14.5Capital expenditure−1.7Free cash flow12.8 +9.3%Dividends paid−3.9Fiscal year 2018Operating cash flow18.1Capital expenditure−2.7Free cash flow15.4 +20.7%Dividends paid−4.0Fiscal year 2019Operating cash flow14.8Capital expenditure−6.2Free cash flow8.5 −44.7%Dividends paid−4.0Fiscal year 2020Operating cash flow12.5Capital expenditure−3.5Free cash flow9.0 +6.1%Dividends paid−4.0Fiscal year 2021Operating cash flow13.2Capital expenditure−1.1Free cash flow12.1 +33.9%Dividends paid−4.0Fiscal year 2022Operating cash flow16.0Capital expenditure−2.0Free cash flow14.0 +15.7%Buybacks0.0Dividends paid−4.7Fiscal year 2023Operating cash flow20.7Capital expenditure−2.7Free cash flow18.1 +29.0%Buybacks−0.1Dividends paid−4.9Fiscal year 2024Operating cash flow13.1Capital expenditure−1.4Free cash flow11.7 −35.4%Buybacks−1.9Dividends paid−4.2Fiscal year 2025Operating cash flow18.1Capital expenditure−1.0Free cash flow17.0 +46.2%Buybacks0.0Dividends paid−4.3
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 13.4 14.5 18.1 14.8 12.5 13.2 16.0 20.7 13.1 18.1
Capital expenditure −1.7 −1.7 −2.7 −6.2 −3.5 −1.1 −2.0 −2.7 −1.4 −1.0
Free cash flow 11.7 12.8 15.4 8.5 9.0 12.1 14.0 18.1 11.7 17.0
Growth +9.3% +20.7% −44.7% +6.1% +33.9% +15.7% +29.0% −35.4% +46.2%
Buybacks n/a n/a n/a n/a n/a n/a 0.0 −0.1 −1.9 0.0
Dividends paid −3.6 −3.9 −4.0 −4.0 −4.0 −4.0 −4.7 −4.9 −4.2 −4.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash40.2Shareholders’ equity104.5Fiscal year 2017Cash74.6Shareholders’ equity109.4Fiscal year 2018Cash71.2Shareholders’ equity117.9Fiscal year 2019Cash52.4Shareholders’ equity128.2Fiscal year 2020Cash138.3Shareholders’ equity136.3Fiscal year 2021Cash152.0Shareholders’ equity141.4Fiscal year 2022Cash46.0Shareholders’ equity132.8Fiscal year 2023Cash128.1Shareholders’ equity144.0Fiscal year 2024Cash83.1Shareholders’ equity150.3Fiscal year 2025Cash45.9Shareholders’ equity170.3
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 40.2 74.6 71.2 52.4 138.3 152.0 46.0 128.1 83.1 45.9
Shareholders’ equity 104.5 109.4 117.9 128.2 136.3 141.4 132.8 144.0 150.3 170.3

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
21.7% 37.4% 15.9% 15.5% 16.6% 16.3% 16.3% 16.9% 17.8% 19.8%
Returns
6.6% 6.9% 10.1% 7.7% 7.5% 8.3% 10.0% 8.8% 7.3% 9.2%
0.7% 0.7% 1.2% 1.0% 0.9% 0.9% 1.1% 0.9% 0.7% 1.0%
Balance and payout
89.1% 89.3% 88.6% 87.3% 88.5% 88.7% 88.8% 89.3% 90.0% 89.2%
51.8% 52.4% 33.2% 40.4% 39.2% 34.2% 35.4% 38.6% 38.0% 27.5%
30.7% 30.8% 25.7% 46.9% 44.5% 33.2% 33.7% 27.4% 52.5% 25.1%