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PLUMAS BANCORP

PLBC Clue Score56
United States Fiscal year ends December CIK 0001168455
$60.96 -1.31% Close, 9 Oct 2026
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Price $60.96 +71.72% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Net income7.5EPS, diluted1.47Fiscal year 2017Revenue2.5Net income8.2 +9.6%EPS, diluted1.58 +7.5%Fiscal year 2018Revenue2.6 +4.4%Net income14.0 +70.9%EPS, diluted2.68 +69.6%Fiscal year 2019Revenue2.7 +4.6%Net income15.5 +10.9%EPS, diluted2.97 +10.8%Fiscal year 2020Revenue2.3 −13.8%Net income14.5 −6.7%EPS, diluted2.77 −6.7%Fiscal year 2021Net income21.0 +45.1%EPS, diluted3.76 +35.7%Fiscal year 2022Net income26.4 +25.9%EPS, diluted4.47 +18.9%Fiscal year 2023Net income29.8 +12.6%EPS, diluted5.02 +12.3%Fiscal year 2024Net income28.6 −3.9%EPS, diluted4.80 −4.4%Fiscal year 2025Net income29.6 +3.5%EPS, diluted4.54 −5.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue n/a 2.5 2.6 2.7 2.3 n/a n/a n/a n/a n/a
Growth +4.4% +4.6% −13.8%
Net income 7.5 8.2 14.0 15.5 14.5 21.0 26.4 29.8 28.6 29.6
Growth +9.6% +70.9% +10.9% −6.7% +45.1% +25.9% +12.6% −3.9% +3.5%
EPS, diluted 1.47 1.58 2.68 2.97 2.77 3.76 4.47 5.02 4.80 4.54
Growth +7.5% +69.6% +10.8% −6.7% +35.7% +18.9% +12.3% −4.4% −5.4%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Fiscal year 2017Net margin331.9%Free cash flow margin443.7%Fiscal year 2018Net margin543.2%Free cash flow margin457.0%Fiscal year 2019Net margin575.6%Free cash flow margin522.4%Fiscal year 2020Net margin623.1%Free cash flow margin991.1%Fiscal year 2021Fiscal year 2022Fiscal year 2023Fiscal year 2024Fiscal year 2025
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin n/a 331.9% 543.2% 575.6% 623.1% n/a n/a n/a n/a n/a
Free cash flow margin n/a 443.7% 457.0% 522.4% 991.1% n/a n/a n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow8.9Capital expenditure−0.6Free cash flow8.3Dividends paid−0.5Fiscal year 2017Operating cash flow11.5Capital expenditure−0.5Free cash flow10.9 +31.9%Dividends paid−1.4Fiscal year 2018Operating cash flow15.6Capital expenditure−3.9Free cash flow11.8 +7.5%Dividends paid−1.8Fiscal year 2019Operating cash flow15.5Capital expenditure−1.4Free cash flow14.1 +19.6%Dividends paid−2.4Fiscal year 2020Operating cash flow24.6Capital expenditure−1.6Free cash flow23.0 +63.5%Dividends paid−1.9Fiscal year 2021Operating cash flow−8.4Capital expenditure−0.9Free cash flow−9.3 −140.6%Dividends paid−3.1Fiscal year 2022Operating cash flow56.9Capital expenditure−3.0Free cash flow53.9Dividends paid−3.7Fiscal year 2023Operating cash flow38.3Capital expenditure−2.3Free cash flow36.1 −33.1%Dividends paid−5.9Fiscal year 2024Operating cash flow30.5Capital expenditure−0.7Free cash flow29.8 −17.3%Dividends paid−6.4Fiscal year 2025Operating cash flow21.6Capital expenditure−1.3Free cash flow20.3 −32.0%Dividends paid−7.7
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 8.9 11.5 15.6 15.5 24.6 −8.4 56.9 38.3 30.5 21.6
Capital expenditure −0.6 −0.5 −3.9 −1.4 −1.6 −0.9 −3.0 −2.3 −0.7 −1.3
Free cash flow 8.3 10.9 11.8 14.1 23.0 −9.3 53.9 36.1 29.8 20.3
Growth +31.9% +7.5% +19.6% +63.5% −140.6% −33.1% −17.3% −32.0%
Dividends paid −0.5 −1.4 −1.8 −2.4 −1.9 −3.1 −3.7 −5.9 −6.4 −7.7

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash62.6Shareholders’ equity48.0Fiscal year 2017Cash87.5Shareholders’ equity55.7Fiscal year 2018Cash46.7Shareholders’ equity66.9Fiscal year 2019Cash46.9Shareholders’ equity84.5Fiscal year 2020Cash184.9Shareholders’ equity100.2Fiscal year 2021Cash380.6Total debt0.0Net cash (debt)380.6Shareholders’ equity134.1Debt to equity0.00Fiscal year 2022Cash183.4Total debt0.0Net cash (debt)183.4Shareholders’ equity119.0Debt to equity0.00Fiscal year 2023Cash85.7Shareholders’ equity147.3Fiscal year 2024Cash82.0Shareholders’ equity177.9Fiscal year 2025Cash80.6Shareholders’ equity261.1
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 62.6 87.5 46.7 46.9 184.9 380.6 183.4 85.7 82.0 80.6
Total debt n/a n/a n/a n/a n/a 0.0 0.0 n/a n/a n/a
Net cash (debt) n/a n/a n/a n/a n/a 380.6 183.4 n/a n/a n/a
Shareholders’ equity 48.0 55.7 66.9 84.5 100.2 134.1 119.0 147.3 177.9 261.1
Debt to equity n/a n/a n/a n/a n/a 0.00 0.00 n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
8.9 11.5 15.6 15.5 24.6 −8.4 56.9 38.3 30.5 21.6
Growth +29.0% +36.3% −1.0% +59.1% −134.2% −32.6% −20.4% −29.2%
1.0 1.0 0.9 1.1 1.1 1.2 1.3 1.4 1.3 1.5
Investment
−0.6 −0.5 −3.9 −1.4 −1.6 −0.9 −3.0 −2.3 −0.7 −1.3
calc 8.3 10.9 11.8 14.1 23.0 −9.3 53.9 36.1 29.8 20.3
Growth +31.9% +7.5% +19.6% +63.5% −140.6% −33.1% −17.3% −32.0%
calc 1.63 2.11 2.26 2.69 4.40 −1.67 9.11 6.08 5.00 3.11
−65.8 −66.5 −121.9 −36.7 −114.4 −79.8 −270.8 −90.6 10.2 70.3
Financing
51.3 79.9 65.4 21.5 227.7 283.9 16.7 −45.6 −44.4 −93.3
−0.5 −1.4 −1.8 −2.4 −1.9 −3.1 −3.7 −5.9 −6.4 −7.7

Lines marked calc are worked out here from filed figures; point at one for how. Capital expenditure, dividends and buybacks are shown as money out, so negative.