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Stocks · Financials · Fire, Marine & Casualty Insurance

Presurance Holdings, Inc.

PRHI Clue Score27
United States Fiscal year ends December CIK 0001502292
$8.28 +3.05% Close, 9 Oct 2026
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Price $8.28 +205.54% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue93.9Operating income−11.1Net income−8.4Fiscal year 2017Revenue96.8 +3.1%Operating income−24.2Net income−21.5Fiscal year 2018Revenue98.9 +2.1%Operating income−10.3Net income−9.2Fiscal year 2019Revenue96.0 −2.9%Operating income−11.0Net income−7.8Fiscal year 2020Revenue103.5 +7.8%Operating income−9.1Net income0.6EPS, diluted0.06Fiscal year 2021Revenue116.0 +12.1%Operating income−13.3Net income−1.1 −283.9%EPS, diluted−0.11 −283.3%Fiscal year 2022Revenue104.9 −9.5%Operating income−28.3Net income−10.7EPS, diluted−1.00Fiscal year 2023Revenue90.5 −13.7%Operating income−30.5Net income−25.9EPS, diluted−2.12Fiscal year 2024Revenue67.3 −25.7%Operating income−37.3Net income24.3EPS, diluted1.93Fiscal year 2025Revenue43.3 −35.6%Operating income−25.9Net income−18.4 −175.7%EPS, diluted−1.51 −178.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 93.9 96.8 98.9 96.0 103.5 116.0 104.9 90.5 67.3 43.3
Growth +3.1% +2.1% −2.9% +7.8% +12.1% −9.5% −13.7% −25.7% −35.6%
Operating income −11.1 −24.2 −10.3 −11.0 −9.1 −13.3 −28.3 −30.5 −37.3 −25.9
Net income −8.4 −21.5 −9.2 −7.8 0.6 −1.1 −10.7 −25.9 24.3 −18.4
Growth −283.9% −175.7%
EPS, diluted n/a n/a n/a n/a 0.06 −0.11 −1.00 −2.12 1.93 −1.51
Growth −283.3% −178.2%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Operating margin−11.9%Net margin−9.0%Free cash flow margin6.4%Fiscal year 2017Operating margin−25.0%Net margin−22.2%Free cash flow margin9.4%Fiscal year 2018Operating margin−10.5%Net margin−9.3%Free cash flow margin−17.3%Fiscal year 2019Operating margin−11.5%Net margin−8.1%Free cash flow margin15.9%Fiscal year 2020Operating margin−8.8%Net margin0.6%Free cash flow margin2.8%Fiscal year 2021Operating margin−11.5%Net margin−0.9%Fiscal year 2022Operating margin−27.0%Net margin−10.2%Fiscal year 2023Operating margin−33.7%Net margin−28.6%Fiscal year 2024Operating margin−55.4%Net margin36.2%Fiscal year 2025Operating margin−59.8%Net margin−42.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin −11.9% −25.0% −10.5% −11.5% −8.8% −11.5% −27.0% −33.7% −55.4% −59.8%
Net margin −9.0% −22.2% −9.3% −8.1% 0.6% −0.9% −10.2% −28.6% 36.2% −42.6%
Free cash flow margin 6.4% 9.4% −17.3% 15.9% 2.8% n/a n/a n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow6.2Capital expenditure−0.2Free cash flow6.0Buybacks−0.6Fiscal year 2017Operating cash flow9.1Capital expenditure−0.0Free cash flow9.1 +52.0%Buybacks0.0Fiscal year 2018Operating cash flow−17.0Capital expenditure−0.1Free cash flow−17.1 −288.3%Buybacks−0.6Fiscal year 2019Operating cash flow15.4Capital expenditure−0.1Free cash flow15.3Buybacks−0.7Fiscal year 2020Operating cash flow3.0Capital expenditure−0.1Free cash flow2.9 −81.0%Buybacks−0.0Fiscal year 2021Operating cash flow5.4Buybacks−0.0Fiscal year 2022Operating cash flow−40.5Fiscal year 2023Operating cash flow−13.4Fiscal year 2024Operating cash flow−32.7Fiscal year 2025Operating cash flow−43.9
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 6.2 9.1 −17.0 15.4 3.0 5.4 −40.5 −13.4 −32.7 −43.9
Capital expenditure −0.2 −0.0 −0.1 −0.1 −0.1 n/a n/a n/a n/a n/a
Free cash flow 6.0 9.1 −17.1 15.3 2.9 n/a n/a n/a n/a n/a
Growth +52.0% −288.3% −81.0%
Buybacks −0.6 0.0 −0.6 −0.7 −0.0 −0.0 n/a n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash12.5Total debt17.8Net cash (debt)−5.3Shareholders’ equity67.8Debt to equity0.26Fiscal year 2017Cash11.9Total debt29.0Net cash (debt)−17.2Shareholders’ equity52.8Debt to equity0.55Fiscal year 2018Cash10.8Total debt33.5Net cash (debt)−22.7Shareholders’ equity42.2Debt to equity0.79Fiscal year 2019Cash7.5Total debt35.8Net cash (debt)−28.4Shareholders’ equity42.7Debt to equity0.84Fiscal year 2020Cash8.2Total debt41.0Net cash (debt)−32.8Shareholders’ equity44.4Debt to equity0.92Fiscal year 2021Cash9.9Total debt33.6Net cash (debt)−23.7Shareholders’ equity40.5Debt to equity0.83Fiscal year 2022Cash28.0Total debt33.9Net cash (debt)−5.8Shareholders’ equity19.0Debt to equity1.79Fiscal year 2023Cash10.7Total debt25.1Net cash (debt)−14.4Shareholders’ equity2.9Debt to equity8.67Fiscal year 2024Cash27.7Total debt11.9Net cash (debt)15.7Shareholders’ equity21.5Debt to equity0.55Fiscal year 2025Cash27.4Total debt12.2Net cash (debt)15.2Shareholders’ equity9.0Debt to equity1.36
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 12.5 11.9 10.8 7.5 8.2 9.9 28.0 10.7 27.7 27.4
Total debt 17.8 29.0 33.5 35.8 41.0 33.6 33.9 25.1 11.9 12.2
Net cash (debt) −5.3 −17.2 −22.7 −28.4 −32.8 −23.7 −5.8 −14.4 15.7 15.2
Shareholders’ equity 67.8 52.8 42.2 42.7 44.4 40.5 19.0 2.9 21.5 9.0
Debt to equity 0.26 0.55 0.79 0.84 0.92 0.83 1.79 8.67 0.55 1.36

