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Primerica, Inc.

PRI Clue Score63
United States Fiscal year ends December CIK 0001475922
$275.29 -0.04% Close, 9 Oct 2026
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Price $275.29 +73.53% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue1.52Net income0.22EPS, diluted4.59Fiscal year 2017Revenue1.69 +11.2%Net income0.35 +59.6%EPS, diluted7.61 +65.8%Fiscal year 2018Revenue1.90 +12.5%Net income0.32 −7.5%EPS, diluted7.33 −3.7%Fiscal year 2019Revenue2.05 +8.0%Net income0.37 +13.1%EPS, diluted8.62 +17.6%Fiscal year 2020Revenue2.22 +8.0%Net income0.39 +5.4%EPS, diluted9.57 +11.0%Fiscal year 2021Revenue2.71 +22.2%Net income0.48 +23.6%EPS, diluted11.99 +25.3%Fiscal year 2022Revenue2.66 −1.9%Net income0.47 −1.1%EPS, diluted12.33 +2.8%Fiscal year 2023Revenue2.75 +3.4%Net income0.58 +22.1%EPS, diluted15.94 +29.3%Fiscal year 2024Revenue3.09 +12.4%Net income0.47 −18.4%EPS, diluted13.71 −14.0%Fiscal year 2025Revenue3.29 +6.6%Net income0.75 +59.7%EPS, diluted22.91 +67.1%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 1.52 1.69 1.90 2.05 2.22 2.71 2.66 2.75 3.09 3.29
Growth +11.2% +12.5% +8.0% +8.0% +22.2% −1.9% +3.4% +12.4% +6.6%
Net income 0.22 0.35 0.32 0.37 0.39 0.48 0.47 0.58 0.47 0.75
Growth +59.6% −7.5% +13.1% +5.4% +23.6% −1.1% +22.1% −18.4% +59.7%
EPS, diluted 4.59 7.61 7.33 8.62 9.57 11.99 12.33 15.94 13.71 22.91
Growth +65.8% −3.7% +17.6% +11.0% +25.3% +2.8% +29.3% −14.0% +67.1%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin14.4%Fiscal year 2017Net margin20.7%Fiscal year 2018Net margin17.1%Fiscal year 2019Net margin17.9%Fiscal year 2020Net margin17.4%Fiscal year 2021Net margin17.6%Fiscal year 2022Net margin17.8%Fiscal year 2023Net margin21.0%Fiscal year 2024Net margin15.2%Fiscal year 2025Net margin22.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 14.4% 20.7% 17.1% 17.9% 17.4% 17.6% 17.8% 21.0% 15.2% 22.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow0.29Buybacks−0.15Dividends paid−0.03Fiscal year 2017Operating cash flow0.39Buybacks−0.15Dividends paid−0.04Fiscal year 2018Operating cash flow0.48Buybacks−0.21Dividends paid−0.04Fiscal year 2019Operating cash flow0.49Buybacks−0.23Dividends paid−0.06Fiscal year 2020Operating cash flow0.64Buybacks−0.23Dividends paid−0.06Fiscal year 2021Operating cash flow0.66Buybacks−0.02Dividends paid−0.07Fiscal year 2022Operating cash flow0.76Buybacks−0.36Dividends paid−0.08Fiscal year 2023Operating cash flow0.69Buybacks−0.38Dividends paid−0.09Fiscal year 2024Operating cash flow0.86Buybacks−0.43Dividends paid−0.11Fiscal year 2025Operating cash flow0.90Buybacks−0.45Dividends paid−0.14
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.29 0.39 0.48 0.49 0.64 0.66 0.76 0.69 0.86 0.90
Buybacks −0.15 −0.15 −0.21 −0.23 −0.23 −0.02 −0.36 −0.38 −0.43 −0.45
Dividends paid −0.03 −0.04 −0.04 −0.06 −0.06 −0.07 −0.08 −0.09 −0.11 −0.14

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash0.21Shareholders’ equity1.22Fiscal year 2017Cash0.28Shareholders’ equity1.42Fiscal year 2018Cash0.26Shareholders’ equity1.46Fiscal year 2019Cash0.26Shareholders’ equity1.65Fiscal year 2020Cash0.55Shareholders’ equity1.84Fiscal year 2021Cash0.39Shareholders’ equity0.93Fiscal year 2022Cash0.49Shareholders’ equity2.03Fiscal year 2023Cash0.59Shareholders’ equity2.07Fiscal year 2024Cash0.69Shareholders’ equity2.26Fiscal year 2025Cash0.76Shareholders’ equity2.45
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.21 0.28 0.26 0.26 0.55 0.39 0.49 0.59 0.69 0.76
Shareholders’ equity 1.22 1.42 1.46 1.65 1.84 0.93 2.03 2.07 2.26 2.45

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
1.52 1.69 1.90 2.05 2.22 2.71 2.66 2.75 3.09 3.29
Growth +11.2% +12.5% +8.0% +8.0% +22.2% −1.9% +3.4% +12.4% +6.6%
n/a n/a n/a n/a n/a 0.05 0.07 0.06 n/a n/a
0.34 0.38 0.42 0.48 0.51 0.64 0.72 0.77 0.94 0.97
0.12 0.03 0.09 0.11 0.12 0.17 0.16 0.18 0.22 0.22
0.22 0.35 0.32 0.37 0.39 0.48 0.47 0.58 0.47 0.75
Growth +59.6% −7.5% +13.1% +5.4% +23.6% −1.1% +22.1% −18.4% +59.7%
Per share
4.59 7.63 7.35 8.65 9.60 12.03 12.37 15.97 13.73 22.95
4.59 7.61 7.33 8.62 9.57 11.99 12.33 15.94 13.71 22.91
Growth +65.8% −3.7% +17.6% +11.0% +25.3% +2.8% +29.3% −14.0% +67.1%
47.4 45.6 43.9 42.2 40.1 39.5 38.0 36.0 34.1 32.6
47.5 45.7 44.0 42.3 40.2 39.7 38.1 36.0 34.2 32.7
Growth −3.7% −3.7% −3.8% −5.0% −1.3% −3.9% −5.5% −5.1% −4.4%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 8.2% a year over five years, and earnings per share grew 19.1% a year.
  • The diluted share count fell 18.7% in five years, so buybacks did some of the work per share.
  • Profitable in every one of the 10 years on file.