InsiderClue
Stocks · Financials · State Commercial Banks

PCB BANCORP

PCB Clue Score52
United States Fiscal year ends December CIK 0001423869
$27.73 -0.57% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $27.73 +37.41% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue2.2Net income14.0EPS, diluted1.11Fiscal year 2017Revenue2.2 −1.0%Net income16.4 +17.1%EPS, diluted1.21 +9.0%Fiscal year 2018Revenue2.4 +10.9%Net income24.3 +48.1%EPS, diluted1.65 +36.4%Fiscal year 2019Revenue2.6 +4.6%Net income24.1 −0.8%EPS, diluted1.49 −9.7%Fiscal year 2020Revenue2.2 −12.5%Net income16.2 −32.9%EPS, diluted1.04 −30.2%Fiscal year 2021Revenue2.4 +6.2%Net income40.1 +147.9%EPS, diluted2.62 +151.9%Fiscal year 2022Revenue2.6 +11.5%Net income35.0 −12.8%EPS, diluted2.31 −11.8%Fiscal year 2023Revenue2.7 +0.3%Net income30.7 −12.2%EPS, diluted2.12 −8.2%Fiscal year 2024Revenue2.8 +4.7%Net income25.8 −15.9%EPS, diluted1.74 −17.9%Fiscal year 2025Revenue2.9 +4.5%Net income37.5 +45.1%EPS, diluted2.58 +48.3%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 2.2 2.2 2.4 2.6 2.2 2.4 2.6 2.7 2.8 2.9
Growth −1.0% +10.9% +4.6% −12.5% +6.2% +11.5% +0.3% +4.7% +4.5%
Net income 14.0 16.4 24.3 24.1 16.2 40.1 35.0 30.7 25.8 37.5
Growth +17.1% +48.1% −0.8% −32.9% +147.9% −12.8% −12.2% −15.9% +45.1%
EPS, diluted 1.11 1.21 1.65 1.49 1.04 2.62 2.31 2.12 1.74 2.58
Growth +9.0% +36.4% −9.7% −30.2% +151.9% −11.8% −8.2% −17.9% +48.3%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin630.4%Free cash flow margin1,720.7%Fiscal year 2017Net margin745.9%Free cash flow margin906.3%Fiscal year 2018Net margin996.4%Free cash flow margin1,211.3%Fiscal year 2019Net margin945.0%Free cash flow margin1,152.9%Fiscal year 2020Net margin725.0%Free cash flow margin686.2%Fiscal year 2021Net margin1,692.8%Free cash flow margin−86.4%Fiscal year 2022Net margin1,324.3%Free cash flow margin1,961.2%Fiscal year 2023Net margin1,158.7%Free cash flow margin2,340.7%Fiscal year 2024Net margin930.4%Free cash flow margin1,258.5%Fiscal year 2025Net margin1,291.9%Free cash flow margin841.5%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 630.4% 745.9% 996.4% 945.0% 725.0% 1,692.8% 1,324.3% 1,158.7% 930.4% 1,291.9%
Free cash flow margin 1,720.7% 906.3% 1,211.3% 1,152.9% 686.2% −86.4% 1,961.2% 2,340.7% 1,258.5% 841.5%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow40.2Capital expenditure−2.0Free cash flow38.2Dividends paid−1.4Fiscal year 2017Operating cash flow21.2Capital expenditure−1.3Free cash flow19.9 −47.9%Buybacks0.0Dividends paid−1.6Fiscal year 2018Operating cash flow30.7Capital expenditure−1.1Free cash flow29.5 +48.2%Buybacks0.0Dividends paid−1.8Fiscal year 2019Operating cash flow30.1Capital expenditure−0.7Free cash flow29.4 −0.5%Buybacks−6.5Dividends paid−4.0Fiscal year 2020Operating cash flow17.1Capital expenditure−1.8Free cash flow15.3 −47.9%Buybacks−6.5Dividends paid−6.2Fiscal year 2021Operating cash flow−1.6Capital expenditure−0.4Free cash flow−2.0 −113.4%Buybacks−10.9Dividends paid−6.7Fiscal year 2022Operating cash flow57.3Capital expenditure−5.5Free cash flow51.8Buybacks−6.7Dividends paid−8.9Fiscal year 2023Operating cash flow63.3Capital expenditure−1.3Free cash flow62.0 +19.7%Buybacks−8.8Dividends paid−9.9Fiscal year 2024Operating cash flow39.0Capital expenditure−4.1Free cash flow34.9 −43.7%Buybacks−0.2Dividends paid−10.3Fiscal year 2025Operating cash flow26.6Capital expenditure−2.2Free cash flow24.4 −30.1%Buybacks−7.1Dividends paid−11.5
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 40.2 21.2 30.7 30.1 17.1 −1.6 57.3 63.3 39.0 26.6
Capital expenditure −2.0 −1.3 −1.1 −0.7 −1.8 −0.4 −5.5 −1.3 −4.1 −2.2
Free cash flow 38.2 19.9 29.5 29.4 15.3 −2.0 51.8 62.0 34.9 24.4
Growth −47.9% +48.2% −0.5% −47.9% −113.4% +19.7% −43.7% −30.1%
Buybacks n/a 0.0 0.0 −6.5 −6.5 −10.9 −6.7 −8.8 −0.2 −7.1
Dividends paid −1.4 −1.6 −1.8 −4.0 −6.2 −6.7 −8.9 −9.9 −10.3 −11.5