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Balance sheet

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Assets
12.5 11.9 10.8 7.5 8.2 9.9 28.0 10.7 27.7 27.4
203.7 239.0 232.8 247.3 261.6 290.4 312.4 315.6 281.7 239.3
Growth +17.3% −2.6% +6.2% +5.8% +11.0% +7.6% +1.0% −10.8% −15.0%
Liabilities
17.8 29.0 33.5 35.8 41.0 33.6 33.9 25.1 11.9 12.2
calc 17.8 29.0 33.5 35.8 41.0 33.6 33.9 25.1 11.9 12.2
135.9 186.2 190.6 204.5 217.2 249.9 293.4 312.7 260.1 230.3
Equity
−11.5 −33.0 −41.8 −49.6 −49.0 −50.1 −60.8 −86.7 −63.2 −81.6
67.8 52.8 42.2 42.7 44.4 40.5 19.0 2.9 21.5 9.0
Growth −22.1% −20.2% +1.3% +4.0% −8.8% −53.2% −84.8% +645.1% −58.3%
Per share and net cash
calc −5.3 −17.2 −22.7 −28.4 −32.8 −23.7 −5.8 −14.4 15.7 15.2
7.6 8.5 8.5 9.6 9.7 9.7 12.2 12.2 12.2 12.2
calc 8.88 6.20 4.97 4.45 4.59 4.17 1.55 0.24 1.76 0.73

Lines marked calc are worked out here from filed figures; point at one for how.