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Stocks · Industrials · Services-Business Services, NEC

Payoneer Global Inc.

PAYO Clue Score66
United States Fiscal year ends December CIK 0001845815
$7.14 -0.28% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $7.14 −12.39% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 25 Jun 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2019Revenue300.5Operating income3.6Net income−0.6EPS, diluted−0.33Fiscal year 2020Revenue339.6 +13.0%Operating income−17.3Net income−23.7EPS, diluted−0.80Fiscal year 2021Revenue460.6 +35.6%Operating income−30.2Net income−34.0EPS, diluted−0.33Fiscal year 2022Revenue563.6 +22.4%Operating income−22.2Net income−12.0EPS, diluted−0.03Fiscal year 2023Revenue590.8 +4.8%Operating income103.6Net income93.3EPS, diluted0.24Fiscal year 2024Revenue710.3 +20.2%Operating income149.0Net income121.2 +29.8%EPS, diluted0.31Fiscal year 2025Revenue813.4 +14.5%Operating income124.7Net income73.2 −39.6%EPS, diluted0.19
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 300.5 339.6 460.6 563.6 590.8 710.3 813.4
Growth +13.0% +35.6% +22.4% +4.8% +20.2% +14.5%
Operating income 3.6 −17.3 −30.2 −22.2 103.6 149.0 124.7
Net income −0.6 −23.7 −34.0 −12.0 93.3 121.2 73.2
Growth +29.8% −39.6%
EPS, diluted −0.33 −0.80 −0.33 −0.03 0.24 0.31 0.19

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2019Operating margin1.2%Net margin−0.2%Free cash flow margin−7.8%Fiscal year 2020Operating margin−5.1%Net margin−7.0%Free cash flow margin1.3%Fiscal year 2021Operating margin−6.6%Net margin−7.4%Free cash flow margin2.8%Fiscal year 2022Operating margin−3.9%Net margin−2.1%Free cash flow margin13.0%Fiscal year 2023Operating margin17.5%Net margin15.8%Free cash flow margin25.6%Fiscal year 2024Operating margin21.0%Net margin17.1%Free cash flow margin23.8%Fiscal year 2025Operating margin15.3%Net margin9.0%Free cash flow margin25.4%
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin 1.2% −5.1% −6.6% −3.9% 17.5% 21.0% 15.3%
Net margin −0.2% −7.0% −7.4% −2.1% 15.8% 17.1% 9.0%
Free cash flow margin −7.8% 1.3% 2.8% 13.0% 25.6% 23.8% 25.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2019Operating cash flow−14.3Capital expenditure−9.1Free cash flow−23.5Fiscal year 2020Operating cash flow9.5Capital expenditure−5.0Free cash flow4.5Fiscal year 2021Operating cash flow20.0Capital expenditure−6.9Free cash flow13.1 +189.5%Fiscal year 2022Operating cash flow84.0Capital expenditure−10.5Free cash flow73.5 +459.7%Fiscal year 2023Operating cash flow159.5Capital expenditure−8.5Free cash flow151.0 +105.6%Buybacks−55.4Fiscal year 2024Operating cash flow176.9Capital expenditure−8.2Free cash flow168.7 +11.7%Buybacks−137.5Fiscal year 2025Operating cash flow233.5Capital expenditure−26.9Free cash flow206.6 +22.4%Buybacks−173.6
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow −14.3 9.5 20.0 84.0 159.5 176.9 233.5
Capital expenditure −9.1 −5.0 −6.9 −10.5 −8.5 −8.2 −26.9
Free cash flow −23.5 4.5 13.1 73.5 151.0 168.7 206.6
Growth +189.5% +459.7% +105.6% +11.7% +22.4%
Buybacks n/a n/a n/a n/a −55.4 −137.5 −173.6

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2019Cash114.9Shareholders’ equity−5.4Fiscal year 2020Cash103.0Total debt40.0Net cash (debt)63.0Shareholders’ equity24.3Debt to equity1.65Fiscal year 2021Cash465.9Total debt13.7Net cash (debt)452.3Shareholders’ equity487.1Debt to equity0.03Fiscal year 2022Cash543.3Total debt16.1Net cash (debt)527.2Shareholders’ equity545.3Debt to equity0.03Fiscal year 2023Cash617.0Total debt18.4Net cash (debt)598.6Shareholders’ equity664.3Debt to equity0.03Fiscal year 2024Cash497.5Shareholders’ equity724.8Fiscal year 2025Cash415.5Shareholders’ equity704.4
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 114.9 103.0 465.9 543.3 617.0 497.5 415.5
Total debt n/a 40.0 13.7 16.1 18.4 n/a n/a
Net cash (debt) n/a 63.0 452.3 527.2 598.6 n/a n/a
Shareholders’ equity −5.4 24.3 487.1 545.3 664.3 724.8 704.4
Debt to equity n/a 1.65 0.03 0.03 0.03 n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
1.2% −5.1% −6.6% −3.9% 17.5% 21.0% 15.3%
1.4% −4.5% −5.5% 0.3% 22.4% 19.6% 14.2%
−0.2% −7.0% −7.4% −2.1% 15.8% 17.1% 9.0%
−7.8% 1.3% 2.8% 13.0% 25.6% 23.8% 25.4%
Spending
11.6% 15.4% 17.5% 20.4% 20.2% 19.0% 19.1%
10.3% 11.1% 14.0% 16.0% 17.1% 15.9% 17.4%
3.0% 1.5% 1.5% 1.9% 1.4% 1.2% 3.3%
113.1% n/a n/a 839.7% 29.6% 13.1% 36.7%
Returns
n/a −97.7% −7.0% −2.2% 14.1% 16.7% 10.4%
n/a −0.6% −0.7% −0.2% 1.3% 1.5% 0.8%
Balance and payout
n/a 1.65 0.03 0.03 0.03 n/a n/a
n/a 94.8% 90.4% 91.7% 90.9% 90.9% 92.1%
n/a n/a n/a n/a 36.7% 81.5% 84.0%