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash70.0Shareholders’ equity127.0Fiscal year 2017Cash73.7Shareholders’ equity142.2Fiscal year 2018Cash162.3Shareholders’ equity210.3Fiscal year 2019Cash146.2Shareholders’ equity226.8Fiscal year 2020Cash194.1Shareholders’ equity233.8Fiscal year 2021Cash203.3Shareholders’ equity256.3Fiscal year 2022Cash147.0Shareholders’ equity335.4Fiscal year 2023Cash242.3Shareholders’ equity348.9Fiscal year 2024Cash198.8Shareholders’ equity363.8Fiscal year 2025Cash207.1Shareholders’ equity390.0
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 70.0 73.7 162.3 146.2 194.1 203.3 147.0 242.3 198.8 207.1
Shareholders’ equity 127.0 142.2 210.3 226.8 233.8 256.3 335.4 348.9 363.8 390.0

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
1,098.7% 1,425.3% 1,424.6% 1,346.6% 1,031.4% 2,404.3% 1,869.9% 1,632.5% 1,308.1% 1,810.6%
630.4% 745.9% 996.4% 945.0% 725.0% 1,692.8% 1,324.3% 1,158.7% 930.4% 1,291.9%
1,720.7% 906.3% 1,211.3% 1,152.9% 686.2% −86.4% 1,961.2% 2,340.7% 1,258.5% 841.5%
Spending
89.2% 58.3% 46.7% 27.8% 80.0% 18.2% 206.4% 49.6% 146.9% 75.6%
42.6% 47.7% 30.1% 29.8% 29.7% 29.6% 29.2% 29.0% 28.9% 28.6%
Returns
11.0% 11.5% 11.6% 10.6% 6.9% 15.6% 10.4% 8.8% 7.1% 9.6%
n/a 1.1% 1.4% 1.4% 0.8% 1.9% 1.4% 1.1% 0.8% 1.1%
Balance and payout
n/a 90.1% 87.6% 87.0% 87.8% 88.1% 86.1% 87.5% 88.1% 88.1%
9.9% 9.8% 7.2% 16.4% 38.0% 16.6% 25.6% 32.3% 39.8% 30.6%
3.6% 8.1% 6.0% 35.5% 82.6% n/a 30.3% 30.2% 30.1% 76.1%