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Principal Financial Group

PFG Clue Score40
United States Fiscal year ends December CIK 0001126328
$107.24 -2.30% Close, 9 Oct 2026
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Price $107.24 +57.43% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue12.39Net income1.32EPS, diluted4.50Fiscal year 2017Revenue14.09 +13.7%Net income2.31 +75.5%EPS, diluted7.88 +75.1%Fiscal year 2018Revenue14.24 +1.0%Net income1.55 −33.1%EPS, diluted5.36 −32.0%Fiscal year 2019Revenue16.22 +13.9%Net income1.39 −9.8%EPS, diluted4.96 −7.5%Fiscal year 2020Revenue14.74 −9.1%Net income1.40 +0.1%EPS, diluted5.05 +1.8%Fiscal year 2021Revenue14.43 −2.1%Net income1.58 +13.2%EPS, diluted5.79 +14.7%Fiscal year 2022Revenue17.54 +21.5%Net income4.76 +201.0%EPS, diluted18.63 +221.8%Fiscal year 2023Revenue13.67 −22.1%Net income0.62 −86.9%EPS, diluted2.55 −86.3%Fiscal year 2024Revenue16.13 +18.0%Net income1.57 +152.1%EPS, diluted6.68 +162.0%Fiscal year 2025Revenue15.63 −3.1%Net income1.19 −24.6%EPS, diluted5.25 −21.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 12.39 14.09 14.24 16.22 14.74 14.43 17.54 13.67 16.13 15.63
Growth +13.7% +1.0% +13.9% −9.1% −2.1% +21.5% −22.1% +18.0% −3.1%
Net income 1.32 2.31 1.55 1.39 1.40 1.58 4.76 0.62 1.57 1.19
Growth +75.5% −33.1% −9.8% +0.1% +13.2% +201.0% −86.9% +152.1% −24.6%
EPS, diluted 4.50 7.88 5.36 4.96 5.05 5.79 18.63 2.55 6.68 5.25
Growth +75.1% −32.0% −7.5% +1.8% +14.7% +221.8% −86.3% +162.0% −21.4%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin10.6%Fiscal year 2017Net margin16.4%Fiscal year 2018Net margin10.9%Fiscal year 2019Net margin8.6%Fiscal year 2020Net margin9.5%Fiscal year 2021Net margin11.0%Fiscal year 2022Net margin27.1%Fiscal year 2023Net margin4.6%Fiscal year 2024Net margin9.7%Fiscal year 2025Net margin7.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 10.6% 16.4% 10.9% 8.6% 9.5% 11.0% 27.1% 4.6% 9.7% 7.6%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow3.86Buybacks−0.28Dividends paid−0.46Fiscal year 2017Operating cash flow4.19Buybacks−0.22Dividends paid−0.54Fiscal year 2018Operating cash flow5.16Buybacks−0.67Dividends paid−0.60Fiscal year 2019Operating cash flow5.49Buybacks−0.28Dividends paid−0.61Fiscal year 2020Operating cash flow3.71Buybacks−0.31Dividends paid−0.61Fiscal year 2021Operating cash flow3.25Buybacks−0.94Dividends paid−0.65Fiscal year 2022Operating cash flow3.17Buybacks−1.66Dividends paid−0.64Fiscal year 2023Operating cash flow3.79Buybacks−0.74Dividends paid−0.63Fiscal year 2024Operating cash flow4.60Buybacks−1.04Dividends paid−0.66Fiscal year 2025Operating cash flow4.54Buybacks−0.90Dividends paid−0.68
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 3.86 4.19 5.16 5.49 3.71 3.25 3.17 3.79 4.60 4.54
Buybacks −0.28 −0.22 −0.67 −0.28 −0.31 −0.94 −1.66 −0.74 −1.04 −0.90
Dividends paid −0.46 −0.54 −0.60 −0.61 −0.61 −0.65 −0.64 −0.63 −0.66 −0.68

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash2.72Total debt3.13Net cash (debt)−0.41Shareholders’ equity10.23Debt to equity0.31Fiscal year 2017Cash2.47Total debt3.18Net cash (debt)−0.71Shareholders’ equity12.85Debt to equity0.25Fiscal year 2018Cash2.98Total debt3.26Net cash (debt)−0.28Shareholders’ equity11.39Debt to equity0.29Fiscal year 2019Cash2.52Total debt3.73Net cash (debt)−1.22Shareholders’ equity14.62Debt to equity0.26Fiscal year 2020Cash2.85Total debt4.28Net cash (debt)−1.43Shareholders’ equity16.56Debt to equity0.26Fiscal year 2021Cash2.33Total debt4.28Net cash (debt)−1.95Shareholders’ equity16.07Debt to equity0.27Fiscal year 2022Cash4.85Total debt4.00Net cash (debt)0.85Shareholders’ equity9.98Debt to equity0.40Fiscal year 2023Cash4.71Total debt3.93Net cash (debt)0.78Shareholders’ equity10.92Debt to equity0.36Fiscal year 2024Cash4.21Total debt3.96Net cash (debt)0.26Shareholders’ equity11.09Debt to equity0.36Fiscal year 2025Cash4.43Total debt3.93Net cash (debt)0.50Shareholders’ equity11.88Debt to equity0.33
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 2.72 2.47 2.98 2.52 2.85 2.33 4.85 4.71 4.21 4.43
Total debt 3.13 3.18 3.26 3.73 4.28 4.28 4.00 3.93 3.96 3.93
Net cash (debt) −0.41 −0.71 −0.28 −1.22 −1.43 −1.95 0.85 0.78 0.26 0.50
Shareholders’ equity 10.23 12.85 11.39 14.62 16.56 16.07 9.98 10.92 11.09 11.88
Debt to equity 0.31 0.25 0.29 0.26 0.26 0.27 0.40 0.36 0.36 0.33

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
12.39 14.09 14.24 16.22 14.74 14.43 17.54 13.67 16.13 15.63
Growth +13.7% +1.0% +13.9% −9.1% −2.1% +21.5% −22.1% +18.0% −3.1%
0.23 −0.07 0.23 0.25 0.27 0.28 1.19 0.07 0.29 0.16
1.32 2.31 1.55 1.39 1.40 1.58 4.76 0.62 1.57 1.19
Growth +75.5% −33.1% −9.8% +0.1% +13.2% +201.0% −86.9% +152.1% −24.6%
Per share
4.55 8.00 5.41 5.00 5.08 5.87 18.94 2.58 6.77 5.32
4.50 7.88 5.36 4.96 5.05 5.79 18.63 2.55 6.68 5.25
Growth +75.1% −32.0% −7.5% +1.8% +14.7% +221.8% −86.3% +162.0% −21.4%
289.4 288.9 285.8 278.6 274.7 269.0 251.1 241.3 232.0 222.8
292.7 293.1 288.8 281.0 276.6 272.9 255.3 244.6 235.3 225.7
Growth +0.1% −1.5% −2.7% −1.6% −1.3% −6.4% −4.2% −3.8% −4.1%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 1.2% a year over five years, and earnings per share grew 0.8% a year.
  • The diluted share count fell 18.4% in five years, so buybacks did some of the work per share.
  • Profitable in every one of the 10 years on file.